[Skip to the content](#main) [RateGap](/)every home loan rate lenders publish, compared # Australian Military Bank home loan rates Have a loan with Australian Military Bank? Compare your rate Loan balance ($) on your statement or in your banking app Your rate (%) not the comparison rate, which adds fees Compare my rate 56 advertised rates across 21 products, published by Australian Military Bank under the Consumer Data Right. Last read Monday 2 November, yesterday. No lender pays to be listed. ## Where it sits Every home loan Australian Military Bank advertises for a home you live in and pay down is for a particular group only, and who each one is for is listed below. So there is no rate here that anyone could take, and nothing to read against the going rate. Lenders set a different rate for each LVR band, shown as how much you owe. LVR is what you owe as a share of the home's value. ## Investment, principal and interest ### Variable - Investment RateSaver Home Loan · owe 71–80% · **6.39%** (6.42% with fees)- Investment RateSaver Home Loan · owe up to 70% · **6.44%** (6.47% with fees)- Investment RateSaver Home Loan · owe 81–95% · **6.59%** (6.62% with fees)- Investment RateSaver Home Loan · owe 70.01–80% · **6.64%** (6.67% with fees)- Investment Value Home Loan · owe 71–80% · **6.64%** (6.67% with fees)- Investment Value Home Loan · owe up to 70% · **6.69%** (6.72% with fees)- Investment RateSaver Home Loan · owe 80.01–95% · **6.84%** (6.87% with fees)- Investment Value Home Loan · owe 81–95% · **6.84%** (6.87% with fees)- Investment Value Home Loan · owe 70.01–80% · **6.89%** (6.92% with fees)- Investment Value Home Loan · owe 80.01–95% · **7.09%** (7.12% with fees) ### Fixed - 3 Year Fixed Rate Investment Home Loan · three years · owe up to 95% · **6.69%** (7.04% with fees)- 2 Year Fixed Rate Investment Home Loan · two years · owe up to 95% · **6.69%** (7.04% with fees) ## Investment, interest only 3 rates ### Variable - Investment Value Home Loan · owe up to 80% · **6.94%** (6.97% with fees) ### Fixed - 3 Year Fixed Rate Investment Home Loan · three years · owe up to 80% · **6.69%** (7.04% with fees)- 2 Year Fixed Rate Investment Home Loan · two years · owe up to 80% · **6.69%** (7.04% with fees) No band here goes above 80% of the property's value. That means Australian Military Bank publishes none — not that it will not lend above 80%. Whether it does is not in this data. ## Restricted to particular groups | Product | Who it is for | Rate | | --- | --- | --- | | DHOAS Rate Saver Home Loan | restricted to certain jobs (police, nurses, defence and so on) | 6.19% | | RateSaver Home Loan | a particular group only, per its published conditions | 6.29% | | DHOAS Value Home Loan | restricted to certain jobs (police, nurses, defence and so on) | 6.34% | | DHOAS 1 Year Fixed Rate Home Loan | restricted to certain jobs (police, nurses, defence and so on) | 6.39% | | 1 Year Fixed Rate Home Loan | a particular group only, per its published conditions | 6.39% | | 3 Year Fixed Rate Home Loan | a particular group only, per its published conditions | 6.44% | | DHOAS 3 Year Fixed Rate Home Loan | restricted to certain jobs (police, nurses, defence and so on) | 6.44% | | 2 Year Fixed Rate Home Loan | a particular group only, per its published conditions | 6.44% | | DHOAS 2 Year Fixed Rate Home Loan | restricted to certain jobs (police, nurses, defence and so on) | 6.44% | | 5 Year Fixed Rate Home Loan | a particular group only, per its published conditions | 6.49% | | Value Home Loan | a particular group only, per its published conditions | 6.49% | | DHOAS 5 Year Fixed Rate Home Loan | restricted to certain jobs (police, nurses, defence and so on) | 6.49% | The data says a product *is* restricted. It never says whether you would get it. On [the comparison](/) every one of these can be put back with a click, and every figure is worked out again. ## What changed Australian Military Bank last moved a rate on **Wednesday 14 October**. Every rate is read each morning and has come back the same since. [Every lender that publishes rates](/lenders), and [every rate move since capture began](/data/history). **Does this look wrong? or could it be better** Two different things go wrong here and they are fixed in different places. If a rate on this page does not match what Australian Military Bank told you, it is usually one of these. ### The published data is wrong Australian Military Bank publishes these rates itself, under the Consumer Data Right. Nobody here types them in and nothing here can correct them at the source. If the feed is wrong, every comparison site reading it is wrong in the same way. Reports about a data holder's feed go to the Consumer Data Right, and published-data quality is on the ACCC's enforcement list. Everything identifying the feed is filled in below. The one part left is what you saw. ``` Consumer Data Right — Product Reference Data quality Data holder brand: Australian Military Bank ABN: 48087649741 Product Reference Data endpoint: https://public.open.australianmilitarybank.com.au Data read from that endpoint on: Sunday 1 November Rate lines published at that time: 56 What appears to be wrong: [describe what you checked, and what the published data says] This data is published under the Product Reference Data standard and is available publicly, without authentication or a consumer consent. ``` Copy the report [Open the report form in a new tab ↗](https://forms.oaic.gov.au/forms/report) The form is run by the Consumer Data Right, not by this site. Nothing you type here is sent anywhere — the text above is yours to copy. ### This page reads it wrongly The rate is published correctly and this page has misread it. A band shown against the wrong loan type, a fee counted twice, a product that should be marked restricted and is not: that one is mine. [Tell me and I will fix it](/#fb), and say which lender so I can find the row. ### Something is missing A figure this page should show and does not, or a lender that should be here and is not. [Tell me through the feedback box](/#fb). The data behind every page here is [free to download](/data) if you would rather check it yourself first. The other questions - [Are you paying more than you need to?](/) your rate against every lender publishing one- [How fast should you pay it off?](/paying-it-off) term, extra repayments, interest only- [Don't have a loan yet?](/buying) what to look at before you pick one- [What does each lender advertise?](/lenders) every lender that publishes rates, a page each- [What moved this week?](/market/changes-this-week) which lenders changed an advertised rate- [Where do these numbers come from?](/data) every published rate, and how fresh it is **Free, and not advice.** It knows only what the lender publishes, not what you could negotiate. A licensed broker does this for a living. [Who made this](/about). [What this site collects](/privacy). **More from the data** Building something with this? There is [an API](/api), and [the data is free](/data). This morning: [the market](/market), [variable rates](/market/variable-rates), [fixed rates](/market/fixed-rates) and [what moved this week](/market/changes-this-week). Found in the data: [what lenders charge above 80%](/research/lvr-bands), [the rate a fixed loan rolls onto](/research/revert-rates) and [what a comparison rate adds](/research/comparison-rates). Also [what an offset costs](/research/offset-accounts), and [what investors pay on top](/research/investor-premium).