RateGapevery home loan rate lenders publish, compared

Interest-only home loan rates, by lender

Every home loan rate Australian lenders advertise for interest-only repayments, published under the Consumer Data Right and dated to the day it was read. Rate movements over time · Back to the data overview.

"All, with discounts" adds discounts, bundle rates and introductory offers, which are not loan prices.

Showing the lowest 400 of 9,377 matching rates. Narrow the filters to see the rest.

RateLenderProductTypeForRepayLVR bandComparison
0.40% ? La Trobe Financial Residential Full Doc fixed 1mo owner-occupied interest only — — ↗
0.40% ? La Trobe Financial Residential Lite Doc fixed 1mo owner-occupied interest only — — ↗
5.69% AAA FINANCIAL CORPORATION Portfolio Loan variable investment interest only 0–90% —
5.69% AAA FINANCIAL CORPORATION Portfolio Loan variable owner-occupied interest only 0–90% —
5.84% Police Bank First Home Loan variable owner-occupied interest only 80–98% 5.91% ↗
5.84% Border Bank First Home Loan variable owner-occupied interest only 80–98% 5.91% ↗
5.99% Police Bank Police Value Home Loan fixed 3y owner-occupied interest only 0–60% 6.02% ↗
5.99% Police Bank Police Value Home Loan fixed 3y owner-occupied interest only 60–90% 6.06% ↗
5.99% Police Bank First Home Loan fixed 3y owner-occupied interest only 80–98% 5.95% ↗
5.99% Border Bank First Home Loan fixed 3y owner-occupied interest only 80–98% 5.95% ↗
5.99% Border Bank Customs Value Home Loan fixed 3y owner-occupied interest only 0–60% 6.02% ↗
5.99% Border Bank Customs Value Home Loan fixed 3y owner-occupied interest only 60–90% 6.06% ↗
5.99% MoveBank Everyday Home Loan variable owner-occupied interest only — —
6.04% Credit Union SA XL Interest Only Home Loan Package variable owner-occupied interest only — 6.40% ↗
6.09% Police Bank Police Value Home Loan fixed 3y investment interest only 0–60% 6.20% ↗
6.09% Police Bank Police Value Home Loan fixed 3y investment interest only 60–80% 6.23% ↗
6.09% Border Bank Customs Value Home Loan fixed 3y investment interest only 0–60% 6.20% ↗
6.09% Border Bank Customs Value Home Loan fixed 3y investment interest only 60–80% 6.23% ↗
6.09% Police Bank Goldrate Home Loan fixed 3y owner-occupied interest only 0–60% 6.09% ↗
6.09% Police Bank Goldrate Home Loan fixed 3y owner-occupied interest only 60–80% 6.12% ↗
6.09% Border Bank Goldrate Home Loan fixed 3y owner-occupied interest only 0–60% 6.09% ↗
6.09% Border Bank Goldrate Home Loan fixed 3y owner-occupied interest only 60–80% 6.12% ↗
6.09% MoveBank Everyday Home Loan variable owner-occupied interest only — —
6.09% Border Bank First Home Loan variable owner-occupied interest only 80–98% 6.16% ↗
6.09% Police Bank First Home Loan variable owner-occupied interest only 80–98% 6.16% ↗
6.13% Southern Cross Credit Union EMONEY HOME LOAN variable owner-occupied interest only 80.01–95% 6.37%
6.13% Southern Cross Credit Union EMONEY HOME LOAN variable owner-occupied interest only 0–60% 6.37%
6.13% Southern Cross Credit Union EMONEY HOME LOAN variable owner-occupied interest only 60.01–80% 6.37%
6.13% Southern Cross Credit Union LJH 5STAR HOME LOAN variable owner-occupied interest only 80.01–95% 6.37%
6.13% Southern Cross Credit Union LJH 5STAR HOME LOAN variable owner-occupied interest only 0–60% 6.37%
6.13% Southern Cross Credit Union LJH 5STAR HOME LOAN variable owner-occupied interest only 60.01–80% 6.37%
6.13% Southern Cross Credit Union BROKER HOME LOAN variable owner-occupied interest only 80.01–95% 6.37%
6.13% Southern Cross Credit Union BROKER HOME LOAN variable owner-occupied interest only 0–60% 6.37%
6.13% Southern Cross Credit Union BROKER HOME LOAN variable owner-occupied interest only 60.01–80% 6.37%
6.13% Southern Cross Credit Union PREMIUM HOME LOAN variable owner-occupied interest only 80.01–95% 6.37% ↗
6.13% Southern Cross Credit Union PREMIUM HOME LOAN variable owner-occupied interest only 0–60% 6.37% ↗
6.13% Southern Cross Credit Union PREMIUM HOME LOAN variable owner-occupied interest only 60.01–80% 6.37% ↗
6.14% CommFCU BOOST PACKAGE HOME LOAN - INVESTMENT LVR 80% (Interest Only) variable investment interest only — 6.57% ↗
6.14% CommFCU BOOST PACKAGE HOME LOAN - INVESTMENT LVR 80% (Principal and Interest) variable investment interest only — 6.37% ↗
6.15% Family First Standard Variable Rate Home Loan - Investment (Interest Only) variable investment interest only 0–95% 6.23% ↗
6.17% The Mac GOVT LOW DEP VARIABLE OOC PI variable investment interest only — 5.98% ↗
6.19% Police Bank Goldrate Home Loan fixed 3y investment interest only 0–60% 6.26% ↗
6.19% Police Bank Goldrate Home Loan fixed 3y investment interest only 60–80% 6.30% ↗
6.19% Border Bank Goldrate Home Loan fixed 3y investment interest only 0–60% 6.26% ↗
6.19% Border Bank Goldrate Home Loan fixed 3y investment interest only 60–80% 6.30% ↗
6.19% Horizon Bank First Home Buyer Loan - Investment Interest Only variable investment interest only 0.01–70% 6.19% ↗
