[Skip to the content](#main) [RateGap](/)every home loan rate lenders publish, compared # Every lender that publishes home loan rates 133 lenders publish home loan rates. Of these, 118 publish 10 or more, enough for a page of their own. Between them, the 133 advertise 20,777 rates, read every morning. Published by the lenders themselves under the Consumer Data Right. No lender pays to be listed. Find your lender Each lender's lowest advertised variable rate for a home you live in and pay down. No lender with a page has a name containing that. ## A - [AAA FINANCIAL CORPORATION 5.69%](/lender/aaa-financial-corporation)- [AFG Home Loans - Retro 6.74%](/lender/afg-home-loans-retro)- [AFG Home Loans Alpha 6.34%](/lender/afg-home-loans-alpha)- [AMP - My AMP 6.24%](/lender/amp-my-amp)- [ANZ 6.64%](/lender/anz)- [Apollo 6.04%](/lender/apollo)- [Arab Bank Australia Limited 9.29%](/lender/arab-bank-australia-limited)- [Athena Home Loans 6.24%](/lender/athena-home-loans)- [Aussie Activate 6.99%](/lender/aussie-activate)- [Aussie Elevate 6.34%](/lender/aussie-elevate)- [Aussie Select 6.53%](/lender/aussie-select)- [Australian Military Bank no variable rate](/lender/australian-military-bank)- [Australian Mutual Bank LTD no variable rate](/lender/australian-mutual-bank-ltd)- [Auswide Bank Ltd 6.29%](/lender/auswide-bank-ltd) ## B - [BCU Bank 6.24%](/lender/bcu-bank)- [BNK Bank (Goldfields Money/BCHL) 6.30%](/lender/bnk-bank-goldfields-money-bchl)- [BOQ Specialist 8.27%](/lender/boq-specialist)- [Bank Australia 5.95%](/lender/bank-australia)- [Bank First no variable rate](/lender/bank-first)- [Bank of China 6.18%](/lender/bank-of-china)- [Bank of Melbourne 6.54%](/lender/bank-of-melbourne)- [Bank of Queensland Limited 6.28%](/lender/bank-of-queensland-limited)- [Bank of Sydney 6.24%](/lender/bank-of-sydney)- [Bank of us 6.24%](/lender/bank-of-us)- [BankSA 6.54%](/lender/banksa)- [BankVic no variable rate](/lender/bankvic)- [Bankwest 6.44%](/lender/bankwest)- [Bendigo Bank 6.34%](/lender/bendigo-bank)- [Beyond Bank Australia 6.34%](/lender/beyond-bank-australia)- [Bluestone Home Loans 6.84%](/lender/bluestone-home-loans)- [Border Bank no variable rate](/lender/border-bank)- [Broken Hill Bank 5.94%](/lender/broken-hill-bank)- [bankWAW 6.24%](/lender/bankwaw) ## C - [Cairns bank 6.49%](/lender/cairns-bank)- [Central Murray Bank 6.24%](/lender/central-murray-bank)- [Central West CUL 6.34%](/lender/central-west-cul)- [Coastline Bank 6.39%](/lender/coastline-bank)- [CommBank 6.34%](/lender/commbank)- [CommFCU 5.85%](/lender/commfcu)- [Connective Athena 6.29%](/lender/connective-athena)- [Connective Complete 7.07%](/lender/connective-complete)- [Connective Elevate 6.84%](/lender/connective-elevate)- [Connective Select 6.34%](/lender/connective-select)- [Credit Union SA no variable rate](/lender/credit-union-sa) ## D - [Darling Downs Bank 6.64%](/lender/darling-downs-bank)- [Defence Bank no variable rate](/lender/defence-bank)- [Dnister 6.54%](/lender/dnister) ## E - [Easy Street 5.79%](/lender/easy-street) ## F - [Firefighters Mutual Bank no variable rate](/lender/firefighters-mutual-bank)- [First Option Bank 5.99%](/lender/first-option-bank)- [Firstmac 6.58%](/lender/firstmac) ## G - [Gateway Bank 5.94%](/lender/gateway-bank)- [Great Southern Bank no variable rate](/lender/great-southern-bank)- [Greater Bank 6.09%](/lender/greater-bank)- [gmcu 6.09%](/lender/gmcu) ## H - [Health Professionals Bank no variable rate](/lender/health-professionals-bank)- [Homestar Finance Pty Ltd 5.93%](/lender/homestar-finance-pty-ltd)- [Horizon Bank 6.74%](/lender/horizon-bank)- [Hume Bank 6.24%](/lender/hume-bank)- [homeloans.com.au 6.64%](/lender/homeloans-com-au) ## I - [IMB Bank 6.04%](/lender/imb-bank)- [ING BANK (Australia) Ltd 6.29%](/lender/ing-bank-australia-ltd) ## J - [Judo Bank 8.90%](/lender/judo-bank) ## L - [LJ Hooker Home Loans 6.58%](/lender/lj-hooker-home-loans)- [La Trobe Financial 7.04%](/lender/la-trobe-financial)- [Laboratories Credit Union no variable rate](/lender/laboratories-credit-union)- [Liberty Financial 6.49%](/lender/liberty-financial)- [loans.com.au 6.19%](/lender/loans-com-au) ## M - [MA Money no variable