Rates checked Friday 18 September at 5:49 am (Sydney time) · browse all the data

Are you paying more than you need to?

Every home loan rate lenders publish under Australia's Consumer Data Right. No lender pays to be here or to rank higher.
No loan yet? Start here. · See it with a typical loan.

That did not have enough to go on

This needs what you still owe and your interest rate. Everything else you typed is still in the form below.

Loan balance ($) what you still owe, from your latest statement Your rate (%) the rate on your statement, not the comparison rate Property value ($) what it would sell for now; a guess is fine One loan at a time. Split loan? Enter each part separately.

Checking your rate against 1,645 published loans…

Who is your loan with? shows what your lender advertises to new customers today, the number to quote back to them

More about the loanvariable · owner-occupied · principal & interest · 25 years left · fee unknown

Rate type if your repayment has changed without you asking, it's variable Fixed term ends the date your fixed rate ends Years remaining how long the loan has left to run Purpose Repayments if the amount owing is falling, it's principal & interest

Your yearly fee Often $395, on your statement. Not sure? Say so and it counts as $0.

I need an offset account A savings account linked to the loan; money in it reduces the interest you pay. Loans with one cost more, so ticking this hides cheaper loans. Not sure? Leave it off.

Free, and not advice. It knows only what you typed. A licensed broker does this for a living. Who made this. What this site collects.

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Found something wrong? Tell me and I'll fix it. Most useful: a rate that doesn't match your statement, a fee that isn't real, or a lender missing.

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Found in the data: what lenders charge above 80%, the rate a fixed loan rolls onto, what a comparison rate adds and what an offset costs.