6.19% Greater Bank Discounted Great Rate Home Loan - Variable Interest Only Owner Occupied variable owner-occupied interest only — 6.14% ↗
6.19% First Option Bank SIMPLE HOME LOAN variable owner-occupied interest only 0–60% 6.19% ↗
6.19% MoveBank Offset Home Loan variable owner-occupied interest only — —
6.19% MoveBank Everyday Home Loan variable owner-occupied interest only — —
6.19% Bank of us Flexidiscount Home Guarantee Scheme Home Loan variable owner-occupied interest only 80.01–90% 6.19% ↗
6.19% Bank of us Flexidiscount Home Guarantee Scheme Home Loan variable owner-occupied interest only 90.01–∞% 6.19% ↗
6.19% Bank of us Flexidiscount Home Loan variable owner-occupied interest only 0.01–60% 6.19% ↗
6.19% Bank of us Flexidiscount Home Loan variable owner-occupied interest only 60.01–70% 6.19% ↗
6.19% Bank of us Flexidiscount Home Loan variable owner-occupied interest only 70.01–80% 6.19% ↗
6.19% Bank of us Flexidiscount Home Loan variable owner-occupied interest only 80.01–90% 6.19% ↗
6.19% Horizon Bank First Home Buyer Loan - Interest Only variable owner-occupied interest only 0.01–70% 6.20% ↗
6.24% Border Bank First Home Loan fixed 3y owner-occupied interest only 80–98% 6.20% ↗
6.24% Police Bank First Home Loan fixed 3y owner-occupied interest only 80–98% 6.20% ↗
6.24% Police Bank Police Value Home Loan fixed 3y owner-occupied interest only 0–60% 6.27% ↗
6.24% Police Bank Police Value Home Loan fixed 3y owner-occupied interest only 60–90% 6.31% ↗
6.24% Border Bank Customs Value Home Loan fixed 3y owner-occupied interest only 0–60% 6.27% ↗
6.24% Border Bank Customs Value Home Loan fixed 3y owner-occupied interest only 60–90% 6.31% ↗
6.24% Police Bank Police Value Home Loan variable owner-occupied interest only 0–60% 6.13% ↗
6.24% Border Bank Customs Value Home Loan variable owner-occupied interest only 0–60% 6.13% ↗
6.24% Credit Union SA XL Interest Only Home Loan Package variable owner-occupied interest only — 6.51% ↗
6.24% Queensland Country Bank Home Loan-Package variable owner-occupied interest only 0–80% 6.25% ↗
6.24% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (With Offset) variable owner-occupied interest only 0–50% 6.34% ↗
6.24% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (With Offset) variable owner-occupied interest only 50.01–60% 6.36% ↗
6.24% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (Without Offset) variable owner-occupied interest only 0–50% 6.12% ↗
6.24% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (Without Offset) variable owner-occupied interest only 50.01–60% 6.15% ↗
6.25% Family First Standard Variable Rate Home Loan - Investment (Interest Only) variable investment interest only 0–95% 6.45% ↗
6.29% Police Bank Police Value Home Loan variable investment interest only 0–60% 6.27% ↗
6.29% Border Bank Customs Value Home Loan variable investment interest only 0–60% 6.27% ↗
6.29% RACQ Bank Mortgage Breaker Investment Interest Only variable investment interest only 0.01–60% 6.33%
6.29% Police Bank Police Value Home Loan variable owner-occupied interest only 60–90% 6.19% ↗
6.29% Police Bank Goldrate Home Loan variable owner-occupied interest only 0–60% 6.19% ↗
6.29% Border Bank Goldrate Home Loan variable owner-occupied interest only 0–60% 6.19% ↗
6.29% Border Bank Customs Value Home Loan variable owner-occupied interest only 60–90% 6.19% ↗
6.29% First Option Bank SIMPLE HOME LOAN variable owner-occupied interest only 60–70% 6.29% ↗
6.29% MoveBank Everyday Home Loan variable owner-occupied interest only — —
6.29% MoveBank Everyday Home Loan variable owner-occupied interest only — —
6.29% Apollo Apollo Max Bundle (With Offset) variable owner-occupied interest only 0–50% 6.39% ↗
6.29% Apollo Apollo Max Bundle (With Offset) variable owner-occupied interest only 50.01–60% 6.41% ↗
6.29% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (With Offset) variable owner-occupied interest only 60.01–70% 6.43% ↗
6.29% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (Without Offset) variable owner-occupied interest only 60.01–70% 6.20% ↗
6.29% Apollo Apollo Max Bundle (Without Offset) variable owner-occupied interest only 0–50% 6.17% ↗
6.29% Apollo Apollo Max Bundle (Without Offset) variable owner-occupied interest only 50.01–60% 6.20% ↗
6.29% Credit Union SA XL Interest Only Home Loan Package variable owner-occupied interest only 1–60% 6.65% ↗
6.29% MoveBank Offset Home Loan variable owner-occupied interest only — —
6.29% Credit Union SA Interest Only 40 Year Home Loan Package variable owner-occupied interest only 1–60% 6.65% ↗
6.33% Southern Cross Credit Union EMONEY HOME LOAN variable investment interest only 80.01–95% 6.56%
6.33% Southern Cross Credit Union EMONEY HOME LOAN variable investment interest only 0–60% 6.56%
6.33% Southern Cross Credit Union EMONEY HOME LOAN variable investment interest only 60.01–80% 6.56%
6.33% Southern Cross Credit Union LJH 5STAR HOME LOAN variable investment interest only 80.01–95% 6.56%
