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Suncorp Bank home loan rates

83 advertised rates across 8 products, published by Suncorp Bank under the Consumer Data Right. Last read Wednesday 7 October, 4 weeks ago. No lender pays to be listed.

Where it sits

Suncorp Bank has stopped sending rates, so its rates are not compared with the going rate here. What it last published is below, with the date it was read. A rate held since then cannot be compared with rates read this morning.

Lenders set a different rate for each LVR band, shown as how much you owe. LVR is what you owe as a share of the home's value.

Owner-occupied, principal and interest

Variable

Back to Basics Variable Rate Better Together Special Offer · owe 1–60% · 6.08% (6.09% with fees)
Back to Basics Variable Rate Better Together Special Offer · owe 60.1–70% · 6.08% (6.09% with fees)
Back to Basics Variable Rate Better Together Special Offer · owe 70.1–80% · 6.13% (6.14% with fees)
Back to Basics Variable Rate Better Together Special Offer · owe 80.1–90% · 6.39% (6.40% with fees)
Back to Basics Variable Rate Better Together Special Offer · owe 90.1–95% · 7.34% (7.34% with fees)
Back to Basics Variable Rate · owe 1–95% · 8.65% (8.73% with fees)
Standard Variable Rate · owe 1–95% · 9.23% (9.41% with fees)

Fixed

1,2,3 or 5 Year Fixed Rate · two years · owe 1–95% · 6.69% (8.85% with fees)
1,2,3 or 5 Year Fixed Rate · one year · owe 1–95% · 6.74% (9.12% with fees)
1,2,3 or 5 Year Fixed Rate · three years · owe 1–95% · 6.89% (8.68% with fees)
1,2,3 or 5 Year Fixed Rate · five years · owe 1–95% · 6.99% (8.37% with fees)

Owner-occupied, interest only

10 rates

Variable

Back to Basics Variable Rate Better Together Special Offer · owe 1–60% · 6.44% (6.24% with fees)
Back to Basics Variable Rate Better Together Special Offer · owe 60.1–70% · 6.44% (6.24% with fees)
Back to Basics Variable Rate Better Together Special Offer · owe 70.1–80% · 6.54% (6.31% with fees)
Back to Basics Variable Rate Better Together Special Offer · owe 80.1–90% · 7.34% (6.81% with fees)
Back to Basics Variable Rate · owe 1–90% · 8.82% (8.78% with fees)
Standard Variable Rate · owe 1–90% · 9.40% (9.45% with fees)

Fixed

1,2,3 or 5 Year Fixed Rate · two years · owe 1–90% · 6.84% (8.86% with fees)
1,2,3 or 5 Year Fixed Rate · one year · owe 1–90% · 6.94% (9.11% with fees)
1,2,3 or 5 Year Fixed Rate · three years · owe 1–90% · 7.04% (8.70% with fees)
1,2,3 or 5 Year Fixed Rate · five years · owe 1–90% · 7.09% (8.40% with fees)

Investment, principal and interest

10 rates

Variable

Back to Basics Variable Rate Better Together Special Offer · owe 1–60% · 6.18% (6.19% with fees)
Back to Basics Variable Rate Better Together Special Offer · owe 60.1–70% · 6.22% (6.23% with fees)
Back to Basics Variable Rate Better Together Special Offer · owe 70.1–80% · 6.23% (6.24% with fees)
Back to Basics Variable Rate Better Together Special Offer · owe 80.1–90% · 6.84% (6.84% with fees)
Back to Basics Variable Rate · owe 1–90% · 9.07% (9.12% with fees)
Standard Variable Rate · owe 1–90% · 9.70% (9.85% with fees)

Fixed

1,2,3 or 5 Year Fixed Rate · two years · owe 1–90% · 6.79% (9.20% with fees)
1,2,3 or 5 Year Fixed Rate · one year · owe 1–90% · 6.89% (9.51% with fees)
1,2,3 or 5 Year Fixed Rate · three years · owe 1–90% · 6.94% (8.98% with fees)
1,2,3 or 5 Year Fixed Rate · five years · owe 1–90% · 7.09% (8.62% with fees)

