[Skip to the content](#main)

[RateGap](/)every home loan rate lenders publish, compared

# Investment home loan rates, by lender

Every home loan rate Australian lenders advertise for an investment property, published under the Consumer Data Right and dated to the day it was read. [Rate movements over time](/data/history) · [Back to the data overview](/data).

      Lender

- All lenders

- AAA FINANCIAL CORPORATION
- AFG Align
- AFG Commercial
- AFG Home Loans - Retro
- AFG Home Loans Alpha
- AMP - My AMP
- AMP Bank GO
- ANZ
- ANZ Plus
- Afterpay
- Apollo
- Arab Bank Australia Limited
- Athena Home Loans
- Aussie Activate
- Aussie Elevate
- Aussie Select
- Australian Military Bank
- Australian Mutual Bank LTD
- Auswide Bank Ltd
- BCU Bank
- BNK Bank (Goldfields Money/BCHL)
- BOQ Specialist
- Bank Australia
- Bank First
- Bank of China
- Bank of Melbourne
- Bank of Queensland Limited
- Bank of Sydney
- Bank of us
- BankSA
- BankVic
- Bankwest
- Bendigo Bank
- Beyond Bank Australia
- Bluestone Home Loans
- Border Bank
- Broken Hill Bank
- Cairns bank
- Central Murray Bank
- Central West CUL
- Coastline Bank
- CommBank
- CommFCU
- Connective Advance
- Connective Athena
- Connective Complete
- Connective Elevate
- Connective Select
- Credit Union SA
- Darling Downs Bank
- Defence Bank
- Dnister
- Easy Street
- Finsure Thrive
- Fire Service Credit Union
- Firefighters Mutual Bank
- First Option Bank
- Firstmac
- Gateway Bank
- Great Southern Bank
- Greater Bank
- HSBC
- Health Professionals Bank
- Homestar Finance Pty Ltd
- Horizon Bank
- Hume Bank
- IMB Bank
- ING BANK (Australia) Ltd
- Judo Bank
- LJ Hooker Home Loans
- La Trobe Financial
- Laboratories Credit Union
- Liberty Financial
- MA Money
- MCCA
- ME Bank - ME Go
- Macquarie Bank Limited
- Maitland Mutual Limited
- Mortgage Choice Amplify
- Mortgage Choice Freedom
- Mortgage Choice Ignite
- Mortgage Ezy
- Mortgage House
- MoveBank
- MyState Bank
- NATIONAL AUSTRALIA BANK
- NRMA Home Loans
- Newcastle Permanent
- Northern Inland Credit Union Limited
- ORANGE CREDIT UNION LTD
- ORDE Financial
- P&N Bank
- Paramount Edge
- People First and Heritage Bank
- Pepper Money
- Police Bank
- Police Credit Union Ltd
- QBANK
- Qantas Money Atlas Home Loans
- Qantas Money Basic/Offset Home Loans
- Qudos Bank
- Queensland Country Bank
- RACQ Bank
- Rate Money Elevate
- RedZed
- Regional Australia Bank
- Resimac
- SWSbank
- Southern Cross Credit Union
- St.George Bank
- Summerland Bank
- Suncorp Bank
- TMCU
- Teachers Mutual Bank
- The Capricornian
- The Mac
- Thinktank
- Thinktank by LMG
- Tiimely Home
- UBank
- UniBank
- Unity Bank
- Unloan
- Up
- Virgin Money
- Westpac
- Woolworths Team Bank
- YBR Lending Solutions
- Zeus
- bankWAW
- gmcu
- homeloans.com.au
- loans.com.au

      Rate type

- Variable and fixed
- Variable
- Fixed
- All, with discounts
      Loan purpose

- Any purpose
- Owner-occupied
- Investment
      Repayment type

- Any repayment
- Principal and interest
- Interest only

      Search lender or product name

      Filter

"All, with discounts" adds discounts, bundle rates and
    introductory offers, which are not loan prices.

Showing the lowest 400 of 10,891 matching rates. Narrow the filters to see the rest.