6.33% Southern Cross Credit Union LJH 5STAR HOME LOAN variable investment interest only 0–60% 6.56%
6.33% Southern Cross Credit Union LJH 5STAR HOME LOAN variable investment interest only 60.01–80% 6.56%
6.33% Southern Cross Credit Union BROKER HOME LOAN variable investment interest only 80.01–95% 6.56%
6.33% Southern Cross Credit Union BROKER HOME LOAN variable investment interest only 0–60% 6.56%
6.33% Southern Cross Credit Union BROKER HOME LOAN variable investment interest only 60.01–80% 6.56%
6.33% Southern Cross Credit Union PREMIUM HOME LOAN variable investment interest only 80.01–95% 6.56% ↗
6.33% Southern Cross Credit Union PREMIUM HOME LOAN variable investment interest only 0–60% 6.56% ↗
6.33% Southern Cross Credit Union PREMIUM HOME LOAN variable investment interest only 60.01–80% 6.56% ↗
6.33% Homestar Finance Pty Ltd Star Nova variable owner-occupied interest only 0–70% 6.33% ↗
6.33% Zeus Zeus Build variable owner-occupied interest only 0–70% 6.79% ↗
6.33% Homestar Finance Pty Ltd Star Essentials variable owner-occupied interest only 0–70% 6.33% ↗
6.34% Westpac Fixed Rate Home Loan fixed 2y investment interest only 0–70% 6.95% ↗
6.34% Family First Fixed Rate Home Loan - Investment (Interest Only) fixed 1y investment interest only — 7.32% ↗
6.34% Police Bank Police Value Home Loan fixed 3y investment interest only 0–60% 6.45% ↗
6.34% Police Bank Police Value Home Loan fixed 3y investment interest only 60–80% 6.48% ↗
6.34% Border Bank Customs Value Home Loan fixed 3y investment interest only 0–60% 6.45% ↗
6.34% Border Bank Customs Value Home Loan fixed 3y investment interest only 60–80% 6.48% ↗
6.34% Southern Cross Credit Union EMONEY HOME LOAN fixed 1y owner-occupied interest only 80.01–95% 6.32%
6.34% Southern Cross Credit Union EMONEY HOME LOAN fixed 1y owner-occupied interest only 0–60% 6.32%
6.34% Southern Cross Credit Union EMONEY HOME LOAN fixed 1y owner-occupied interest only 60.01–80% 6.32%
6.34% Southern Cross Credit Union LJH 5STAR HOME LOAN fixed 1y owner-occupied interest only 80.01–95% 6.32%
6.34% Southern Cross Credit Union LJH 5STAR HOME LOAN fixed 1y owner-occupied interest only 0–60% 6.32%
6.34% Southern Cross Credit Union LJH 5STAR HOME LOAN fixed 1y owner-occupied interest only 60.01–80% 6.32%
6.34% Southern Cross Credit Union BROKER HOME LOAN fixed 1y owner-occupied interest only 80.01–95% 6.32%
6.34% Southern Cross Credit Union BROKER HOME LOAN fixed 1y owner-occupied interest only 0–60% 6.32%
6.34% Southern Cross Credit Union BROKER HOME LOAN fixed 1y owner-occupied interest only 60.01–80% 6.32%
6.34% Southern Cross Credit Union PREMIUM HOME LOAN fixed 1y owner-occupied interest only 80.01–95% 6.32% ↗
6.34% Southern Cross Credit Union PREMIUM HOME LOAN fixed 1y owner-occupied interest only 0–60% 6.32% ↗
6.34% Southern Cross Credit Union PREMIUM HOME LOAN fixed 1y owner-occupied interest only 60.01–80% 6.32% ↗
6.34% Horizon Bank 1 Year Fixed Home Loan - Interest Only fixed 1y owner-occupied interest only 0.01–70% 6.98% ↗
6.34% Border Bank Goldrate Home Loan fixed 3y owner-occupied interest only 0–60% 6.34% ↗
6.34% Border Bank Goldrate Home Loan fixed 3y owner-occupied interest only 60–80% 6.37% ↗
6.34% Police Bank Goldrate Home Loan fixed 3y owner-occupied interest only 0–60% 6.34% ↗
6.34% Police Bank Goldrate Home Loan fixed 3y owner-occupied interest only 60–80% 6.37% ↗
6.34% MyState Bank Basic Variable Loan variable investment interest only 0–60% 6.39% ↗
6.34% MyState Bank Basic Variable Loan variable investment interest only 61–70% 6.39% ↗
6.34% MyState Bank Special Residential Variable Loan variable investment interest only 0–60% 6.39% ↗
6.34% MyState Bank Special Residential Variable Loan variable investment interest only 61–70% 6.39% ↗
6.34% Police Bank Police Value Home Loan variable investment interest only 60–80% 6.32% ↗
6.34% Police Bank Goldrate Home Loan variable investment interest only 0–60% 6.32% ↗
6.34% Border Bank Goldrate Home Loan variable investment interest only 0–60% 6.32% ↗
6.34% Border Bank Customs Value Home Loan variable investment interest only 60–80% 6.32% ↗
6.34% Regional Australia Bank Regional Australia Bank Home Loan (Non Offset) variable investment interest only 0–60% 6.37% ↗
6.34% MoveBank Everyday Home Loan variable investment interest only — —
6.34% Bank Australia Offset Investment Loan IO variable investment interest only — 6.37% ↗
6.34% Mortgage Choice Freedom Mortgage Choice Freedom Saver variable investment interest only 0–50% 6.25% ↗
6.34% Horizon Bank First Home Buyer Loan - Investment Interest Only variable investment interest only 70.01–90% 6.34% ↗
6.34% MyState Bank Basic Variable Loan variable investment interest only 61–70% 6.39% ↗
6.34% MyState Bank Special Residential Variable Loan variable investment interest only 61–70% 6.39% ↗
6.34% Mortgage Choice Freedom Mortgage Choice Freedom Prime (With Offset) variable investment interest only 0–50% 6.49% ↗
6.34% Mortgage Choice Freedom Mortgage Choice Freedom Prime (Without Offset) variable investment interest only 0–50% 6.28% ↗