Investment, interest only

10 rates

Variable

Back to Basics Variable Rate Better Together Special Offer · owe 60.1–70% · 6.38% (6.29% with fees)
Back to Basics Variable Rate Better Together Special Offer · owe 70.1–80% · 6.38% (6.30% with fees)
Back to Basics Variable Rate Better Together Special Offer · owe 1–60% · 6.38% (6.27% with fees)
Back to Basics Variable Rate Better Together Special Offer · owe 80.1–90% · 6.84% (6.84% with fees)
Back to Basics Variable Rate · owe 1–90% · 9.49% (9.32% with fees)
Standard Variable Rate · owe 1–90% · 10.12% (10.05% with fees)

Fixed

1,2,3 or 5 Year Fixed Rate · one year · owe 1–90% · 6.94% (9.52% with fees)
1,2,3 or 5 Year Fixed Rate · two years · owe 1–90% · 6.94% (9.24% with fees)
1,2,3 or 5 Year Fixed Rate · three years · owe 1–90% · 7.09% (9.04% with fees)
1,2,3 or 5 Year Fixed Rate · five years · owe 1–90% · 7.14% (8.67% with fees)

Restricted to particular groups

Product	Who it is for	Rate
Standard Variable Rate - Home Package Plus Special Offers	a particular group only, per its published conditions	6.13%
1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers	a particular group only, per its published conditions	6.24%
5 Year Fixed Rate - Home Package Plus Special Offers for First Home Buyers	a particular group only, per its published conditions	6.54%
Standard Variable Rate - Home Package Plus Special Offers for First Home Buyers	a particular group only, per its published conditions	6.74%

The data says a product is restricted. It never says whether you would get it. On the comparison every one of these can be put back with a click, and every figure is worked out again.

What changed

Suncorp Bank has stopped sending rates. It was last read Wednesday 7 October, 4 weeks ago, and the 83 rates above are the ones it published then. They are kept and dated rather than deleted, and they are left out of the going rate and out of every comparison on this site until it answers again. That happens on its own the morning it does.

Every lender that publishes rates, and every rate move since capture began.

Beside it

Suncorp Bank is a ANZ brand. The group's other brand with a page here: ANZ. Each publishes its own rates.

Does this look wrong? or could it be better

Two different things go wrong here and they are fixed in different places. If a rate on this page does not match what Suncorp Bank told you, it is usually one of these.

The published data is wrong

Suncorp Bank publishes these rates itself, under the Consumer Data Right. Nobody here types them in and nothing here can correct them at the source. If the feed is wrong, every comparison site reading it is wrong in the same way. Reports about a data holder's feed go to the Consumer Data Right, and published-data quality is on the ACCC's enforcement list.

Everything identifying the feed is filled in below. The one part left is what you saw.

Consumer Data Right — Product Reference Data quality

Data holder brand: Suncorp Bank
ABN: 66010831722
Product Reference Data endpoint: https://id-ob.suncorpbank.com.au
Data read from that endpoint on: Tuesday 6 October
Rate lines published at that time: 83

What appears to be wrong:
[describe what you checked, and what the published data says]

This data is published under the Product Reference Data standard and is
available publicly, without authentication or a consumer consent.

Open the report form in a new tab ↗

The form is run by the Consumer Data Right, not by this site. Nothing you type here is sent anywhere — the text above is yours to copy.

This page reads it wrongly

The rate is published correctly and this page has misread it. A band shown against the wrong loan type, a fee counted twice, a product that should be marked restricted and is not: that one is mine. Tell me and I will fix it, and say which lender so I can find the row.

Something is missing

A figure this page should show and does not, or a lender that should be here and is not. Tell me through the feedback box. The data behind every page here is free to download if you would rather check it yourself first.

The other questions

Are you paying more than you need to? your rate against every lender publishing one
How fast should you pay it off? term, extra repayments, interest only
Don't have a loan yet? what to look at before you pick one
What does each lender advertise? every lender that publishes rates, a page each
What moved this week? which lenders changed an advertised rate
Where do these numbers come from? every published rate, and how fresh it is

Free, and not advice. It knows only what the lender publishes, not what you could negotiate. A licensed broker does this for a living. Who made this. What this site collects.