    | Rate | Lender | Product | Type | For | Repay | LVR band | Comparison |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| **2.79%** | [RACQ Bank](/lender/racq-bank) | Green Home Loan Investment | variable | investment | P&I | — | 2.79% |  |
| **4.74%** | [Westpac](/lender/westpac) | Sustainable Upgrades Investment Loan | variable | investment | P&I | — | 4.74% | [↗](https://www.westpac.com.au/home-loans/sustainable-upgrades-home-loan) |
| **5.69%** | [AAA FINANCIAL CORPORATION](/lender/aaa-financial-corporation) | Portfolio Loan | variable | investment | interest only | 0–90% | — |  |
| **5.69%** | [AAA FINANCIAL CORPORATION](/lender/aaa-financial-corporation) | Portfolio Loan | variable | investment | P&I | 0–90% | — |  |
| **5.90%** | Family First | Standard Variable Rate Home Loan - Investment | variable | investment | P&I | 0–95% | 5.98% | [↗](https://familyfirst.com.au/loans/home-and-investment-loans/) |
| **5.94%** | [Northern Inland Credit Union Limited](/lender/northern-inland-credit-union-limited) | Value Home Loan - Investment | variable | investment | P&I | — | 5.98% | [↗](https://www.nicu.com.au/home-loans/value-home-loan) |
| **5.95%** | [Laboratories Credit Union](/lender/laboratories-credit-union) | Simple Home Loan Investment Variable | variable | investment | P&I | — | 5.97% |  |
| **5.95%** | [Easy Street](/lender/easy-street) | STREET SMART VARIABLE HOME LOAN SPECIAL - INVESTMENT (Principal and Interest) | variable | investment | P&I | — | 6.00% | [↗](https://easystreet.com.au/variable-home-loan) |
| **5.99%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | fixed 3y | investment | P&I | 0–60% | 6.17% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **5.99%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | fixed 3y | investment | P&I | 60–80% | 6.21% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **5.99%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | fixed 3y | investment | P&I | 0–60% | 6.17% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **5.99%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | fixed 3y | investment | P&I | 60–80% | 6.21% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **5.99%** | [CommFCU](/lender/commfcu) | BOOST PACKAGE HOME LOAN - INVESTMENT LVR 80% (Principal and Interest) | variable | investment | P&I | — | 6.37% | [↗](https://communityfirst.com.au/tools/rates-and-fees) |
| **6.00%** | Family First | Standard Variable Rate Home Loan - Investment | variable | investment | P&I | 0–95% | 6.08% | [↗](https://familyfirst.com.au/loans/home-and-investment-loans/) |
| **6.09%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | fixed 3y | investment | interest only | 0–60% | 6.20% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.09%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | fixed 3y | investment | interest only | 60–80% | 6.23% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.09%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | fixed 3y | investment | interest only | 0–60% | 6.20% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.09%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | fixed 3y | investment | interest only | 60–80% | 6.23% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.09%** | [Police Bank](/lender/police-bank) | Goldrate Home Loan | fixed 3y | investment | P&I | 0–60% | 6.24% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.09%** | [Police Bank](/lender/police-bank) | Goldrate Home Loan | fixed 3y | investment | P&I | 60–80% | 6.27% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.09%** | [Border Bank](/lender/border-bank) | Goldrate Home Loan | fixed 3y | investment | P&I | 0–60% | 6.24% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.09%** | [Border Bank](/lender/border-bank) | Goldrate Home Loan | fixed 3y | investment | P&I | 60–80% | 6.27% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.09%** | Family First | Fixed Rate Home Loan - Investment | fixed 1y | investment | P&I | 0–95% | 7.07% | [↗](https://familyfirst.com.au/loans/home-and-investment-loans/) |
| **6.09%** | [Bank Australia](/lender/bank-australia) | Offset Investment Loan | variable | investment | P&I | — | 6.28% | [↗](http://bankaust.com.au/offset-home-loan-offer) |
| **6.09%** | [RACQ Bank](/lender/racq-bank) | Fair Dinkum Investment Home Loan | variable | investment | P&I | 0.01–60% | 6.09% |  |
| **6.10%** | Family First | Standard Variable Rate Home Loan - Investment | variable | investment | P&I | 0–95% | 6.18% | [↗](https://familyfirst.com.au/loans/home-and-investment-loans/) |
| **6.13%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | EMONEY HOME LOAN | variable | investment | P&I | 80.01–95% | 6.48% |  |
| **6.13%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | EMONEY HOME LOAN | variable | investment | P&I | 0–60% | 6.48% |  |
| **6.13%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | EMONEY HOME LOAN | variable | investment | P&I | 60.01–80% | 6.48% |  |
| **6.13%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | LJH 5STAR HOME LOAN | variable | investment | P&I | 80.01–95% | 6.48% |  |
| **6.13%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | LJH 5STAR HOME LOAN | variable | investment | P&I | 0–60% | 6.48% |  |
| **6.13%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | LJH 5STAR HOME LOAN | variable | investment | P&I | 60.01–80% | 6.48% |  |
| **6.13%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | BROKER HOME LOAN | variable | investment | P&I | 80.01–95% | 6.48% |  |
| **6.13%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | BROKER HOME LOAN | variable | investment | P&I | 0–60% | 6.48% |  |
| **6.13%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | BROKER HOME LOAN | variable | investment | P&I | 60.01–80% | 6.48% |  |
| **6.13%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | PREMIUM HOME LOAN | variable | investment | P&I | 80.01–95% | 6.48% | [↗](https://www.sccu.com.au/home-loans/) |
| **6.13%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | PREMIUM HOME LOAN | variable | investment | P&I | 0–60% | 6.48% | [↗](https://www.sccu.com.au/home-loans/) |
| **6.13%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | PREMIUM HOME LOAN | variable | investment | P&I | 60.01–80% | 6.48% | [↗](https://www.sccu.com.au/home-loans/) |
| **6.13%** | [Bank of China](/lender/bank-of-china) | Discount Plus Investment Home Loan (with Principal and Interest Repayment) | variable | investment | P&I | 0–80% | 6.51% | [↗](https://www.bankofchina.com/au/en/pbservice/pb2/201801/t20180131_11319422.html) |
| **6.13%** | [Bank of China](/lender/bank-of-china) | Discount Investment Home Loan (With Principal and Interest Repayment) | variable | investment | P&I | 0–80% | 6.33% | [↗](https://www.bankofchina.com/au/en/pbservice/pb2/201801/t20180131_11319422.html) |
| **6.14%** | [CommFCU](/lender/commfcu) | BOOST PACKAGE HOME LOAN - INVESTMENT LVR 80% (Interest Only) | variable | investment | interest only | — | 6.57% | [↗](https://communityfirst.com.au/tools/rates-and-fees) |
| **6.14%** | [CommFCU](/lender/commfcu) | BOOST PACKAGE HOME LOAN - INVESTMENT LVR 80% (Principal and Interest) | variable | investment | interest only | — | 6.37% | [↗](https://communityfirst.com.au/tools/rates-and-fees) |
| **6.14%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | variable | investment | P&I | 0–60% | 6.21% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.14%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | variable | investment | P&I | 0–60% | 6.21% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.14%** | [MoveBank](/lender/movebank) | Everyday Home Loan | variable | investment | P&I | — | — |  |
| **6.14%** | [Mortgage House](/lender/mortgage-house) | Chameleon - Freedom Home Loan 60 | variable | investment | P&I | — | 6.18% |  |
| **6.14%** | [Mortgage House](/lender/mortgage-house) | Chameleon - Freedom Home Loan 60 | variable | investment | P&I | — | 6.18% |  |
| **6.15%** | Family First | Standard Variable Rate Home Loan - Investment (Interest Only) | variable | investment | interest only | 0–95% | 6.23% | [↗](https://familyfirst.com.au/loans/home-and-investment-loans/) |
| **6.17%** | [The Mac](/lender/the-mac) | GOVT LOW DEP VARIABLE OOC PI | variable | investment | interest only | — | 5.98% | [↗](https://themaccu.com.au/home-loans/first-home-buyers/australian-government-5-deposit-scheme/) |
| **6.18%** | [Suncorp Bank](/lender/suncorp-bank) | Back to Basics Variable Rate Better Together Special Offer | variable | investment | P&I | 1–60% | 6.19% | [↗](https://www.suncorpbank.com.au/home-loans/basics.html) |
| **6.19%** | [Police Bank](/lender/police-bank) | Goldrate Home Loan | fixed 3y | investment | interest only | 0–60% | 6.26% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.19%** | [Police Bank](/lender/police-bank) | Goldrate Home Loan | fixed 3y | investment | interest only | 60–80% | 6.30% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.19%** | [Border Bank](/lender/border-bank) | Goldrate Home Loan | fixed 3y | investment | interest only | 0–60% | 6.26% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.19%** | [Border Bank](/lender/border-bank) | Goldrate Home Loan | fixed 3y | investment | interest only | 60–80% | 6.30% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.19%** | Family First | Fixed Rate Home Loan - Investment | fixed 2y | investment | P&I | 0–95% | 6.99% | [↗](https://familyfirst.com.au/loans/home-and-investment-loans/) |
| **6.19%** | [BankVic](/lender/bankvic) | Investor Fixed 2 Years | fixed 2y | investment | P&I | — | 6.53% | [↗](https://www.bankvic.com.au/home-buying/investor) |
| **6.19%** | [Horizon Bank](/lender/horizon-bank) | First Home Buyer Loan - Investment Interest Only | variable | investment | interest only | 0.01–70% | 6.19% | [↗](https://horizonbank.com.au/help/rates-fees/interest-rates#Text-cac94-Investment_Loans) |
| **6.19%** | [MyState Bank](/lender/mystate-bank) | Basic Variable Loan | variable | investment | P&I | 0–60% | 6.24% | [↗](https://mystate.com.au/home-loans/basic-variable-home-loan/) |
| **6.19%** | [MyState Bank](/lender/mystate-bank) | Basic Variable Loan | variable | investment | P&I | 61–70% | 6.24% | [↗](https://mystate.com.au/wp-content/uploads/rates_lending.pdf) |
| **6.19%** | [MyState Bank](/lender/mystate-bank) | Special Residential Variable Loan | variable | investment | P&I | 0–60% | 6.24% | [↗](https://mystate.com.au/wp-content/uploads/rates_lending.pdf) |
| **6.19%** | [MyState Bank](/lender/mystate-bank) | Special Residential Variable Loan | variable | investment | P&I | 61–70% | 6.24% | [↗](https://mystate.com.au/wp-content/uploads/rates_lending.pdf) |
| **6.19%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | variable | investment | P&I | 60–80% | 6.26% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.19%** | [Police Bank](/lender/police-bank) | Goldrate Home Loan | variable | investment | P&I | 0–60% | 6.26% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.19%** | [Border Bank](/lender/border-bank) | Goldrate Home Loan | variable | investment | P&I | 0–60% | 6.26% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.19%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | variable | investment | P&I | 60–80% | 6.26% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.19%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Saver | variable | investment | P&I | 0–50% | 6.19% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.19%** | [MyState Bank](/lender/mystate-bank) | Basic Variable Loan | variable | investment | P&I | 61–70% | 6.24% | [↗](https://mystate.com.au/wp-content/uploads/rates_lending.pdf) |
| **6.19%** | [MyState Bank](/lender/mystate-bank) | Special Residential Variable Loan | variable | investment | P&I | 61–70% | 6.24% | [↗](https://mystate.com.au/wp-content/uploads/rates_lending.pdf) |
| **6.19%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Prime (With Offset) | variable | investment | P&I | 0–50% | 6.45% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.19%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Prime (Without Offset) | variable | investment | P&I | 0–50% | 6.21% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.22%** | [Suncorp Bank](/lender/suncorp-bank) | Back to Basics Variable Rate Better Together Special Offer | variable | investment | P&I | 60.1–70% | 6.23% | [↗](https://www.suncorpbank.com.au/home-loans/basics.html) |