6.34% Police Bank Goldrate Home Loan variable owner-occupied interest only 60–80% 6.24% ↗
6.34% Border Bank Goldrate Home Loan variable owner-occupied interest only 60–80% 6.24% ↗
6.34% First Option Bank COMPLETE PACKAGE HOME LOAN variable owner-occupied interest only 0–60% 6.69% ↗
6.34% IMB Bank Budget Home Loan variable owner-occupied interest only 71–80% 6.23% ↗
6.34% Apollo Apollo Max Bundle (With Offset) variable owner-occupied interest only 60.01–70% 6.46% ↗
6.34% Horizon Bank First Home Buyer Loan - Interest Only variable owner-occupied interest only 70.01–90% 6.35% ↗
6.34% Gateway Bank Allium Money Essentials IO variable owner-occupied interest only 0–80% 6.34% ↗
6.34% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (With Offset) variable owner-occupied interest only 70.01–80% 6.46% ↗
6.34% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (Without Offset) variable owner-occupied interest only 70.01–80% 6.25% ↗
6.34% Apollo Apollo Max Bundle (Without Offset) variable owner-occupied interest only 60.01–70% 6.25% ↗
6.34% Credit Union SA XL Interest Only Home Loan Package variable owner-occupied interest only 60.01–80% 6.70% ↗
6.34% Credit Union SA Interest Only 40 Year Home Loan Package variable owner-occupied interest only 60.01–80% 6.70% ↗
6.35% Family First Standard Variable Rate Home Loan - Investment (Interest Only) variable investment interest only 0–95% 6.48% ↗
6.38% Suncorp Bank Back to Basics Variable Rate Better Together Special Offer variable investment interest only 70.1–80% 6.30% ↗
6.38% Suncorp Bank Back to Basics Variable Rate Better Together Special Offer variable investment interest only 60.1–70% 6.29% ↗
6.38% Suncorp Bank Back to Basics Variable Rate Better Together Special Offer variable investment interest only 1–60% 6.27% ↗
6.38% Homestar Finance Pty Ltd Star Nova variable owner-occupied interest only 70.01–80% 6.38% ↗
6.38% Homestar Finance Pty Ltd Star Essentials variable owner-occupied interest only 0–70% 6.38% ↗
6.38% Zeus Zeus Build variable owner-occupied interest only 70.01–80% 6.85% ↗
6.39% BankVic Investor IO Fixed 2 Years fixed 2y investment interest only — 6.56% ↗
6.39% Police Bank Police Value Home Loan fixed 1y owner-occupied interest only 0–60% 6.06% ↗
6.39% Police Bank Police Value Home Loan fixed 2y owner-occupied interest only 0–60% 6.10% ↗
6.39% Police Bank Police Value Home Loan fixed 1y owner-occupied interest only 60–90% 6.10% ↗
6.39% Police Bank Police Value Home Loan fixed 2y owner-occupied interest only 60–90% 6.14% ↗
6.39% Police Bank Police Value Home Loan fixed 3y owner-occupied interest only 90–95% 6.42% ↗
6.39% Police Bank Police Value Home Loan fixed 3y owner-occupied interest only 0–90% 6.42% ↗
6.39% Police Bank First Home Loan fixed 1y owner-occupied interest only 80–98% 5.97% ↗
6.39% Police Bank First Home Loan fixed 2y owner-occupied interest only 80–98% 6.02% ↗
6.39% Border Bank First Home Loan fixed 1y owner-occupied interest only 80–98% 5.97% ↗
6.39% Border Bank First Home Loan fixed 2y owner-occupied interest only 80–98% 6.02% ↗
6.39% Border Bank Customs Value Home Loan fixed 1y owner-occupied interest only 0–60% 6.06% ↗
6.39% Border Bank Customs Value Home Loan fixed 2y owner-occupied interest only 0–60% 6.10% ↗
6.39% Border Bank Customs Value Home Loan fixed 1y owner-occupied interest only 60–90% 6.10% ↗
6.39% Border Bank Customs Value Home Loan fixed 2y owner-occupied interest only 60–90% 6.14% ↗
6.39% Border Bank Customs Value Home Loan fixed 3y owner-occupied interest only 90–95% 6.42% ↗
6.39% Border Bank Customs Value Home Loan fixed 3y owner-occupied interest only 0–90% 6.42% ↗
6.39% gmcu Fixed Rate 18 months - Special construction offer fixed 18mo owner-occupied interest only 0–80% 6.37% ↗
6.39% gmcu Fixed Rate 18 months - Special construction offer fixed 18mo owner-occupied interest only 81–95% 6.71% ↗
6.39% Border Bank First Home Loan fixed 1y owner-occupied interest only 80–98% 6.19% ↗
6.39% Border Bank First Home Loan fixed 2y owner-occupied interest only 80–98% 6.22% ↗
6.39% Police Bank First Home Loan fixed 1y owner-occupied interest only 80–98% 6.19% ↗
6.39% Police Bank First Home Loan fixed 2y owner-occupied interest only 80–98% 6.22% ↗
6.39% Police Bank Police Value Home Loan fixed 1y owner-occupied interest only 0–60% 6.28% ↗
6.39% Police Bank Police Value Home Loan fixed 2y owner-occupied interest only 0–60% 6.30% ↗
6.39% Police Bank Police Value Home Loan fixed 1y owner-occupied interest only 60–90% 6.33% ↗
6.39% Police Bank Police Value Home Loan fixed 2y owner-occupied interest only 60–90% 6.34% ↗
6.39% Police Bank Police Value Home Loan fixed 3y owner-occupied interest only 90–95% 6.60% ↗
6.39% Border Bank Customs Value Home Loan fixed 1y owner-occupied interest only 0–60% 6.28% ↗
6.39% Border Bank Customs Value Home Loan fixed 2y owner-occupied interest only 0–60% 6.30% ↗
6.39% Border Bank Customs Value Home Loan fixed 1y owner-occupied interest only 60–90% 6.33% ↗
