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Teachers Mutual Bank home loan rates

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146 advertised rates across 16 products, published by Teachers Mutual Bank under the Consumer Data Right. Last read Monday 2 November, yesterday. No lender pays to be listed.

Where it sits

Every home loan Teachers Mutual Bank advertises for a home you live in and pay down is for a particular group only, and who each one is for is listed below. So there is no rate here that anyone could take, and nothing to read against the going rate.

Restricted to particular groups

ProductWho it is forRate
Your Way Plus Home Loan a particular group only, per its published conditions 6.19%
Your Way Home Loan a particular group only, per its published conditions 6.19%
Your Way Plus Home Loan Investor a particular group only, per its published conditions 6.39%
Your Way Home Loan Investor a particular group only, per its published conditions 6.39%
Your Way Plus Fixed Home Loan a particular group only, per its published conditions 6.39%
Your Way Plus Interest Only Home Loan a particular group only, per its published conditions 6.49%
Your Way Fixed Rate Home Loan a particular group only, per its published conditions 6.49%
Your Way Interest Only Home Loan a particular group only, per its published conditions 6.49%
Your Way Plus Fixed Home Loan Investor a particular group only, per its published conditions 6.54%
Your Way Interest Only Home Loan Investor a particular group only, per its published conditions 6.59%
Your Way Plus Interest Only Home Loan Investor a particular group only, per its published conditions 6.59%
Your Way Fixed Rate Home Loan Investor a particular group only, per its published conditions 6.64%

The data says a product is restricted. It never says whether you would get it. On the comparison every one of these can be put back with a click, and every figure is worked out again.

What changed

Teachers Mutual Bank last moved a rate on Monday 26 October. Every rate is read each morning and has come back the same since.

Every lender that publishes rates, and every rate move since capture began.

Beside it

Teachers Mutual Bank is a Teachers Mutual Bank Limited brand. The group's other brands with a page here: Firefighters Mutual Bank, Health Professionals Bank, UniBank. Each publishes its own rates.

Does this look wrong? or could it be better

Two different things go wrong here and they are fixed in different places. If a rate on this page does not match what Teachers Mutual Bank told you, it is usually one of these.

The published data is wrong

Teachers Mutual Bank publishes these rates itself, under the Consumer Data Right. Nobody here types them in and nothing here can correct them at the source. If the feed is wrong, every comparison site reading it is wrong in the same way. Reports about a data holder's feed go to the Consumer Data Right, and published-data quality is on the ACCC's enforcement list.

Everything identifying the feed is filled in below. The one part left is what you saw.

Consumer Data Right — Product Reference Data quality

Data holder brand: Teachers Mutual Bank
ABN: 30087650459
Product Reference Data endpoint: https://ob.tmbl.com.au/tmbank
Data read from that endpoint on: Sunday 1 November
Rate lines published at that time: 146

What appears to be wrong:
[describe what you checked, and what the published data says]

This data is published under the Product Reference Data standard and is
available publicly, without authentication or a consumer consent.

The form is run by the Consumer Data Right, not by this site. Nothing you type here is sent anywhere — the text above is yours to copy.

This page reads it wrongly

The rate is published correctly and this page has misread it. A band shown against the wrong loan type, a fee counted twice, a product that should be marked restricted and is not: that one is mine. Tell me and I will fix it, and say which lender so I can find the row.

Something is missing

A figure this page should show and does not, or a lender that should be here and is not. Tell me through the feedback box. The data behind every page here is free to download if you would rather check it yourself first.

Free, and not advice. It knows only what the lender publishes, not what you could negotiate. A licensed broker does this for a living. Who made this. What this site collects.

More from the data

Building something with this? There is an API, and the data is free.

This morning: the market, variable rates, fixed rates and what moved this week.

Found in the data: what lenders charge above 80%, the rate a fixed loan rolls onto and what a comparison rate adds. Also what an offset costs, and what investors pay on top.