| **6.23%** | [Suncorp Bank](/lender/suncorp-bank) | Back to Basics Variable Rate Better Together Special Offer | variable | investment | P&I | 70.1–80% | 6.24% | [↗](https://www.suncorpbank.com.au/home-loans/basics.html) |
| **6.23%** | [Homestar Finance Pty Ltd](/lender/homestar-finance-pty-ltd) | Star Nova | variable | investment | P&I | 0–70% | 6.26% | [↗](https://homestarfinance.com.au/star-nova-refinance-home-loan/) |
| **6.24%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | fixed 3y | investment | P&I | 0–60% | 6.42% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.24%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | fixed 3y | investment | P&I | 60–80% | 6.46% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.24%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | fixed 3y | investment | P&I | 0–60% | 6.42% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.24%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | fixed 3y | investment | P&I | 60–80% | 6.46% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.24%** | [MyState Bank](/lender/mystate-bank) | Basic Variable Loan | variable | investment | P&I | 71–80% | 6.29% | [↗](https://mystate.com.au/wp-content/uploads/rates_lending.pdf) |
| **6.24%** | [MyState Bank](/lender/mystate-bank) | Special Residential Variable Loan | variable | investment | P&I | 71–80% | 6.29% | [↗](https://mystate.com.au/wp-content/uploads/rates_lending.pdf) |
| **6.24%** | [Northern Inland Credit Union Limited](/lender/northern-inland-credit-union-limited) | Dream Home Loan New Borrowing INV | variable | investment | P&I | — | 6.58% | [↗](https://www.nicu.com.au/home-loans/dream-home-loan) |
| **6.24%** | [Police Bank](/lender/police-bank) | Goldrate Home Loan | variable | investment | P&I | 60–80% | 6.31% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.24%** | [Border Bank](/lender/border-bank) | Goldrate Home Loan | variable | investment | P&I | 60–80% | 6.31% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.24%** | [First Option Bank](/lender/first-option-bank) | SIMPLE HOME LOAN | variable | investment | P&I | 0–60% | 6.27% | [↗](https://firstoptionbank.com.au/lending-rates/) |
| **6.24%** | [Credit Union SA](/lender/credit-union-sa) | Variable Home Loan Package Specials | variable | investment | P&I | — | 6.61% | [↗](https://www.creditunionsa.com.au/loans/home-loans/home-loan-package) |
| **6.24%** | [MoveBank](/lender/movebank) | Everyday Home Loan | variable | investment | P&I | — | — |  |
| **6.24%** | [Virgin Money](/lender/virgin-money) | Virgin Money Lite Home Loan | variable | investment | P&I | 60.01–70% | 6.26% | [↗](https://virginmoney.com.au/home-loans) |
| **6.24%** | [Virgin Money](/lender/virgin-money) | Virgin Money Lite Home Loan | variable | investment | P&I | 0–60% | 6.26% | [↗](https://virginmoney.com.au/home-loans) |
| **6.24%** | [Virgin Money](/lender/virgin-money) | Virgin Money Lite Home Loan | variable | investment | P&I | 70.01–80% | 6.26% | [↗](https://virginmoney.com.au/home-loans) |
| **6.24%** | [Apollo](/lender/apollo) | Apollo Max (With Offset) | variable | investment | P&I | 0–50% | 6.50% | [↗](https://lmg.athena.com.au/customer-brochure) |
| **6.24%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Saver | variable | investment | P&I | 50.01–60% | 6.22% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.24%** | [Horizon Bank](/lender/horizon-bank) | First Home Buyer Loan - Investment | variable | investment | P&I | 0.01–70% | 6.25% | [↗](https://horizonbank.com.au/help/rates-fees/interest-rates#Text-cac94-Investment_Loans) |
| **6.24%** | [MyState Bank](/lender/mystate-bank) | Basic Variable Loan | variable | investment | P&I | 71–80% | 6.29% | [↗](https://mystate.com.au/wp-content/uploads/rates_lending.pdf) |
| **6.24%** | [MyState Bank](/lender/mystate-bank) | Special Residential Variable Loan | variable | investment | P&I | 71–80% | 6.29% | [↗](https://mystate.com.au/wp-content/uploads/rates_lending.pdf) |
| **6.24%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Prime (With Offset) | variable | investment | P&I | 50.01–60% | 6.50% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.24%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Prime (Without Offset) | variable | investment | P&I | 50.01–60% | 6.26% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.24%** | [Apollo](/lender/apollo) | Apollo Max (Without Offset) | variable | investment | P&I | 0–50% | 6.26% | [↗](https://lmg.athena.com.au/customer-brochure) |
| **6.25%** | Family First | Standard Variable Rate Home Loan - Investment (Interest Only) | variable | investment | interest only | 0–95% | 6.45% | [↗](https://familyfirst.com.au/loans/home-and-investment-loans/) |
| **6.26%** | [Suncorp Bank](/lender/suncorp-bank) | Standard Variable Rate - Home Package Plus Special Offers | variable | investment | P&I | 1–60% | 6.61% | [↗](https://www.suncorpbank.com.au/home-loans/variable.html) |
| **6.28%** | [Suncorp Bank](/lender/suncorp-bank) | Standard Variable Rate - Home Package Plus Special Offers | variable | investment | P&I | 70.1–80% | 6.63% | [↗](https://www.suncorpbank.com.au/home-loans/variable.html) |
| **6.28%** | [Suncorp Bank](/lender/suncorp-bank) | Standard Variable Rate - Home Package Plus Special Offers | variable | investment | P&I | 60.1–70% | 6.63% | [↗](https://www.suncorpbank.com.au/home-loans/variable.html) |
| **6.28%** | [Homestar Finance Pty Ltd](/lender/homestar-finance-pty-ltd) | Star Nova | variable | investment | P&I | 70.01–80% | 6.31% | [↗](https://homestarfinance.com.au/star-nova-refinance-home-loan/) |
| **6.29%** | Family First | Fixed Rate Home Loan - Investment | fixed 3y | investment | P&I | 0–95% | 6.94% | [↗](https://familyfirst.com.au/loans/home-and-investment-loans/) |
| **6.29%** | [Police Credit Union Ltd](/lender/police-credit-union-ltd) | 1 Year Fixed Rate Home Loan 80% LVR P&I - Investment | fixed 1y | investment | P&I | 0–80% | 7.21% | [↗](https://www.policecu.com.au/PCUDocuments/Fixed_and_Variable_Home_Rates.pdf) |
| **6.29%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | variable | investment | interest only | 0–60% | 6.27% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.29%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | variable | investment | interest only | 0–60% | 6.27% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.29%** | [RACQ Bank](/lender/racq-bank) | Mortgage Breaker Investment Interest Only | variable | investment | interest only | 0.01–60% | 6.33% |  |
| **6.29%** | [Credit Union SA](/lender/credit-union-sa) | Variable Home Loan Package Specials | variable | investment | P&I | — | 6.66% | [↗](https://www.creditunionsa.com.au/loans/home-loans/home-loan-package) |
| **6.29%** | [MoveBank](/lender/movebank) | Everyday Home Loan | variable | investment | P&I | — | — |  |
| **6.29%** | [Bank Australia](/lender/bank-australia) | Clean Energy Investment Loan | variable | investment | P&I | — | 6.59% | [↗](https://www.bankaust.com.au/banking/home-loans/clean-energy-home-loan) |
| **6.29%** | [Easy Street](/lender/easy-street) | STREET SMART VARIABLE HOME LOAN - INVESTMENT (Principal and Interest) | variable | investment | P&I | — | 6.34% | [↗](https://easystreet.com.au/variable-home-loan) |
| **6.29%** | [RACQ Bank](/lender/racq-bank) | Mortgage Breaker Investment | variable | investment | P&I | 0.01–60% | 6.33% |  |
| **6.29%** | Unloan | Unloan Home Loan | variable | investment | P&I | 0–80% | 6.20% | [↗](https://www.unloan.com.au) |
| **6.29%** | [Apollo](/lender/apollo) | Apollo Max (With Offset) | variable | investment | P&I | 50.01–60% | 6.55% | [↗](https://lmg.athena.com.au/customer-brochure) |
| **6.29%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Saver | variable | investment | P&I | 60.01–70% | 6.26% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.29%** | [Police Credit Union Ltd](/lender/police-credit-union-ltd) | Low Rate Home Loan Special Offer - Investment | variable | investment | P&I | 0–80% | 6.33% | [↗](https://www.policecu.com.au/PCUDocuments/Fixed_and_Variable_Home_Rates.pdf) |
| **6.29%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Prime (With Offset) | variable | investment | P&I | 60.01–70% | 6.55% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.29%** | [Apollo](/lender/apollo) | Apollo Max (Without Offset) | variable | investment | P&I | 50.01–60% | 6.31% | [↗](https://lmg.athena.com.au/customer-brochure) |
| **6.29%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Prime (Without Offset) | variable | investment | P&I | 60.01–70% | 6.31% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.29%** | [gmcu](/lender/gmcu) | Standard Variable Plus Investment | variable | investment | P&I | 0–60% | 6.45% | [↗](https://www.gmcu.com.au/help/interest-rates/loan-rates/) |
| **6.33%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | EMONEY HOME LOAN | variable | investment | interest only | 80.01–95% | 6.56% |  |
| **6.33%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | EMONEY HOME LOAN | variable | investment | interest only | 0–60% | 6.56% |  |
| **6.33%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | EMONEY HOME LOAN | variable | investment | interest only | 60.01–80% | 6.56% |  |
| **6.33%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | LJH 5STAR HOME LOAN | variable | investment | interest only | 80.01–95% | 6.56% |  |
| **6.33%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | LJH 5STAR HOME LOAN | variable | investment | interest only | 0–60% | 6.56% |  |
| **6.33%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | LJH 5STAR HOME LOAN | variable | investment | interest only | 60.01–80% | 6.56% |  |
| **6.33%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | BROKER HOME LOAN | variable | investment | interest only | 80.01–95% | 6.56% |  |
| **6.33%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | BROKER HOME LOAN | variable | investment | interest only | 0–60% | 6.56% |  |
| **6.33%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | BROKER HOME LOAN | variable | investment | interest only | 60.01–80% | 6.56% |  |
| **6.33%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | PREMIUM HOME LOAN | variable | investment | interest only | 80.01–95% | 6.56% | [↗](https://www.sccu.com.au/home-loans/) |
| **6.33%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | PREMIUM HOME LOAN | variable | investment | interest only | 0–60% | 6.56% | [↗](https://www.sccu.com.au/home-loans/) |
| **6.33%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | PREMIUM HOME LOAN | variable | investment | interest only | 60.01–80% | 6.56% | [↗](https://www.sccu.com.au/home-loans/) |
| **6.34%** | [Westpac](/lender/westpac) | Fixed Rate Home Loan | fixed 2y | investment | interest only | 0–70% | 6.95% | [↗](https://www.westpac.com.au/personal-banking/home-loans/all-interest-rates/tables/) |
| **6.34%** | Family First | Fixed Rate Home Loan - Investment (Interest Only) | fixed 1y | investment | interest only | — | 7.32% | [↗](https://familyfirst.com.au/loans/home-and-investment-loans/) |
| **6.34%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | fixed 3y | investment | interest only | 0–60% | 6.45% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.34%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | fixed 3y | investment | interest only | 60–80% | 6.48% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.34%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | fixed 3y | investment | interest only | 0–60% | 6.45% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.34%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | fixed 3y | investment | interest only | 60–80% | 6.48% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.34%** | [Suncorp Bank](/lender/suncorp-bank) | 1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers | fixed 2y | investment | P&I | 1–80% | 6.64% | [↗](https://www.suncorpbank.com.au/home-loans/home-loan-experts.html) |
| **6.34%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | EMONEY HOME LOAN | fixed 1y | investment | P&I | 80.01–95% | 6.50% |  |
| **6.34%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | EMONEY HOME LOAN | fixed 1y | investment | P&I | 0–60% | 6.50% |  |