6.39% Border Bank Customs Value Home Loan fixed 2y owner-occupied interest only 60–90% 6.34% ↗
6.39% Border Bank Customs Value Home Loan fixed 3y owner-occupied interest only 90–95% 6.60% ↗
6.39% Police Bank Police Value Home Loan fixed 3y owner-occupied interest only 0–90% 6.60% ↗
6.39% Border Bank Customs Value Home Loan fixed 3y owner-occupied interest only 0–90% 6.60% ↗
6.39% gmcu Fixed Rate 18 months - Special construction offer fixed 18mo owner-occupied interest only 0–60% 6.29% ↗
6.39% gmcu Fixed Rate 18 months - Special construction offer fixed 18mo owner-occupied interest only 60–80% 6.37% ↗
6.39% gmcu Fixed Rate 18 months - Special construction offer fixed 18mo owner-occupied interest only 80–95% 6.71% ↗
6.39% MyState Bank Basic Variable Loan variable investment interest only 71–80% 6.44% ↗
6.39% MyState Bank Special Residential Variable Loan variable investment interest only 71–80% 6.44% ↗
6.39% Police Bank Goldrate Home Loan variable investment interest only 60–80% 6.37% ↗
6.39% Border Bank Goldrate Home Loan variable investment interest only 60–80% 6.37% ↗
6.39% Regional Australia Bank Regional Australia Bank Home Loan (Non Offset) variable investment interest only 60–70% 6.42% ↗
6.39% Bank of Queensland Limited BOQ Essential Home Loan variable investment interest only 70.01–80% 6.29% ↗
6.39% Apollo Apollo Max (With Offset) variable investment interest only 0–50% 6.54% ↗
6.39% Mortgage Choice Freedom Mortgage Choice Freedom Saver variable investment interest only 50.01–60% 6.29% ↗
6.39% MyState Bank Basic Variable Loan variable investment interest only 71–80% 6.44% ↗
6.39% MyState Bank Special Residential Variable Loan variable investment interest only 71–80% 6.44% ↗
6.39% Mortgage Choice Freedom Mortgage Choice Freedom Prime (With Offset) variable investment interest only 50.01–60% 6.54% ↗
6.39% Apollo Apollo Max (Without Offset) variable investment interest only 0–50% 6.33% ↗
6.39% Mortgage Choice Freedom Mortgage Choice Freedom Prime (Without Offset) variable investment interest only 50.01–60% 6.33% ↗
6.39% Bank of Queensland Limited BOQ Essential Home Loan variable investment interest only 70.01–80% 6.29% ↗
6.39% Maitland Mutual Limited Package Home Loan variable investment interest only 0–59.99% 6.73% ↗
6.39% Regional Australia Bank Regional Australia Bank Home Loan (Non Offset) variable owner-occupied interest only 0–60% 6.19% ↗
6.39% First Option Bank COMPLETE PACKAGE HOME LOAN variable owner-occupied interest only 60–70% 6.74% ↗
6.39% First Option Bank SIMPLE HOME LOAN variable owner-occupied interest only 70–95% 6.39% ↗
6.39% MoveBank Offset Home Loan variable owner-occupied interest only — —
6.39% MoveBank Everyday Home Loan variable owner-occupied interest only — —
6.39% Apollo Apollo Max Bundle (With Offset) variable owner-occupied interest only 70.01–80% 6.51% ↗
6.39% Mortgage Choice Freedom Mortgage Choice Freedom Flex Bundle variable owner-occupied interest only 0–50% 6.25% ↗
6.39% Mortgage Choice Freedom Mortgage Choice Freedom Flex Bundle variable owner-occupied interest only 50.01–60% 6.26% ↗
6.39% Mortgage Choice Freedom Mortgage Choice Freedom Saver variable owner-occupied interest only 0–50% 6.25% ↗
6.39% Mortgage Choice Freedom Mortgage Choice Freedom Saver variable owner-occupied interest only 50.01–60% 6.26% ↗
6.39% Resimac Prime Flex - Wholesale variable owner-occupied interest only 1–70% 6.69%
6.39% Apollo Apollo Max Bundle (Without Offset) variable owner-occupied interest only 70.01–80% 6.30% ↗
6.39% Mortgage Choice Freedom Mortgage Choice Freedom Prime (With Offset) variable owner-occupied interest only 0–50% 6.49% ↗
6.39% Mortgage Choice Freedom Mortgage Choice Freedom Prime (With Offset) variable owner-occupied interest only 50.01–60% 6.51% ↗
6.39% Mortgage Choice Freedom Mortgage Choice Freedom Prime (Without Offset) variable owner-occupied interest only 0–50% 6.27% ↗
6.39% Mortgage Choice Freedom Mortgage Choice Freedom Prime (Without Offset) variable owner-occupied interest only 50.01–60% 6.30% ↗
6.39% MoveBank Everyday Home Loan variable owner-occupied interest only — —
6.40% Suncorp Bank Standard Variable Rate - Home Package Plus Special Offers variable investment interest only 60.1–70% 6.66% ↗
6.40% Suncorp Bank Standard Variable Rate - Home Package Plus Special Offers variable investment interest only 1–60% 6.65% ↗
6.40% SWSbank Investment Home Loan - Interest Only variable investment interest only — 6.40% ↗
6.43% Bendigo Bank First Home Buyers (Bendigo Complete Home Loan) variable owner-occupied interest only — 6.65% ↗
6.43% Bendigo Bank Single Parents (Bendigo Complete Home Loan) variable owner-occupied interest only — 6.65% ↗
6.43% Homestar Finance Pty Ltd Star Classic Construction Loan variable owner-occupied interest only 0–70% 6.43% ↗
6.43% Homestar Finance Pty Ltd Star Essentials variable owner-occupied interest only 70.01–80% 6.43% ↗
6.43% Homestar Finance Pty Ltd Star Nova variable owner-occupied interest only 0–70% 6.43% ↗
