Mortgage House home loan rates
64 advertised rate lines across 32 products, published by Mortgage House under the Consumer Data Right. Read yesterday. No lender pays to be listed.
Where it sits
The benchmark is the rate at which a third distinct lender appears in the sorted list. It is not the lowest rate anyone publishes. Anchoring on the lowest would put a green loan or a veterans' rate under the whole market, and name a difference nobody can capture.
Owner-occupied, principal and interest
| Product | Type | LVR | Rate | Comparison |
|---|---|---|---|---|
| Chameleon - Executive Home Loan 60 | variable | — | 5.89% | 5.93% |
| Chameleon - Executive Home Loan 60 (with offset) | variable | — | 5.89% | 6.29% |
| Chameleon - Executive Home Loan 80 | variable | — | 5.94% | 5.98% |
| Chameleon - Freedom Home Loan 80 | variable | — | 6.19% | 6.23% |
| Chameleon - Executive Investment Home Loan 80 | variable | — | 6.44% | 6.48% |
| Fix & Save - 3 Years Fixed - Owner Occupied | fixed | — | 6.79% | 7.26% |
| Fix & Save – 2 Years Fixed – Owner Occupied | fixed | — | 6.79% | 6.35% |
| Fix & Save 3 Years Fixed - Investment | fixed | — | 6.89% | 7.36% |
| Fix & Save - 2 Years Fixed - Investment | fixed | — | 6.89% | 6.73% |
| Chameleon - Freedom Home Loan 90 | variable | — | 6.89% | 6.93% |
| Fix & Save – 1 Year Fixed – Investment | fixed | — | 6.89% | 7.47% |
| Fix & Save - 5 Years Fixed - Owner Occupied | fixed | — | 7.19% | 7.34% |
| Chameleon - Solutions Home Loan 60 | variable | — | 7.34% | 7.83% |
| Fix & Save - 5 Years Fixed - Investment | fixed | — | 7.39% | 7.49% |
| Chameleon Commercial - Pure Commercial 50 | variable | — | 7.69% | 8.29% |
| Chameleon - Platinum Home Loan 60 (OO) | variable | — | 8.49% | 9.03% |
| Chameleon Commercial - Pure Commercial 80 | variable | — | 8.54% | 9.25% |
| Chameleon - Platinum Home Loan 80 (OO) | variable | — | 8.69% | 9.39% |
| Chameleon - Platinum Home Loan 60 (INV) | variable | — | 8.84% | 9.38% |
| Chameleon - Platinum Home Loan 80 (INV) | variable | — | 9.04% | 9.74% |
Investment, principal and interest
| Product | Type | LVR | Rate | Comparison |
|---|---|---|---|---|
| Chameleon - Freedom Home Loan 60 | variable | — | 6.14% | 6.18% |
| Chameleon - Executive Investment Home Loan 60 | variable | — | 6.34% | 6.38% |
| Fix & Save – 1 Year Fixed – Owner Occupied | fixed | — | 6.79% | 6.29% |
| Chameleon - Solutions Home Loan 80 | variable | — | 7.55% | 8.04% |
Left out of the figures above
| Product | Why it is out | Rate |
|---|---|---|
| Chameleon - Gold SMSF Loan 80 (Combo) | Eligibility | 6.74% |
| Chameleon - Freedom Low Doc Home Loan 60 | Eligibility | 6.84% |
| Chameleon - Gold SMSF Loan 80 | Eligibility | 6.99% |
| Chameleon Freedom Low Doc Home Loan 80 | Eligibility | 7.14% |
| Chameleon Gold SMSF Loan 90 | Eligibility | 7.74% |
| Chameleon - Gold Non Resident Loan 70 | Eligibility | 7.99% |
| Chameleon - Pure Commercial Low Doc 50 | Eligibility | 8.19% |
| Chameleon - Gold Low Doc Investment 80 | Eligibility | 9.34% |
What changed
Mortgage House last moved a rate line on Friday 11 September. Every line is read each morning and has come back the same since.
Does this look wrong? or could it be better
Two different things go wrong here and they are fixed in different places. If a rate on this page does not match what Mortgage House told you, it is usually one of these.
The published data is wrong
Mortgage House publishes these rates itself, under the Consumer Data Right. Nobody here types them in and nothing here can correct them at the source — if the feed is wrong, every comparison site reading it is wrong in the same way. Reports about a data holder's feed go to the Consumer Data Right, and published-data quality is on the ACCC's enforcement list.
Everything identifying the feed is filled in below. The one part left is what you saw.
Consumer Data Right — Product Reference Data quality Data holder brand: Mortgage House ABN: 52106171537 Product Reference Data endpoint: https://mortgagehouse.com.au Data read from that endpoint on: Saturday 12 September Rate lines published at that time: 64 What appears to be wrong: [describe what you checked, and what the published data says] This data is published under the Product Reference Data standard and is available publicly, without authentication or a consumer consent.
This page reads it wrongly
The rate is published correctly and this page has misread it: a band shown against the wrong loan type, a fee counted twice, a product that should be marked restricted and is not. That one is mine. Tell me and I will fix it, and say which lender so I can find the row.
Something is missing
A figure this page should show and does not, or a lender that should be here and is not. Same place. The data behind every page here is free to download if you would rather check it yourself first.
Free, and not advice. It knows only what the lender publishes, not what you could negotiate. A licensed broker does this for a living. What this site collects.
Building something with this? There is an API, and the data is free.
Found in the data: what lenders charge above 80% and the rate a fixed loan resets to.