| **6.34%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | EMONEY HOME LOAN | fixed 1y | investment | P&I | 60.01–80% | 6.50% |  |
| **6.34%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | LJH 5STAR HOME LOAN | fixed 1y | investment | P&I | 80.01–95% | 6.50% |  |
| **6.34%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | LJH 5STAR HOME LOAN | fixed 1y | investment | P&I | 0–60% | 6.50% |  |
| **6.34%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | LJH 5STAR HOME LOAN | fixed 1y | investment | P&I | 60.01–80% | 6.50% |  |
| **6.34%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | BROKER HOME LOAN | fixed 1y | investment | P&I | 80.01–95% | 6.50% |  |
| **6.34%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | BROKER HOME LOAN | fixed 1y | investment | P&I | 0–60% | 6.50% |  |
| **6.34%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | BROKER HOME LOAN | fixed 1y | investment | P&I | 60.01–80% | 6.50% |  |
| **6.34%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | PREMIUM HOME LOAN | fixed 1y | investment | P&I | 80.01–95% | 6.50% | [↗](https://www.sccu.com.au/home-loans/) |
| **6.34%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | PREMIUM HOME LOAN | fixed 1y | investment | P&I | 0–60% | 6.50% | [↗](https://www.sccu.com.au/home-loans/) |
| **6.34%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | PREMIUM HOME LOAN | fixed 1y | investment | P&I | 60.01–80% | 6.50% | [↗](https://www.sccu.com.au/home-loans/) |
| **6.34%** | [Border Bank](/lender/border-bank) | Goldrate Home Loan | fixed 3y | investment | P&I | 0–60% | 6.49% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.34%** | [Border Bank](/lender/border-bank) | Goldrate Home Loan | fixed 3y | investment | P&I | 60–80% | 6.52% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.34%** | [Police Bank](/lender/police-bank) | Goldrate Home Loan | fixed 3y | investment | P&I | 0–60% | 6.49% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.34%** | [Police Bank](/lender/police-bank) | Goldrate Home Loan | fixed 3y | investment | P&I | 60–80% | 6.52% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.34%** | [gmcu](/lender/gmcu) | Fixed Rate Home Loan - Investment | fixed 2y | investment | P&I | 0–60% | 6.46% | [↗](https://www.gmcu.com.au/loans/home-loans/view-all-home-loans/) |
| **6.34%** | [gmcu](/lender/gmcu) | Fixed Rate Home Loan - Investment | fixed 2y | investment | P&I | 60–80% | 6.54% | [↗](https://www.gmcu.com.au/loans/home-loans/view-all-home-loans/) |
| **6.34%** | [gmcu](/lender/gmcu) | Fixed Rate Home Loan - Investment | fixed 2y | investment | P&I | 80–95% | 6.86% | [↗](https://www.gmcu.com.au/loans/home-loans/view-all-home-loans/) |
| **6.34%** | [MyState Bank](/lender/mystate-bank) | Basic Variable Loan | variable | investment | interest only | 0–60% | 6.39% | [↗](https://mystate.com.au/wp-content/uploads/rates_lending.pdf) |
| **6.34%** | [MyState Bank](/lender/mystate-bank) | Basic Variable Loan | variable | investment | interest only | 61–70% | 6.39% | [↗](https://mystate.com.au/wp-content/uploads/rates_lending.pdf) |
| **6.34%** | [MyState Bank](/lender/mystate-bank) | Special Residential Variable Loan | variable | investment | interest only | 0–60% | 6.39% | [↗](https://mystate.com.au/wp-content/uploads/rates_lending.pdf) |
| **6.34%** | [MyState Bank](/lender/mystate-bank) | Special Residential Variable Loan | variable | investment | interest only | 61–70% | 6.39% | [↗](https://mystate.com.au/wp-content/uploads/rates_lending.pdf) |
| **6.34%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | variable | investment | interest only | 60–80% | 6.32% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.34%** | [Police Bank](/lender/police-bank) | Goldrate Home Loan | variable | investment | interest only | 0–60% | 6.32% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.34%** | [Border Bank](/lender/border-bank) | Goldrate Home Loan | variable | investment | interest only | 0–60% | 6.32% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.34%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | variable | investment | interest only | 60–80% | 6.32% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.34%** | [Regional Australia Bank](/lender/regional-australia-bank) | Regional Australia Bank Home Loan (Non Offset) | variable | investment | interest only | 0–60% | 6.37% | [↗](https://www.regionalaustraliabank.com.au/home-loans/regional-australia-bank-home-loan) |
| **6.34%** | [MoveBank](/lender/movebank) | Everyday Home Loan | variable | investment | interest only | — | — |  |
| **6.34%** | [Bank Australia](/lender/bank-australia) | Offset Investment Loan IO | variable | investment | interest only | — | 6.37% | [↗](http://bankaust.com.au/offset-home-loan-offer) |
| **6.34%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Saver | variable | investment | interest only | 0–50% | 6.25% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.34%** | [Horizon Bank](/lender/horizon-bank) | First Home Buyer Loan - Investment Interest Only | variable | investment | interest only | 70.01–90% | 6.34% | [↗](https://horizonbank.com.au/help/rates-fees/interest-rates#Text-cac94-Investment_Loans) |
| **6.34%** | [MyState Bank](/lender/mystate-bank) | Basic Variable Loan | variable | investment | interest only | 61–70% | 6.39% | [↗](https://mystate.com.au/wp-content/uploads/rates_lending.pdf) |
| **6.34%** | [MyState Bank](/lender/mystate-bank) | Special Residential Variable Loan | variable | investment | interest only | 61–70% | 6.39% | [↗](https://mystate.com.au/wp-content/uploads/rates_lending.pdf) |
| **6.34%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Prime (With Offset) | variable | investment | interest only | 0–50% | 6.49% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.34%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Prime (Without Offset) | variable | investment | interest only | 0–50% | 6.28% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.34%** | [Regional Australia Bank](/lender/regional-australia-bank) | Regional Australia Bank Home Loan (Non Offset) | variable | investment | P&I | 0–60% | 6.37% | [↗](https://www.regionalaustraliabank.com.au/home-loans/regional-australia-bank-home-loan) |
| **6.34%** | [First Option Bank](/lender/first-option-bank) | SIMPLE HOME LOAN | variable | investment | P&I | 60–70% | 6.37% | [↗](https://firstoptionbank.com.au/lending-rates/) |
| **6.34%** | [IMB Bank](/lender/imb-bank) | Budget Home Loan | variable | investment | P&I | 81–90% | 6.40% | [↗](https://www.imb.com.au/help-centre/rates-and-fees) |
| **6.34%** | [MoveBank](/lender/movebank) | Offset Home Loan | variable | investment | P&I | — | — |  |
| **6.34%** | [bankWAW](/lender/bankwaw) | Home Equity Loan Investment | variable | investment | P&I | 1–80% | 6.37% | [↗](https://www.bankwaw.com.au/Links/Interest-Rates) |
| **6.34%** | [Athena Home Loans](/lender/athena-home-loans) | Athena Straight Up | variable | investment | P&I | 0–50% | 6.34% | [↗](https://www.athena.com.au/features) |
| **6.34%** | [Apollo](/lender/apollo) | Apollo Max (With Offset) | variable | investment | P&I | 60.01–70% | 6.60% | [↗](https://lmg.athena.com.au/customer-brochure) |
| **6.34%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Flex | variable | investment | P&I | 0–50% | 6.34% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.34%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Saver | variable | investment | P&I | 70.01–80% | 6.30% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.34%** | [Unity Bank](/lender/unity-bank) | Advantage Home Loan - Investment - Variable P&I - Without Offset | variable | investment | P&I | — | 6.59% | [↗](https://www.unity.bank/home-loans/invest-in-property/advantage-home-loan-property-investor/) |
| **6.34%** | [Summerland Bank](/lender/summerland-bank) | Basic Variable Investment Loan | variable | investment | P&I | — | 6.40% | [↗](https://www.summerland.com.au/loans-interest) |
| **6.34%** | [Summerland Bank](/lender/summerland-bank) | ECO Investment Home Loan | variable | investment | P&I | — | 6.40% | [↗](https://www.summerland.com.au/loans-interest) |
| **6.34%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Prime (With Offset) | variable | investment | P&I | 70.01–80% | 6.60% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.34%** | [Apollo](/lender/apollo) | Apollo Max (Without Offset) | variable | investment | P&I | 60.01–70% | 6.36% | [↗](https://lmg.athena.com.au/customer-brochure) |
| **6.34%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Prime (Without Offset) | variable | investment | P&I | 70.01–80% | 6.36% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.34%** | [Mortgage House](/lender/mortgage-house) | Chameleon - Executive Investment Home Loan 60 | variable | investment | P&I | — | 6.38% |  |
| **6.34%** | [MoveBank](/lender/movebank) | Everyday Home Loan | variable | investment | P&I | — | — |  |
| **6.34%** | [Beyond Bank Australia](/lender/beyond-bank-australia) | Invest Total Home Loan Package | variable | investment | P&I | 60–80% | 6.69% | [↗](https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/) |
| **6.35%** | Family First | Standard Variable Rate Home Loan - Investment (Interest Only) | variable | investment | interest only | 0–95% | 6.48% | [↗](https://familyfirst.com.au/loans/home-and-investment-loans/) |
| **6.35%** | [Up](/lender/up) | Up Home Loan | variable | investment | P&I | — | 6.35% | [↗](https://up.com.au/pricing/) |
| **6.38%** | [Suncorp Bank](/lender/suncorp-bank) | Back to Basics Variable Rate Better Together Special Offer | variable | investment | interest only | 70.1–80% | 6.30% | [↗](https://www.suncorpbank.com.au/home-loans/basics.html) |
| **6.38%** | [Suncorp Bank](/lender/suncorp-bank) | Back to Basics Variable Rate Better Together Special Offer | variable | investment | interest only | 60.1–70% | 6.29% | [↗](https://www.suncorpbank.com.au/home-loans/basics.html) |
| **6.38%** | [Suncorp Bank](/lender/suncorp-bank) | Back to Basics Variable Rate Better Together Special Offer | variable | investment | interest only | 1–60% | 6.27% | [↗](https://www.suncorpbank.com.au/home-loans/basics.html) |
| **6.38%** | [BankVic](/lender/bankvic) | Special Police Investor Variable Rate Home Loan | variable | investment | P&I | — | 6.43% | [↗](https://www.bankvic.com.au/home-buying/investor) |
| **6.38%** | [Bank of Queensland Limited](/lender/bank-of-queensland-limited) | BOQ Essential Home Loan | variable | investment | P&I | 0–60% | 6.40% | [↗](https://www.boq.com.au/personal/home-loans/myboq-home-loans) |
| **6.38%** | [Bank of Queensland Limited](/lender/bank-of-queensland-limited) | BOQ Essential Home Loan | variable | investment | P&I | 60.01–70% | 6.40% | [↗](https://www.boq.com.au/personal/home-loans/myboq-home-loans) |
| **6.38%** | [Bank of Queensland Limited](/lender/bank-of-queensland-limited) | Economy Variable Home Loan | variable | investment | P&I | 0–70% | 6.52% | [↗](https://www.boq.com.au/personal/home-loans/economy-home-loan) |
| **6.38%** | [Homestar Finance Pty Ltd](/lender/homestar-finance-pty-ltd) | Star Classic | variable | investment | P&I | 0–70% | 6.41% | [↗](https://homestarfinance.com.au/star-classic-home-loan/) |
| **6.38%** | [Zeus](/lender/zeus) | Zeus Bolt | variable | investment | P&I | 0–70% | 6.62% | [↗](https://content.zeus.lmglending.com.au/Zeus_Bolt_Rate_Card.pdf) |
| **6.38%** | [Zeus](/lender/zeus) | Zeus Own | variable | investment | P&I | 0–70% | 6.70% | [↗](https://content.zeus.lmglending.com.au/hubfs/Zeus/Zeus_Own_Variable_Product_Sheet.pdf) |
| **6.38%** | [Zeus](/lender/zeus) | Zeus Own | variable | investment | P&I | 0–70% | 6.70% | [↗](https://content.zeus.lmglending.com.au/hubfs/Zeus/Zeus_Own_Variable_Product_Sheet.pdf) |
| **6.38%** | [Zeus](/lender/zeus) | Zeus Bolt | variable | investment | P&I | 0–70% | 6.62% | [↗](https://content.zeus.lmglending.com.au/Zeus_Bolt_Rate_Card.pdf) |
| **6.38%** | [Homestar Finance Pty Ltd](/lender/homestar-finance-pty-ltd) | Star Classic | variable | investment | P&I | 0–70% | 6.41% | [↗](https://homestarfinance.com.au/star-classic-home-loan/) |
| **6.38%** | [AAA FINANCIAL CORPORATION](/lender/aaa-financial-corporation) | Standard Home Loan | variable | investment | P&I | 0–70% | 6.41% | [↗](https://homestarfinance.com.au/star-classic-home-loan/) |
