Northern Inland Credit Union Limited home loan rates
13 advertised rate lines across 13 products, published by Northern Inland Credit Union Limited under the Consumer Data Right. Read yesterday. No lender pays to be listed.
Where it sits
Left out of the figures above
| Product | Why it is out | Rate |
|---|---|---|
| Value Home Loan - Investment | Eligibility | 5.94% |
| Value Home Loan - Owner Occupied | Eligibility | 5.94% |
| Dream Home Loan New Borrowing INV | Eligibility | 5.99% |
| Dream Home Loan New Borrowing | Eligibility | 5.99% |
| Value Fixed Home Loan 12M | Eligibility | 5.99% |
| Smart Home Loan Fixed 12M | Eligibility | 6.29% |
| Smart Home Loan Fixed 24M | Eligibility | 6.39% |
| Dream Home Loan Variable PI Owner Occupied | Eligibility | 6.44% |
| Dream Home Loan Variable PI (Investment) | Eligibility | 6.44% |
| Smart Home Loan Fixed 36M | Eligibility | 6.59% |
| Dream Home Loan Variable IO Owner Occupied | Eligibility | 6.94% |
| Dream Home Loan Variable IO Investment | Eligibility | 6.94% |
What changed
Northern Inland Credit Union Limited last moved a rate line on Sunday 16 August. Every line is read each morning and has come back the same since.
Does this look wrong? or could it be better
Two different things go wrong here and they are fixed in different places. If a rate on this page does not match what Northern Inland Credit Union Limited told you, it is usually one of these.
The published data is wrong
Northern Inland Credit Union Limited publishes these rates itself, under the Consumer Data Right. Nobody here types them in and nothing here can correct them at the source — if the feed is wrong, every comparison site reading it is wrong in the same way. Reports about a data holder's feed go to the Consumer Data Right, and published-data quality is on the ACCC's enforcement list.
Everything identifying the feed is filled in below. The one part left is what you saw.
Consumer Data Right — Product Reference Data quality Data holder brand: Northern Inland Credit Union Limited ABN: 36087650422 Product Reference Data endpoint: https://secure.nicu.com.au/OpenBanking Data read from that endpoint on: Saturday 12 September Rate lines published at that time: 13 What appears to be wrong: [describe what you checked, and what the published data says] This data is published under the Product Reference Data standard and is available publicly, without authentication or a consumer consent.
This page reads it wrongly
The rate is published correctly and this page has misread it: a band shown against the wrong loan type, a fee counted twice, a product that should be marked restricted and is not. That one is mine. Tell me and I will fix it, and say which lender so I can find the row.
Something is missing
A figure this page should show and does not, or a lender that should be here and is not. Same place. The data behind every page here is free to download if you would rather check it yourself first.
Free, and not advice. It knows only what the lender publishes, not what you could negotiate. A licensed broker does this for a living. What this site collects.
Building something with this? There is an API, and the data is free.
Found in the data: what lenders charge above 80% and the rate a fixed loan resets to.