6.43% Homestar Finance Pty Ltd Star Classic variable owner-occupied interest only 0–70% 6.43% ↗
6.44% Westpac Fixed Rate Home Loan fixed 1y investment interest only 0–70% 6.97% ↗
6.44% Westpac Fixed Rate Home Loan fixed 2y investment interest only 70–80% 7.05% ↗
6.44% Family First Fixed Rate Home Loan - Investment (Interest Only) fixed 2y investment interest only — 7.24% ↗
6.44% Border Bank Goldrate Home Loan fixed 3y investment interest only 0–60% 6.51% ↗
6.44% Border Bank Goldrate Home Loan fixed 3y investment interest only 60–80% 6.55% ↗
6.44% Police Bank Goldrate Home Loan fixed 3y investment interest only 0–60% 6.51% ↗
6.44% Police Bank Goldrate Home Loan fixed 3y investment interest only 60–80% 6.55% ↗
6.44% Southern Cross Credit Union EMONEY HOME LOAN fixed 2y owner-occupied interest only 80.01–95% 6.38%
6.44% Southern Cross Credit Union EMONEY HOME LOAN fixed 2y owner-occupied interest only 0–60% 6.38%
6.44% Southern Cross Credit Union EMONEY HOME LOAN fixed 2y owner-occupied interest only 60.01–80% 6.38%
6.44% Southern Cross Credit Union LJH 5STAR HOME LOAN fixed 2y owner-occupied interest only 80.01–95% 6.38%
6.44% Southern Cross Credit Union LJH 5STAR HOME LOAN fixed 2y owner-occupied interest only 0–60% 6.38%
6.44% Southern Cross Credit Union LJH 5STAR HOME LOAN fixed 2y owner-occupied interest only 60.01–80% 6.38%
6.44% Southern Cross Credit Union BROKER HOME LOAN fixed 2y owner-occupied interest only 80.01–95% 6.38%
6.44% Southern Cross Credit Union BROKER HOME LOAN fixed 2y owner-occupied interest only 0–60% 6.38%
6.44% Southern Cross Credit Union BROKER HOME LOAN fixed 2y owner-occupied interest only 60.01–80% 6.38%
6.44% Southern Cross Credit Union PREMIUM HOME LOAN fixed 2y owner-occupied interest only 80.01–95% 6.38% ↗
6.44% Southern Cross Credit Union PREMIUM HOME LOAN fixed 2y owner-occupied interest only 0–60% 6.38% ↗
6.44% Southern Cross Credit Union PREMIUM HOME LOAN fixed 2y owner-occupied interest only 60.01–80% 6.38% ↗
6.44% ORANGE CREDIT UNION LTD Premium Home Loan Fixed 24 mths Interest Only Owner Occupied fixed 2y owner-occupied interest only — 6.53%
6.44% Horizon Bank 2 Year Fixed Home Loan - Interest Only fixed 2y owner-occupied interest only 0.01–70% 6.94% ↗
6.44% Greater Bank Ultimate Packaged Home Loan - Fixed 3 Year Interest Only Owner Occupied fixed 3y owner-occupied interest only — 7.81% ↗
6.44% First Option Bank SIMPLE HOME LOAN variable investment interest only 0–60% 6.47% ↗
6.44% Suncorp Bank Standard Variable Rate - Home Package Plus Special Offers variable investment interest only 70.1–80% 6.67% ↗
6.44% MoveBank Everyday Home Loan variable investment interest only — —
6.44% Easy Street STREET SMART VARIABLE HOME LOAN - INVESTMENT (Interest Only) variable investment interest only — 6.40% ↗
6.44% Apollo Apollo Max (With Offset) variable investment interest only 50.01–60% 6.59% ↗
6.44% Mortgage Choice Freedom Mortgage Choice Freedom Saver variable investment interest only 60.01–70% 6.33% ↗
6.44% Queensland Country Bank Home Loan-Package variable investment interest only 0–80% 6.45% ↗
6.44% Mortgage Choice Freedom Mortgage Choice Freedom Prime (With Offset) variable investment interest only 60.01–70% 6.59% ↗
6.44% Apollo Apollo Max (Without Offset) variable investment interest only 50.01–60% 6.38% ↗
6.44% Mortgage Choice Freedom Mortgage Choice Freedom Prime (Without Offset) variable investment interest only 60.01–70% 6.38% ↗
6.44% Police Bank Police Value Home Loan variable owner-occupied interest only 90–95% 6.45% ↗
6.44% Police Bank Police Value Home Loan variable owner-occupied interest only 0–90% 6.45% ↗
6.44% Border Bank Customs Value Home Loan variable owner-occupied interest only 90–95% 6.45% ↗
6.44% Border Bank Customs Value Home Loan variable owner-occupied interest only 0–90% 6.45% ↗
6.44% Regional Australia Bank Regional Australia Bank Home Loan (Non Offset) variable owner-occupied interest only 60–70% 6.24% ↗
6.44% First Option Bank COMPLETE PACKAGE HOME LOAN variable owner-occupied interest only 70–95% 6.78% ↗
6.44% IMB Bank Essentials Home Loan variable owner-occupied interest only 71–80% 6.39% ↗
6.44% Suncorp Bank Back to Basics Variable Rate Better Together Special Offer variable owner-occupied interest only 60.1–70% 6.24% ↗
6.44% Suncorp Bank Back to Basics Variable Rate Better Together Special Offer variable owner-occupied interest only 1–60% 6.24% ↗
6.44% Easy Street STREET SMART VARIABLE HOME LOAN - OWNER-OCCUPIED (Interest Only) variable owner-occupied interest only — 6.40% ↗
6.44% Newcastle Permanent Real Deal Home Loan Interest Only variable owner-occupied interest only 0–80% 6.34% ↗
6.44% Apollo Apollo Max (With Offset) variable owner-occupied interest only 0–50% 6.54% ↗
6.44% Apollo Apollo Max (With Offset) variable owner-occupied interest only 50.01–60% 6.56% ↗
6.44% Mortgage Choice Freedom Mortgage Choice Freedom Flex Bundle variable owner-occupied interest only 60.01–70% 6.30% ↗