| **6.38%** | [Bank of China](/lender/bank-of-china) | Discount Investment Home Loan (With Principal and Interest Repayment) | variable | investment | P&I | — | 6.58% | [↗](https://www.bankofchina.com/au/en/pbservice/pb2/201801/t20180131_11319422.html) |
| **6.38%** | [Bank of China](/lender/bank-of-china) | Discount Plus Investment Home Loan (with Principal and Interest Repayment) | variable | investment | P&I | — | 6.76% | [↗](https://www.bankofchina.com/au/en/pbservice/pb2/201801/t20180131_11319422.html) |
| **6.39%** | [BankVic](/lender/bankvic) | Investor IO Fixed 2 Years | fixed 2y | investment | interest only | — | 6.56% | [↗](https://www.bankvic.com.au/home-buying/investor) |
| **6.39%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | fixed 1y | investment | P&I | 0–60% | 6.24% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.39%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | fixed 2y | investment | P&I | 0–60% | 6.26% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.39%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | fixed 1y | investment | P&I | 60–80% | 6.28% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.39%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | fixed 2y | investment | P&I | 60–80% | 6.30% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.39%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | fixed 3y | investment | P&I | 80–90% | 6.50% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.39%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | fixed 1y | investment | P&I | 0–60% | 6.24% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.39%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | fixed 2y | investment | P&I | 0–60% | 6.26% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.39%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | fixed 1y | investment | P&I | 60–80% | 6.28% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.39%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | fixed 2y | investment | P&I | 60–80% | 6.30% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.39%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | fixed 3y | investment | P&I | 80–90% | 6.50% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.39%** | [CommFCU](/lender/commfcu) | BOOST PACKAGE HOME LOAN - 3 YEAR FIXED - INVESTMENT LVR 80% (Principal and Interest) | fixed 3y | investment | P&I | — | 6.83% | [↗](https://communityfirst.com.au/tools/rates-and-fees) |
| **6.39%** | [MoveBank](/lender/movebank) | Everyday Home Loan | fixed 3y | investment | P&I | — | — |  |
| **6.39%** | [Horizon Bank](/lender/horizon-bank) | 1 Year Fixed Residential Investment | fixed 1y | investment | P&I | 0.01–70% | 7.29% | [↗](https://horizonbank.com.au/help/rates-fees/interest-rates#Text-cac94-Investment_Loans) |
| **6.39%** | [Arab Bank Australia Limited](/lender/arab-bank-australia-limited) | Fixed Rate Home Loan (Investor) | fixed 1y | investment | P&I | 0–60% | 8.13% | [↗](https://www.arabbank.com.au/personal/home-loans/fixed-rate) |
| **6.39%** | [Police Credit Union Ltd](/lender/police-credit-union-ltd) | 3 Year Fixed Rate Home Loan 80% LVR P&I - Investment | fixed 3y | investment | P&I | 0–80% | 7.06% | [↗](https://www.policecu.com.au/PCUDocuments/Fixed_and_Variable_Home_Rates.pdf) |
| **6.39%** | [Police Credit Union Ltd](/lender/police-credit-union-ltd) | 2 Year Fixed Rate Home Loan 80% LVR P&I - Investment | fixed 2y | investment | P&I | 0–80% | 7.14% | [↗](https://www.policecu.com.au/PCUDocuments/Fixed_and_Variable_Home_Rates.pdf) |
| **6.39%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | fixed 1y | investment | P&I | 0–60% | 6.46% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.39%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | fixed 2y | investment | P&I | 0–60% | 6.46% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.39%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | fixed 1y | investment | P&I | 60–80% | 6.51% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.39%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | fixed 2y | investment | P&I | 60–80% | 6.50% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.39%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | fixed 3y | investment | P&I | 80–90% | 6.68% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.39%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | fixed 1y | investment | P&I | 0–60% | 6.46% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.39%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | fixed 2y | investment | P&I | 0–60% | 6.46% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.39%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | fixed 1y | investment | P&I | 60–80% | 6.51% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.39%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | fixed 2y | investment | P&I | 60–80% | 6.50% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.39%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | fixed 3y | investment | P&I | 80–90% | 6.68% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.39%** | [gmcu](/lender/gmcu) | Fixed Rate Home Loan - Investment | fixed 1y | investment | P&I | 0–60% | 6.46% | [↗](https://www.gmcu.com.au/loans/home-loans/view-all-home-loans/) |
| **6.39%** | [gmcu](/lender/gmcu) | Fixed Rate Home Loan - Investment | fixed 1y | investment | P&I | 60–80% | 6.55% | [↗](https://www.gmcu.com.au/loans/home-loans/view-all-home-loans/) |
| **6.39%** | [gmcu](/lender/gmcu) | Fixed Rate Home Loan - Investment | fixed 1y | investment | P&I | 80–95% | 6.90% | [↗](https://www.gmcu.com.au/loans/home-loans/view-all-home-loans/) |
| **6.39%** | [MyState Bank](/lender/mystate-bank) | Basic Variable Loan | variable | investment | interest only | 71–80% | 6.44% | [↗](https://mystate.com.au/wp-content/uploads/rates_lending.pdf) |
| **6.39%** | [MyState Bank](/lender/mystate-bank) | Special Residential Variable Loan | variable | investment | interest only | 71–80% | 6.44% | [↗](https://mystate.com.au/wp-content/uploads/rates_lending.pdf) |
| **6.39%** | [Police Bank](/lender/police-bank) | Goldrate Home Loan | variable | investment | interest only | 60–80% | 6.37% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.39%** | [Border Bank](/lender/border-bank) | Goldrate Home Loan | variable | investment | interest only | 60–80% | 6.37% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.39%** | [Regional Australia Bank](/lender/regional-australia-bank) | Regional Australia Bank Home Loan (Non Offset) | variable | investment | interest only | 60–70% | 6.42% | [↗](https://www.regionalaustraliabank.com.au/home-loans/regional-australia-bank-home-loan) |
| **6.39%** | [Bank of Queensland Limited](/lender/bank-of-queensland-limited) | BOQ Essential Home Loan | variable | investment | interest only | 70.01–80% | 6.29% | [↗](https://www.boq.com.au/personal/home-loans/myboq-home-loans) |
| **6.39%** | [Apollo](/lender/apollo) | Apollo Max (With Offset) | variable | investment | interest only | 0–50% | 6.54% | [↗](https://lmg.athena.com.au/customer-brochure) |
| **6.39%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Saver | variable | investment | interest only | 50.01–60% | 6.29% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.39%** | [MyState Bank](/lender/mystate-bank) | Basic Variable Loan | variable | investment | interest only | 71–80% | 6.44% | [↗](https://mystate.com.au/wp-content/uploads/rates_lending.pdf) |
| **6.39%** | [MyState Bank](/lender/mystate-bank) | Special Residential Variable Loan | variable | investment | interest only | 71–80% | 6.44% | [↗](https://mystate.com.au/wp-content/uploads/rates_lending.pdf) |
| **6.39%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Prime (With Offset) | variable | investment | interest only | 50.01–60% | 6.54% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.39%** | [Apollo](/lender/apollo) | Apollo Max (Without Offset) | variable | investment | interest only | 0–50% | 6.33% | [↗](https://lmg.athena.com.au/customer-brochure) |
| **6.39%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Prime (Without Offset) | variable | investment | interest only | 50.01–60% | 6.33% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.39%** | [Bank of Queensland Limited](/lender/bank-of-queensland-limited) | BOQ Essential Home Loan | variable | investment | interest only | 70.01–80% | 6.29% | [↗](https://www.boq.com.au/personal/home-loans/myboq-home-loans) |
| **6.39%** | [Maitland Mutual Limited](/lender/maitland-mutual-limited) | Package Home Loan | variable | investment | interest only | 0–59.99% | 6.73% | [↗](https://www.themutual.com.au/help-support/tools-services/interest-rates/) |
| **6.39%** | [Regional Australia Bank](/lender/regional-australia-bank) | Regional Australia Bank Home Loan (Non Offset) | variable | investment | P&I | 60–70% | 6.42% | [↗](https://www.regionalaustraliabank.com.au/home-loans/regional-australia-bank-home-loan) |
| **6.39%** | [ING BANK (Australia) Ltd](/lender/ing-bank-australia-ltd) | Mortgage Simplifier | variable | investment | P&I | 1–50% | 6.42% | [↗](https://www.ing.com.au/home-loans/mortgage-simplifier.html) |
| **6.39%** | [ING BANK (Australia) Ltd](/lender/ing-bank-australia-ltd) | Mortgage Simplifier | variable | investment | P&I | 51–60% | 6.42% | [↗](https://www.ing.com.au/home-loans/mortgage-simplifier.html) |
| **6.39%** | [ING BANK (Australia) Ltd](/lender/ing-bank-australia-ltd) | Mortgage Simplifier | variable | investment | P&I | 61–70% | 6.42% | [↗](https://www.ing.com.au/home-loans/mortgage-simplifier.html) |
| **6.39%** | [First Option Bank](/lender/first-option-bank) | COMPLETE PACKAGE HOME LOAN | variable | investment | P&I | 0–60% | 6.76% | [↗](https://firstoptionbank.com.au/lending-rates/) |
| **6.39%** | [Teachers Mutual Bank](/lender/teachers-mutual-bank) | Your Way Plus Home Loan Investor | variable | investment | P&I | 0.1–60% | 6.69% | [↗](https://www.tmbank.com.au/home-loans/your-way-plus) |
| **6.39%** | [Teachers Mutual Bank](/lender/teachers-mutual-bank) | Your Way Home Loan Investor | variable | investment | P&I | 0.1–60% | 6.45% | [↗](https://www.tmbank.com.au/home-loans/your-way) |
| **6.39%** | [Westpac](/lender/westpac) | Flexi First: Our lowest online variable home loan rate (Investor) | variable | investment | P&I | 0–70% | 6.40% | [↗](https://www.westpac.com.au/personal-banking/home-loans/all-interest-rates/tables/) |
| **6.39%** | [IMB Bank](/lender/imb-bank) | Essentials Home Loan | variable | investment | P&I | 81–90% | 6.56% | [↗](https://www.imb.com.au/help-centre/rates-and-fees) |
| **6.39%** | [Australian Military Bank](/lender/australian-military-bank) | Investment RateSaver Home Loan | variable | investment | P&I | 71–80% | 6.42% | [↗](https://www.australianmilitarybank.com.au/home-loans/investment-ratesaver-home-loan) |
| **6.39%** | [AMP - My AMP](/lender/amp-my-amp) | AMP Essential Home Loan | variable | investment | P&I | 50–60% | 6.42% | [↗](https://www.amp.com.au/home-loans/interest-rates-fees) |
| **6.39%** | [AMP - My AMP](/lender/amp-my-amp) | AMP Essential Home Loan | variable | investment | P&I | 0–50% | 6.42% | [↗](https://www.amp.com.au/home-loans/interest-rates-fees) |
| **6.39%** | [Bendigo Bank](/lender/bendigo-bank) | Bendigo Easy Home Loan | variable | investment | P&I | 0–60% | 6.41% | [↗](https://www.brokers.bendigobank.com.au/) |
| **6.39%** | [MoveBank](/lender/movebank) | Everyday Home Loan | variable | investment | P&I | — | — |  |
| **6.39%** | [Health Professionals Bank](/lender/health-professionals-bank) | Your Way Plus Home Loan Investor | variable | investment | P&I | 0.1–60% | 6.69% | [↗](https://www.hpbank.com.au/home-loans/your-way-plus) |
| **6.39%** | [Health Professionals Bank](/lender/health-professionals-bank) | Your Way Home Loan Investor | variable | investment | P&I | 0.1–60% | 6.45% | [↗](https://www.hpbank.com.au/home-loans/your-way) |
| **6.39%** | [UniBank](/lender/unibank) | Your Way Plus Home Loan Investor | variable | investment | P&I | 0.1–60% | 6.69% | [↗](https://www.unibank.com.au/home-loans/your-way-plus) |
| **6.39%** | [UniBank](/lender/unibank) | Your Way Home Loan Investor | variable | investment | P&I | 0.1–60% | 6.45% | [↗](https://www.unibank.com.au/home-loans/your-way) |