rate](/lender/ma-money)- [MCCA 6.43%](/lender/mcca)- [ME Bank - ME Go 6.24%](/lender/me-bank-me-go)- [Macquarie Bank Limited 6.29%](/lender/macquarie-bank-limited)- [Maitland Mutual Limited no variable rate](/lender/maitland-mutual-limited)- [Mortgage Choice Amplify 6.84%](/lender/mortgage-choice-amplify)- [Mortgage Choice Freedom 5.99%](/lender/mortgage-choice-freedom)- [Mortgage Choice Ignite 6.99%](/lender/mortgage-choice-ignite)- [Mortgage Ezy 6.99%](/lender/mortgage-ezy)- [Mortgage House 5.89%](/lender/mortgage-house)- [MoveBank 5.99%](/lender/movebank)- [MyState Bank 6.04%](/lender/mystate-bank) ## N - [NATIONAL AUSTRALIA BANK 6.29%](/lender/national-australia-bank)- [NRMA Home Loans 6.19%](/lender/nrma-home-loans)- [Newcastle Permanent 6.19%](/lender/newcastle-permanent)- [Northern Inland Credit Union Limited no variable rate](/lender/northern-inland-credit-union-limited) ## O - [ORANGE CREDIT UNION LTD no variable rate](/lender/orange-credit-union-ltd)- [ORDE Financial 6.99%](/lender/orde-financial) ## P - [P&N Bank 6.38%](/lender/p-and-n-bank)- [People First and Heritage Bank 6.24%](/lender/people-first-and-heritage-bank)- [Pepper Money 6.99%](/lender/pepper-money)- [Police Bank no variable rate](/lender/police-bank)- [Police Credit Union Ltd no variable rate](/lender/police-credit-union-ltd) ## Q - [QBANK 6.24%](/lender/qbank)- [Qantas Money Atlas Home Loans 6.27%](/lender/qantas-money-atlas-home-loans)- [Qantas Money Basic/Offset Home Loans 6.28%](/lender/qantas-money-basic-offset-home-loans)- [Qudos Bank 6.38%](/lender/qudos-bank)- [Queensland Country Bank no variable rate](/lender/queensland-country-bank) ## R - [RACQ Bank 5.89%](/lender/racq-bank)- [RedZed 7.07%](/lender/redzed)- [Regional Australia Bank 6.14%](/lender/regional-australia-bank)- [Resimac 6.39%](/lender/resimac) ## S - [SWSbank 6.10%](/lender/swsbank)- [Southern Cross Credit Union no variable rate](/lender/southern-cross-credit-union)- [St.George Bank 6.54%](/lender/st-george-bank)- [Summerland Bank 6.14%](/lender/summerland-bank)- [Suncorp Bank not read lately](/lender/suncorp-bank) ## T - [TMCU 6.14%](/lender/tmcu)- [Teachers Mutual Bank no variable rate](/lender/teachers-mutual-bank)- [The Capricornian no variable rate](/lender/the-capricornian)- [The Mac 6.99%](/lender/the-mac)- [Tiimely Home 6.20%](/lender/tiimely-home) ## U - [UBank 6.34%](/lender/ubank)- [UniBank no variable rate](/lender/unibank)- [Unity Bank no variable rate](/lender/unity-bank)- [Up 6.20%](/lender/up) ## V - [Virgin Money 6.09%](/lender/virgin-money) ## W - [Westpac 6.24%](/lender/westpac)- [Woolworths Team Bank no variable rate](/lender/woolworths-team-bank) ## Z - [Zeus 6.08%](/lender/zeus) A lender has a page here once it publishes 10 or more rate lines. Below that there is not enough published pricing to say anything useful about it. The few rates it does publish are in [the full list of rates](/data/rates) with everything else. The other questions - [Are you paying more than you need to?](/) your rate against every lender publishing one- [How fast should you pay it off?](/paying-it-off) term, extra repayments, interest only- [Don't have a loan yet?](/buying) what to look at before you pick one- [What moved this week?](/market/changes-this-week) which lenders changed an advertised rate- [Where do these numbers come from?](/data) every published rate, and how fresh it is **Free, and not advice.** It knows only what the lender publishes, not what you could negotiate. A licensed broker does this for a living. [Who made this](/about). [What this site collects](/privacy). **More from the data** Building something with this? There is [an API](/api), and [the data is free](/data). This morning: [the market](/market), [variable rates](/market/variable-rates), [fixed rates](/market/fixed-rates) and [what moved this week](/market/changes-this-week). Found in the data: [what lenders charge above 80%](/research/lvr-bands), [the rate a fixed loan rolls onto](/research/revert-rates) and [what a comparison rate adds](/research/comparison-rates). Also [what an offset costs](/research/offset-accounts), and [what investors pay on top](/research/investor-premium).