6.44% Mortgage Choice Freedom Mortgage Choice Freedom Saver variable owner-occupied interest only 60.01–70% 6.30% ↗
6.44% Queensland Country Bank Home Loan-Package variable owner-occupied interest only 80–95% 6.45% ↗
6.44% Mortgage Choice Freedom Mortgage Choice Freedom Prime (With Offset) variable owner-occupied interest only 60.01–70% 6.57% ↗
6.44% Apollo Apollo Max (Without Offset) variable owner-occupied interest only 0–50% 6.32% ↗
6.44% Apollo Apollo Max (Without Offset) variable owner-occupied interest only 50.01–60% 6.35% ↗
6.44% Mortgage Choice Freedom Mortgage Choice Freedom Prime (Without Offset) variable owner-occupied interest only 60.01–70% 6.35% ↗
6.45% Family First Bridging Loan (Interest Only) variable investment interest only 0–95% 6.53% ↗
6.45% MCCA Amlak Select Package (No Offset) variable owner-occupied interest only 0–80% 6.45%
6.48% ME Bank - ME Go ME Bank EconoME Home Loan variable investment interest only 60.01–70% 6.49% ↗
6.48% ME Bank - ME Go ME Bank EconoME Home Loan variable investment interest only 0–60% 6.49% ↗
6.48% Homestar Finance Pty Ltd Star Classic variable owner-occupied interest only 0–70% 6.48% ↗
6.48% Homestar Finance Pty Ltd Star Classic Construction Loan variable owner-occupied interest only 0–70% 6.48% ↗
6.48% Homestar Finance Pty Ltd Star Essentials variable owner-occupied interest only 70.01–80% 6.48% ↗
6.48% Zeus Zeus Bolt variable owner-occupied interest only 0–70% 6.72% ↗
6.48% Zeus Zeus Own variable owner-occupied interest only 0–70% 6.81% ↗
6.48% Zeus Zeus Build variable owner-occupied interest only 0–70% 6.87% ↗
6.48% Zeus Zeus Own variable owner-occupied interest only 0–70% 6.81% ↗
6.48% Zeus Zeus Bolt variable owner-occupied interest only 0–70% 6.72% ↗
6.48% Homestar Finance Pty Ltd Star Classic variable owner-occupied interest only 0–70% 6.48% ↗
6.48% AAA FINANCIAL CORPORATION Standard Home Loan variable owner-occupied interest only 0–70% 6.48% ↗
6.49% Police Bank Police Value Home Loan fixed 1y investment interest only 0–60% 6.25% ↗
6.49% Police Bank Police Value Home Loan fixed 2y investment interest only 0–60% 6.28% ↗
6.49% Police Bank Police Value Home Loan fixed 1y investment interest only 60–80% 6.29% ↗
6.49% Police Bank Police Value Home Loan fixed 2y investment interest only 60–80% 6.32% ↗
6.49% Police Bank Police Value Home Loan fixed 3y investment interest only 80–90% 6.53% ↗
6.49% Border Bank Customs Value Home Loan fixed 1y investment interest only 0–60% 6.25% ↗
6.49% Border Bank Customs Value Home Loan fixed 2y investment interest only 0–60% 6.28% ↗
6.49% Border Bank Customs Value Home Loan fixed 1y investment interest only 60–80% 6.29% ↗
6.49% Border Bank Customs Value Home Loan fixed 2y investment interest only 60–80% 6.32% ↗
6.49% Border Bank Customs Value Home Loan fixed 3y investment interest only 80–90% 6.53% ↗
6.49% Regional Australia Bank Regional Australia Bank Home Loan (Fixed Investor) fixed 1y investment interest only 0–60% 6.38% ↗
6.49% Suncorp Bank 1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers fixed 2y investment interest only 1–80% 6.66% ↗
6.49% Suncorp Bank 1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers fixed 1y investment interest only 80.1–90% 7.20% ↗
6.49% Suncorp Bank 1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers fixed 1y investment interest only 1–80% 6.65% ↗
6.49% Police Bank Police Value Home Loan fixed 1y investment interest only 0–60% 6.47% ↗
6.49% Police Bank Police Value Home Loan fixed 2y investment interest only 0–60% 6.48% ↗
6.49% Police Bank Police Value Home Loan fixed 1y investment interest only 60–80% 6.52% ↗
6.49% Police Bank Police Value Home Loan fixed 2y investment interest only 60–80% 6.52% ↗
6.49% Police Bank Police Value Home Loan fixed 3y investment interest only 80–90% 6.71% ↗
6.49% Border Bank Customs Value Home Loan fixed 1y investment interest only 0–60% 6.47% ↗
6.49% Border Bank Customs Value Home Loan fixed 2y investment interest only 0–60% 6.48% ↗
6.49% Border Bank Customs Value Home Loan fixed 1y investment interest only 60–80% 6.52% ↗
6.49% Border Bank Customs Value Home Loan fixed 2y investment interest only 60–80% 6.52% ↗
6.49% Border Bank Customs Value Home Loan fixed 3y investment interest only 80–90% 6.71% ↗
6.49% Greater Bank Great Rate Home Loan - Fixed 3 Year Interest Only Owner Occupied fixed 3y owner-occupied interest only — 7.65% ↗
6.49% Greater Bank Standard Home Loan - Fixed 3 Year Interest Only Owner Occupied fixed 3y owner-occupied interest only — 7.70%
6.49% Police Bank Police Value Home Loan fixed 1y owner-occupied interest only 90–95% 6.43% ↗
6.49% Police Bank Police Value Home Loan fixed 2y owner-occupied interest only 90–95% 6.44% ↗
6.49% Police Bank Police Value Home Loan fixed 1y owner-occupied interest only 0–90% 6.43% ↗
6.49% Police Bank Police Value Home Loan fixed 2y owner-occupied interest only 0–90% 6.44% ↗
6.49% Police Bank Goldrate Home Loan fixed 1y owner-occupied interest only 0–60% 6.11% ↗