| **6.39%** | [Macquarie Bank Limited](/lender/macquarie-bank-limited) | Macquarie Basic Home Loan | variable | investment | P&I | 0–60% | 6.41% | [↗](https://www.macquarie.com.au/home-loans/home-loan-rates.html) |
| **6.39%** | [gmcu](/lender/gmcu) | Standard Variable Plus Investment | variable | investment | P&I | 0–80% | 6.55% | [↗](https://www.gmcu.com.au/help/interest-rates/loan-rates/) |
| **6.39%** | [Macquarie Bank Limited](/lender/macquarie-bank-limited) | Macquarie Offset Home Loan | variable | investment | P&I | 0–60% | 6.64% | [↗](https://www.macquarie.com.au/home-loans/home-loan-rates.html) |
| **6.39%** | [Bank Australia](/lender/bank-australia) | Clean Energy Investment Loan | variable | investment | P&I | — | 6.63% | [↗](https://www.bankaust.com.au/home-loans/clean-energy-home-loan) |
| **6.39%** | [Firefighters Mutual Bank](/lender/firefighters-mutual-bank) | Your Way Plus Home Loan Investor | variable | investment | P&I | 0.1–60% | 6.69% | [↗](https://www.fmbank.com.au/home-loans/your-way-plus) |
| **6.39%** | [Firefighters Mutual Bank](/lender/firefighters-mutual-bank) | Your Way Home Loan Investor | variable | investment | P&I | 0.1–60% | 6.45% | [↗](https://www.fmbank.com.au/home-loans/your-way) |
| **6.39%** | [People First and Heritage Bank](/lender/people-first-and-heritage-bank) | Discount Variable - Investment | variable | investment | P&I | 0–70% | 6.40% | [↗](https://www.heritage.com.au/loans/home-loans/~/~/link.aspx?_id=5349FAF97089483EA1F51EFFB71AFB26&_z=z) |
| **6.39%** | [People First and Heritage Bank](/lender/people-first-and-heritage-bank) | Discount Variable - Investment | variable | investment | P&I | 0–70% | 6.40% | [↗](https://www.heritage.com.au/loans/home-loans/~/~/link.aspx?_id=5349FAF97089483EA1F51EFFB71AFB26&_z=z) |
| **6.39%** | [Australian Mutual Bank LTD](/lender/australian-mutual-bank-ltd) | Your Way Plus Home Loan Investor | variable | investment | P&I | 0.1–60% | 6.69% | [↗](https://australianmutual.bank/loans/home-loans#Text-db1b2-Buy_an_investment_property) |
| **6.39%** | [Maitland Mutual Limited](/lender/maitland-mutual-limited) | Package Home Loan | variable | investment | P&I | 0–59.99% | 6.75% | [↗](https://www.themutual.com.au/borrow/home-loans/package-home-loan/) |
| **6.39%** | [Australian Mutual Bank LTD](/lender/australian-mutual-bank-ltd) | Your Way Home Loan Investor | variable | investment | P&I | 0.1–60% | 6.45% | [↗](https://australianmutual.bank/loans/home-loans#Text-db1b2-Buy_an_investment_property) |
| **6.39%** | [Hume Bank](/lender/hume-bank) | liteBlue Investor P+I (up to 60% LVR) | variable | investment | P&I | — | 6.40% | [↗](https://www.humebank.com.au/about-hume-bank/customer-resources/interest-rates) |
| **6.39%** | [Qantas Money Basic/Offset Home Loans](/lender/qantas-money-basic-offset-home-loans) | QANTAS Money Offset Home Loan | variable | investment | P&I | 0–50% | 6.62% | [↗](https://www.qantasmoney.com/home-loans) |
| **6.39%** | [Qantas Money Basic/Offset Home Loans](/lender/qantas-money-basic-offset-home-loans) | QANTAS Money Basic Home Loan | variable | investment | P&I | 0–50% | 6.46% | [↗](https://www.qantasmoney.com/home-loans) |
| **6.39%** | [Athena Home Loans](/lender/athena-home-loans) | Athena Straight Up | variable | investment | P&I | 50.01–60% | 6.37% | [↗](https://www.athena.com.au/features) |
| **6.39%** | [Apollo](/lender/apollo) | Apollo Max (With Offset) | variable | investment | P&I | 70.01–80% | 6.65% | [↗](https://lmg.athena.com.au/customer-brochure) |
| **6.39%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Flex | variable | investment | P&I | 50.01–60% | 6.37% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.39%** | [Horizon Bank](/lender/horizon-bank) | First Home Buyer Loan - Investment | variable | investment | P&I | 70.01–90% | 6.40% | [↗](https://horizonbank.com.au/help/rates-fees/interest-rates#Text-cac94-Investment_Loans) |
| **6.39%** | [CommFCU](/lender/commfcu) | Go Basic Variable Home Loan - Investment LVR 80% (Principal and Interest) | variable | investment | P&I | — | 6.44% | [↗](https://communityfirst.com.au/tools/rates-and-fees) |
| **6.39%** | [Bank First](/lender/bank-first) | Basic Investment Loan Variable LVR<60% | variable | investment | P&I | 0–60% | 6.44% | [↗](https://www.bankfirst.com.au/loans/home-loans/basic-home-loan-investment) |
| **6.39%** | [Coastline Bank](/lender/coastline-bank) | Investment Essentials | variable | investment | P&I | 0–60% | 6.55% | [↗](https://www.coastline.com.au/personal/home-loans) |
| **6.39%** | [Apollo](/lender/apollo) | Apollo Max (Without Offset) | variable | investment | P&I | 70.01–80% | 6.41% | [↗](https://lmg.athena.com.au/customer-brochure) |
| **6.39%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | variable | investment | P&I | 0–60% | 6.46% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.39%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | variable | investment | P&I | 0–60% | 6.46% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.39%** | [gmcu](/lender/gmcu) | Standard Variable Plus Investment | variable | investment | P&I | 60–80% | 6.55% | [↗](https://www.gmcu.com.au/help/interest-rates/loan-rates/) |
| **6.39%** | [AMP - My AMP](/lender/amp-my-amp) | AMP Essential Home Loan | variable | investment | P&I | 50–60% | 6.42% | [↗](https://www.amp.com.au/home-loans/interest-rates-fees) |
| **6.39%** | [AMP - My AMP](/lender/amp-my-amp) | AMP Essential Home Loan | variable | investment | P&I | 0–50% | 6.42% | [↗](https://www.amp.com.au/home-loans/interest-rates-fees) |
| **6.39%** | [IMB Bank](/lender/imb-bank) | Budget Home Loan | variable | investment | P&I | 1–70% | 6.45% | [↗](https://www.imb.com.au/help-centre/rates-and-fees) |
| **6.40%** | [Suncorp Bank](/lender/suncorp-bank) | Standard Variable Rate - Home Package Plus Special Offers | variable | investment | interest only | 60.1–70% | 6.66% | [↗](https://www.suncorpbank.com.au/home-loans/variable.html) |
| **6.40%** | [Suncorp Bank](/lender/suncorp-bank) | Standard Variable Rate - Home Package Plus Special Offers | variable | investment | interest only | 1–60% | 6.65% | [↗](https://www.suncorpbank.com.au/home-loans/variable.html) |
| **6.40%** | [SWSbank](/lender/swsbank) | Investment Home Loan - Interest Only | variable | investment | interest only | — | 6.40% | [↗](https://www.swsbank.com.au/loans/investor-home-loans/all-investment-home-loans/) |
| **6.40%** | [SWSbank](/lender/swsbank) | Optimum Investor 3 Year Fixed Rate Home Loan | variable | investment | P&I | — | — | [↗](https://www.swsbank.com.au/loans/investor-home-loans/all-investment-home-loans/) |
| **6.40%** | [SWSbank](/lender/swsbank) | Optimum Investor 2 Year Fixed Rate Home Loan | variable | investment | P&I | — | — | [↗](https://www.swsbank.com.au/loans/investor-home-loans/all-investment-home-loans/) |
| **6.40%** | [SWSbank](/lender/swsbank) | Optimum Investor 1 Year Fixed Rate Home Loan | variable | investment | P&I | — | — | [↗](https://www.swsbank.com.au/loans/investor-home-loans/optimum-investor-1-year-fixed-rate-home-loan/) |
| **6.40%** | [SWSbank](/lender/swsbank) | Investment Home Loan - Interest Only | variable | investment | P&I | — | — | [↗](https://www.swsbank.com.au/loans/investor-home-loans/all-investment-home-loans/) |
| **6.40%** | [SWSbank](/lender/swsbank) | Investment Discounted Standard Variable Home Loan | variable | investment | P&I | — | — | [↗](https://www.swsbank.com.au/loans/investor-home-loans/all-investment-home-loans/) |
| **6.40%** | [SWSbank](/lender/swsbank) | Investment Standard Variable Home Loan | variable | investment | P&I | — | 6.40% | [↗](https://www.swsbank.com.au/loans/investor-home-loans/all-investment-home-loans/) |
| **6.42%** | [Qantas Money Atlas Home Loans](/lender/qantas-money-atlas-home-loans) | Qantas Money Atlas Home Loans | variable | investment | P&I | 0–60% | 6.78% |  |
| **6.43%** | [ME Bank - ME Go](/lender/me-bank-me-go) | ME Bank EconoME Home Loan | variable | investment | P&I | 60.01–70% | 6.45% | [↗](https://www.mebank.com.au/home-loans/me-go-home-loans/) |
| **6.43%** | [ME Bank - ME Go](/lender/me-bank-me-go) | ME Bank EconoME Home Loan | variable | investment | P&I | 0–60% | 6.45% | [↗](https://www.mebank.com.au/home-loans/me-go-home-loans/) |
| **6.43%** | [Zeus](/lender/zeus) | Zeus Bolt | variable | investment | P&I | 70.01–80% | 6.67% | [↗](https://content.zeus.lmglending.com.au/Zeus_Bolt_Rate_Card.pdf) |
| **6.43%** | [Zeus](/lender/zeus) | Zeus Own | variable | investment | P&I | 70.01–80% | 6.76% | [↗](https://content.zeus.lmglending.com.au/hubfs/Zeus/Zeus_Own_Variable_Product_Sheet.pdf) |
| **6.43%** | [Zeus](/lender/zeus) | Zeus Own | variable | investment | P&I | 70.01–80% | 6.76% | [↗](https://content.zeus.lmglending.com.au/hubfs/Zeus/Zeus_Own_Variable_Product_Sheet.pdf) |
| **6.43%** | [Zeus](/lender/zeus) | Zeus Bolt | variable | investment | P&I | 70.01–80% | 6.67% | [↗](https://content.zeus.lmglending.com.au/Zeus_Bolt_Rate_Card.pdf) |
| **6.43%** | [Homestar Finance Pty Ltd](/lender/homestar-finance-pty-ltd) | Star Nova | variable | investment | P&I | 0–70% | 6.46% | [↗](https://homestarfinance.com.au/star-nova-refinance-home-loan/) |
| **6.43%** | [Qantas Money Atlas Home Loans](/lender/qantas-money-atlas-home-loans) | Qantas Money Atlas Home Loans | variable | investment | P&I | 0–60% | 6.79% |  |
| **6.43%** | [Homestar Finance Pty Ltd](/lender/homestar-finance-pty-ltd) | Star Classic | variable | investment | P&I | 0–70% | 6.46% | [↗](https://homestarfinance.com.au/star-classic-home-loan/) |
| **6.44%** | [Westpac](/lender/westpac) | Fixed Rate Home Loan | fixed 1y | investment | interest only | 0–70% | 6.97% | [↗](https://www.westpac.com.au/personal-banking/home-loans/all-interest-rates/tables/) |
| **6.44%** | [Westpac](/lender/westpac) | Fixed Rate Home Loan | fixed 2y | investment | interest only | 70–80% | 7.05% | [↗](https://www.westpac.com.au/personal-banking/home-loans/all-interest-rates/tables/) |
| **6.44%** | Family First | Fixed Rate Home Loan - Investment (Interest Only) | fixed 2y | investment | interest only | — | 7.24% | [↗](https://familyfirst.com.au/loans/home-and-investment-loans/) |
| **6.44%** | [Border Bank](/lender/border-bank) | Goldrate Home Loan | fixed 3y | investment | interest only | 0–60% | 6.51% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.44%** | [Border Bank](/lender/border-bank) | Goldrate Home Loan | fixed 3y | investment | interest only | 60–80% | 6.55% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.44%** | [Police Bank](/lender/police-bank) | Goldrate Home Loan | fixed 3y | investment | interest only | 0–60% | 6.51% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.44%** | [Police Bank](/lender/police-bank) | Goldrate Home Loan | fixed 3y | investment | interest only | 60–80% | 6.55% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.44%** | [CommFCU](/lender/commfcu) | BOOST PACKAGE HOME LOAN - 2 YEAR FIXED - INVESTMENT LVR 80% (Principal and Interest) | fixed 2y | investment | P&I | — | 6.85% | [↗](https://communityfirst.com.au/tools/rates-and-fees) |
| **6.44%** | [Suncorp Bank](/lender/suncorp-bank) | 1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers | fixed 1y | investment | P&I | 80.1–90% | 7.20% | [↗](https://www.suncorpbank.com.au/home-loans/home-loan-experts.html) |
| **6.44%** | [Suncorp Bank](/lender/suncorp-bank) | 1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers | fixed 1y | investment | P&I | 1–80% | 6.65% | [↗](https://www.suncorpbank.com.au/home-loans/home-loan-experts.html) |
| **6.44%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | EMONEY HOME LOAN | fixed 2y | investment | P&I | 80.01–95% | 6.54% |  |
| **6.44%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | EMONEY HOME LOAN | fixed 2y | investment | P&I | 0–60% | 6.54% |  |
| **6.44%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | EMONEY HOME LOAN | fixed 2y | investment | P&I | 60.01–80% | 6.54% |  |
| **6.44%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | LJH 5STAR HOME LOAN | fixed 2y | investment | P&I | 80.01–95% | 6.54% |  |
| **6.44%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | LJH 5STAR HOME LOAN | fixed 2y | investment | P&I | 0–60% | 6.54% |  |
| **6.44%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | LJH 5STAR HOME LOAN | fixed 2y | investment | P&I | 60.01–80% | 6.54% |  |
| **6.44%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | BROKER HOME LOAN | fixed 2y | investment | P&I | 80.01–95% | 6.54% |  |
| **6.44%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | BROKER HOME LOAN | fixed 2y | investment | P&I | 0–60% | 6.54% |  |
| **6.44%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | BROKER HOME LOAN | fixed 2y | investment | P&I | 60.01–80% | 6.54% |  |
| **6.44%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | PREMIUM HOME LOAN | fixed 2y | investment | P&I | 80.01–95% | 6.54% | [↗](https://www.sccu.com.au/home-loans/) |
| **6.44%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | PREMIUM HOME LOAN | fixed 2y | investment | P&I | 0–60% | 6.54% | [↗](https://www.sccu.com.au/home-loans/) |
| **6.44%** | [Southern Cross Credit Union](/lender/southern-cross-credit-union) | PREMIUM HOME LOAN | fixed 2y | investment | P&I | 60.01–80% | 6.54% | [↗](https://www.sccu.com.au/home-loans/) |
| **6.44%** | [MoveBank](/lender/movebank) | Everyday Home Loan | fixed 1y | investment | P&I | — | — |  |
| **6.44%** | [MoveBank](/lender/movebank) | Everyday Home Loan | fixed 2y | investment | P&I | — | — |  |
| **6.44%** | [The Capricornian](/lender/the-capricornian) | Premium Choice Investment Loan | fixed 1y | investment | P&I | 0–80% | 7.20% | [↗](https://www.capricornian.com.au/home-loan-rates/) |
| **6.44%** | [The Capricornian](/lender/the-capricornian) | Premium Choice Investment Loan | fixed 2y | investment | P&I | 0–80% | 7.13% | [↗](https://www.capricornian.com.au/home-loan-rates/) |
| **6.44%** | [Easy Street](/lender/easy-street) | 3 YEAR FIXED HOME LOAN - INVESTMENT (Principal and Interest) | fixed 3y | investment | P&I | — | 6.18% | [↗](https://easystreet.com.au/support/loan-interest-rates) |
| **6.44%** | [Greater Bank](/lender/greater-bank) | Ultimate Packaged Home Loan - Fixed 3 Year Investment | fixed 3y | investment | P&I | — | 8.07% | [↗](https://www.greater.com.au/personal/home-loans/investment-ultimate-home-loan) |
| **6.44%** | [First Option Bank](/lender/first-option-bank) | SIMPLE HOME LOAN | variable | investment | interest only | 0–60% | 6.47% | [↗](https://firstoptionbank.com.au/lending-rates/) |
| **6.44%** | [Suncorp Bank](/lender/suncorp-bank) | Standard Variable Rate - Home Package Plus Special Offers | variable | investment | interest only | 70.1–80% | 6.67% | [↗](https://www.suncorpbank.com.au/home-loans/variable.html) |
| **6.44%** | [MoveBank](/lender/movebank) | Everyday Home Loan | variable | investment | interest only | — | — |  |
| **6.44%** | [Easy Street](/lender/easy-street) | STREET SMART VARIABLE HOME LOAN - INVESTMENT (Interest Only) | variable | investment | interest only | — | 6.40% | [↗](https://easystreet.com.au/variable-home-loan) |
| **6.44%** | [Apollo](/lender/apollo) | Apollo Max (With Offset) | variable | investment | interest only | 50.01–60% | 6.59% | [↗](https://lmg.athena.com.au/customer-brochure) |
| **6.44%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Saver | variable | investment | interest only | 60.01–70% | 6.33% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.44%** | [Queensland Country Bank](/lender/queensland-country-bank) | Home Loan-Package | variable | investment | interest only | 0–80% | 6.45% | [↗](https://www.queenslandcountry.bank/Banking/home-loans/) |
| **6.44%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Prime (With Offset) | variable | investment | interest only | 60.01–70% | 6.59% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.44%** | [Apollo](/lender/apollo) | Apollo Max (Without Offset) | variable | investment | interest only | 50.01–60% | 6.38% | [↗](https://lmg.athena.com.au/customer-brochure) |
| **6.44%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Prime (Without Offset) | variable | investment | interest only | 60.01–70% | 6.38% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.44%** | [Greater Bank](/lender/greater-bank) | Discounted Great Rate Home Loan - Variable Investment | variable | investment | P&I | — | 6.45% | [↗](https://www.greater.com.au/personal/home-loans/investment-great-rate-home-loan) |
| **6.44%** | [Police Bank](/lender/police-bank) | Police Value Home Loan | variable | investment | P&I | 80–90% | 6.51% | [↗](https://www.policebank.com.au/interest-rates/#) |
| **6.44%** | [Border Bank](/lender/border-bank) | Customs Value Home Loan | variable | investment | P&I | 80–90% | 6.51% | [↗](https://www.borderbank.com.au/home-loan-interest-rates) |
| **6.44%** | [CommBank](/lender/commbank) | Digi Home Loan (Investment) | variable | investment | P&I | 0–60% | 6.46% | [↗](https://www.commbank.com.au/home-loans/digi-home-loan.html) |
| **6.44%** | [ING BANK (Australia) Ltd](/lender/ing-bank-australia-ltd) | Mortgage Simplifier | variable | investment | P&I | 71–80% | 6.47% | [↗](https://www.ing.com.au/home-loans/mortgage-simplifier.html) |
| **6.44%** | [First Option Bank](/lender/first-option-bank) | COMPLETE PACKAGE HOME LOAN | variable | investment | P&I | 60–70% | 6.81% | [↗](https://firstoptionbank.com.au/lending-rates/) |
| **6.44%** | [First Option Bank](/lender/first-option-bank) | SIMPLE HOME LOAN | variable | investment | P&I | 70–95% | 6.47% | [↗](https://firstoptionbank.com.au/lending-rates/) |
| **6.44%** | [Teachers Mutual Bank](/lender/teachers-mutual-bank) | Your Way Plus Home Loan Investor | variable | investment | P&I | 60.1–70% | 6.74% | [↗](https://www.tmbank.com.au/home-loans/your-way-plus) |
| **6.44%** | [Teachers Mutual Bank](/lender/teachers-mutual-bank) | Your Way Home Loan Investor | variable | investment | P&I | 60–70% | 6.50% | [↗](https://www.tmbank.com.au/home-loans/your-way) |
| **6.44%** | [Australian Military Bank](/lender/australian-military-bank) | Investment RateSaver Home Loan | variable | investment | P&I | 0–70% | 6.47% | [↗](https://www.australianmilitarybank.com.au/home-loans/investment-ratesaver-home-loan) |
| **6.44%** | [Bendigo Bank](/lender/bendigo-bank) | Bendigo Flex Home Loan | variable | investment | P&I | 0–60% | 6.62% | [↗](https://www.brokers.bendigobank.com.au/) |
| **6.44%** | [AMP - My AMP](/lender/amp-my-amp) | AMP Essential Home Loan | variable | investment | P&I | 0–50% | 6.47% | [↗](https://www.amp.com.au/home-loans/interest-rates-fees) |
| **6.44%** | [AMP - My AMP](/lender/amp-my-amp) | AMP Essential Home Loan | variable | investment | P&I | 50–60% | 6.47% | [↗](https://www.amp.com.au/home-loans/interest-rates-fees) |
| **6.44%** | [Bendigo Bank](/lender/bendigo-bank) | Bendigo Flex Home Loan (Retail) | variable | investment | P&I | 0–60% | 6.64% | [↗](https://www.bendigobank.com.au/personal/home-loans/flex/) |
| **6.44%** | [Bendigo Bank](/lender/bendigo-bank) | Bendigo Easy Home Loan | variable | investment | P&I | 60.01–70% | 6.46% | [↗](https://www.brokers.bendigobank.com.au/) |
| **6.44%** | [Health Professionals Bank](/lender/health-professionals-bank) | Your Way Plus Home Loan Investor | variable | investment | P&I | 60.1–70% | 6.74% | [↗](https://www.hpbank.com.au/home-loans/your-way-plus) |
| **6.44%** | [Auswide Bank Ltd](/lender/auswide-bank-ltd) | BASIC HOME LOAN | variable | investment | P&I | 1–60% | 6.48% | [↗](https://auswidebank.com.au/help/resources/interest-rates/) |
| **6.44%** | [Auswide Bank Ltd](/lender/auswide-bank-ltd) | BASIC HOME LOAN | variable | investment | P&I | 60.01–70% | 6.48% | [↗](https://auswidebank.com.au/help/resources/interest-rates/) |
| **6.44%** | [Health Professionals Bank](/lender/health-professionals-bank) | Your Way Home Loan Investor | variable | investment | P&I | 60–70% | 6.50% | [↗](https://www.hpbank.com.au/home-loans/your-way) |
| **6.44%** | [The Capricornian](/lender/the-capricornian) | No Frills Investment Home Loan | variable | investment | P&I | 0–80% | 6.49% | [↗](https://www.capricornian.com.au/home-loan-rates/) |
| **6.44%** | [UniBank](/lender/unibank) | Your Way Plus Home Loan Investor | variable | investment | P&I | 60.1–70% | 6.74% | [↗](https://www.unibank.com.au/home-loans/your-way-plus) |
| **6.44%** | [UniBank](/lender/unibank) | Your Way Home Loan Investor | variable | investment | P&I | 60–70% | 6.50% | [↗](https://www.unibank.com.au/home-loans/your-way) |
| **6.44%** | [Macquarie Bank Limited](/lender/macquarie-bank-limited) | Macquarie Basic Home Loan | variable | investment | P&I | 60–70% | 6.46% | [↗](https://www.macquarie.com.au/home-loans/home-loan-rates.html) |
| **6.44%** | [Macquarie Bank Limited](/lender/macquarie-bank-limited) | Macquarie Offset Home Loan | variable | investment | P&I | 60–70% | 6.69% | [↗](https://www.macquarie.com.au/home-loans/home-loan-rates.html) |
| **6.44%** | [Firefighters Mutual Bank](/lender/firefighters-mutual-bank) | Your Way Plus Home Loan Investor | variable | investment | P&I | 60.1–70% | 6.74% | [↗](https://www.fmbank.com.au/home-loans/your-way-plus) |
| **6.44%** | [Firefighters Mutual Bank](/lender/firefighters-mutual-bank) | Your Way Home Loan Investor | variable | investment | P&I | 60–70% | 6.50% | [↗](https://www.fmbank.com.au/home-loans/your-way) |
| **6.44%** | [Bank of us](/lender/bank-of-us) | FlexiChoice Residential Investment Home Loan | variable | investment | P&I | 0.01–60% | 6.46% | [↗](https://bankofus.com.au/home-loans) |
| **6.44%** | [Bank of us](/lender/bank-of-us) | FlexiChoice Residential Investment Home Loan | variable | investment | P&I | 60.01–70% | 6.46% | [↗](https://bankofus.com.au/home-loans) |
| **6.44%** | [Australian Mutual Bank LTD](/lender/australian-mutual-bank-ltd) | Your Way Plus Home Loan Investor | variable | investment | P&I | 60.1–70% | 6.74% | [↗](https://australianmutual.bank/loans/home-loans#Text-db1b2-Buy_an_investment_property) |
| **6.44%** | [Australian Mutual Bank LTD](/lender/australian-mutual-bank-ltd) | Your Way Home Loan Investor | variable | investment | P&I | 60–70% | 6.50% | [↗](https://australianmutual.bank/loans/home-loans#Text-db1b2-Buy_an_investment_property) |
| **6.44%** | [BankVic](/lender/bankvic) | Investor Special Rate Home Loan | variable | investment | P&I | — | 6.49% | [↗](https://www.bankvic.com.au/home-buying/investor) |
| **6.44%** | [Bank of Queensland Limited](/lender/bank-of-queensland-limited) | BOQ Essential Home Loan | variable | investment | P&I | 70.01–80% | 6.46% | [↗](https://www.boq.com.au/personal/home-loans/myboq-home-loans) |
| **6.44%** | [Bank of Queensland Limited](/lender/bank-of-queensland-limited) | Economy Variable Home Loan | variable | investment | P&I | 70.01–80% | 6.58% | [↗](https://www.boq.com.au/personal/home-loans/economy-home-loan) |
| **6.44%** | [Newcastle Permanent](/lender/newcastle-permanent) | Real Deal Home Loan Investment Principal and Interest | variable | investment | P&I | 0–80% | 6.48% | [↗](https://www.newcastlepermanent.com.au/tools-and-services/interest-rates/) |
| **6.44%** | [Qantas Money Basic/Offset Home Loans](/lender/qantas-money-basic-offset-home-loans) | QANTAS Money Offset Home Loan | variable | investment | P&I | 50.01–60% | 6.67% | [↗](https://www.qantasmoney.com/home-loans) |
| **6.44%** | [Qantas Money Basic/Offset Home Loans](/lender/qantas-money-basic-offset-home-loans) | QANTAS Money Basic Home Loan | variable | investment | P&I | 50.01–60% | 6.51% | [↗](https://www.qantasmoney.com/home-loans) |
| **6.44%** | [Athena Home Loans](/lender/athena-home-loans) | Athena Straight Up | variable | investment | P&I | 60.01–70% | 6.41% | [↗](https://www.athena.com.au/features) |
| **6.44%** | [Mortgage Choice Freedom](/lender/mortgage-choice-freedom) | Mortgage Choice Freedom Flex | variable | investment | P&I | 60.01–70% | 6.41% | [↗](https://mortgagechoice.athena.com.au/product-factsheet-broker) |
| **6.44%** | [Bank First](/lender/bank-first) | Basic Investment Loan Variable LVR 60-70% | variable | investment | P&I | 60.01–70% | 6.49% | [↗](https://www.bankfirst.com.au/loans/home-loans/basic-home-loan-investment) |
| **6.44%** | [Summerland Bank](/lender/summerland-bank) | Premium Variable Investment Ln | variable | investment | P&I | — | 6.80% | [↗](https://www.summerland.com.au/loans-interest) |
| **6.44%** | [Queensland Country Bank](/lender/queensland-country-bank) | Home Loan-Package | variable | investment | P&I | 0–80% | 6.45% | [↗](https://www.queenslandcountry.bank/Banking/home-loans/) |
| **6.44%** | [UBank](/lender/ubank) | Neat - INV Variable P&I | variable | investment | P&I | 0–60% | 6.46% | [↗](https://www.ubank.com.au/home-loans/interest-rates-and-fees) |

## How to read these rows

"Comparison" is the regulated comparison rate the lender publishes beside the
    advertised rate, with fees folded in. On a phone it is the figure "with fees". P&I is
    principal and interest. An LVR band of — means the lender stated none. A rate
    marked ? is below anything a home loan is actually priced at. Some
    lenders publish fees or rate loadings inside the rate fields. This page shows the rates as
    published rather than silently tidying them. The comparison never uses those rows.

Looking for one lender rather than the whole list?
      [Every lender that publishes rates](/lenders) has a page of its own.

Or one kind of loan: [fixed](/data/rates?type=FIXED) · [variable](/data/rates?type=VARIABLE) · [owner-occupier](/data/rates?purpose=OWNER_OCCUPIED) · [investment](/data/rates?purpose=INVESTMENT) · [principal and interest](/data/rates?repay=PRINCIPAL_AND_INTEREST) · [interest only](/data/rates?repay=INTEREST_ONLY).

The other questions

        - [Are you paying more than you need to?](/)
              your rate against every lender publishing one- [How fast should you pay it off?](/paying-it-off)
              term, extra repayments, interest only- [Don't have a loan yet?](/buying)
              what to look at before you pick one- [What does each lender advertise?](/lenders)
              every lender that publishes rates, a page each- [What moved this week?](/market/changes-this-week)
              which lenders changed an advertised rate

**Free, and not advice.** It knows only what you typed and what lenders advertise, which may differ from what you are offered. A licensed broker does
    this for a living. [Who made this](/about).
    [What this site collects](/privacy).

      **More from the data**

Building something with this? There is
      [an API](/api), and [the data is free](/data).

This morning: [the market](/market),
    [variable rates](/market/variable-rates),
    [fixed rates](/market/fixed-rates) and
    [what moved this week](/market/changes-this-week).

Found in the data: [what lenders charge above 80%](/research/lvr-bands),
    [the rate a fixed loan rolls onto](/research/revert-rates) and
    [what a comparison rate adds](/research/comparison-rates). Also
    [what an offset costs](/research/offset-accounts), and
    [what investors pay on top](/research/investor-premium).