6.49% Police Bank Goldrate Home Loan fixed 2y owner-occupied interest only 0–60% 6.16% ↗
6.49% Police Bank Goldrate Home Loan fixed 1y owner-occupied interest only 60–80% 6.16% ↗
6.49% Police Bank Goldrate Home Loan fixed 2y owner-occupied interest only 60–80% 6.20% ↗
6.49% Police Bank Goldrate Home Loan fixed 3y owner-occupied interest only 80–95% 6.49% ↗
6.49% Police Bank Goldrate Home Loan fixed 3y owner-occupied interest only 0–90% 6.49% ↗
6.49% Border Bank Goldrate Home Loan fixed 1y owner-occupied interest only 0–60% 6.11% ↗
6.49% Border Bank Goldrate Home Loan fixed 2y owner-occupied interest only 0–60% 6.16% ↗
6.49% Border Bank Goldrate Home Loan fixed 1y owner-occupied interest only 60–80% 6.16% ↗
6.49% Border Bank Goldrate Home Loan fixed 2y owner-occupied interest only 60–80% 6.20% ↗
6.49% Border Bank Goldrate Home Loan fixed 3y owner-occupied interest only 80–95% 6.49% ↗
6.49% Border Bank Goldrate Home Loan fixed 3y owner-occupied interest only 0–90% 6.49% ↗
6.49% Border Bank Customs Value Home Loan fixed 1y owner-occupied interest only 90–95% 6.43% ↗
6.49% Border Bank Customs Value Home Loan fixed 2y owner-occupied interest only 90–95% 6.44% ↗
6.49% Border Bank Customs Value Home Loan fixed 1y owner-occupied interest only 0–90% 6.43% ↗
6.49% Border Bank Customs Value Home Loan fixed 2y owner-occupied interest only 0–90% 6.44% ↗
6.49% Horizon Bank 1 Year Fixed Home Loan - Interest Only fixed 1y owner-occupied interest only 70.01–90% 7.13% ↗
6.49% Greater Bank Ultimate Packaged Home Loan - Fixed 1 Year Interest Only Owner Occupied fixed 1y owner-occupied interest only — 8.10% ↗
6.49% Greater Bank Ultimate Packaged Home Loan - Fixed 2 Year Interest Only Owner Occupied fixed 2y owner-occupied interest only — 7.95% ↗
6.49% P&N Bank Fixed Home Loan (IO) LVR <80 fixed 1y owner-occupied interest only — 6.56% ↗
6.49% P&N Bank Fixed Home Loan (IO) LVR <80 fixed 2y owner-occupied interest only — 6.56% ↗
6.49% Border Bank Goldrate Home Loan fixed 1y owner-occupied interest only 0–60% 6.34% ↗
6.49% Border Bank Goldrate Home Loan fixed 2y owner-occupied interest only 0–60% 6.36% ↗
6.49% Border Bank Goldrate Home Loan fixed 1y owner-occupied interest only 60–80% 6.38% ↗
6.49% Border Bank Goldrate Home Loan fixed 2y owner-occupied interest only 60–80% 6.40% ↗
6.49% Border Bank Goldrate Home Loan fixed 3y owner-occupied interest only 80–95% 6.67% ↗
6.49% Police Bank Police Value Home Loan fixed 1y owner-occupied interest only 90–95% 6.65% ↗
6.49% Police Bank Police Value Home Loan fixed 2y owner-occupied interest only 90–95% 6.64% ↗
6.49% Border Bank Goldrate Home Loan fixed 3y owner-occupied interest only 0–90% 6.67% ↗
6.49% Border Bank Customs Value Home Loan fixed 1y owner-occupied interest only 90–95% 6.65% ↗
6.49% Border Bank Customs Value Home Loan fixed 2y owner-occupied interest only 90–95% 6.64% ↗
6.49% Police Bank Police Value Home Loan fixed 1y owner-occupied interest only 0–90% 6.65% ↗
6.49% Police Bank Police Value Home Loan fixed 2y owner-occupied interest only 0–90% 6.64% ↗
6.49% Police Bank Goldrate Home Loan fixed 1y owner-occupied interest only 0–60% 6.34% ↗
6.49% Police Bank Goldrate Home Loan fixed 2y owner-occupied interest only 0–60% 6.36% ↗
6.49% Police Bank Goldrate Home Loan fixed 1y owner-occupied interest only 60–80% 6.38% ↗
6.49% Police Bank Goldrate Home Loan fixed 2y owner-occupied interest only 60–80% 6.40% ↗
6.49% Police Bank Goldrate Home Loan fixed 3y owner-occupied interest only 80–95% 6.67% ↗
6.49% Border Bank Customs Value Home Loan fixed 1y owner-occupied interest only 0–90% 6.65% ↗
6.49% Border Bank Customs Value Home Loan fixed 2y owner-occupied interest only 0–90% 6.64% ↗
6.49% Police Bank Goldrate Home Loan fixed 3y owner-occupied interest only 0–90% 6.67% ↗
6.49% Queensland Country Bank Home Loan-Package Fixed Rate fixed 2y owner-occupied interest only 0–80% 6.58% ↗
6.49% ME Bank - ME Go ME Bank CompleteME Home Loan variable investment interest only 0–60% 6.84% ↗
6.49% ME Bank - ME Go ME Bank CompleteME Home Loan variable investment interest only 0–60% 6.84% ↗
6.49% ME Bank - ME Go ME Bank CompleteME Home Loan variable investment interest only 0–60% 6.84% ↗
6.49% Police Bank Police Value Home Loan variable investment interest only 80–90% 6.53% ↗
6.49% Border Bank Customs Value Home Loan variable investment interest only 80–90% 6.53% ↗
6.49% Regional Australia Bank Regional Australia Bank Home Loan (Non Offset) variable investment interest only 70–80% 6.52% ↗
6.49% CommFCU Go Basic Variable Home Loan - Investment LVR 80% (Interest Only) variable investment interest only — 6.48% ↗
6.49% Credit Union SA Variable Home Loan Package Specials variable investment interest only — 7.24% ↗
6.49% MoveBank Everyday Home Loan variable investment interest only — —
6.49% Apollo Apollo Max (With Offset) variable investment interest only 60.01–70% 6.64% ↗
6.49% Mortgage Choice Freedom Mortgage Choice Freedom Flex variable investment interest only 0–50% 6.40% ↗
6.49% Mortgage Choice Freedom Mortgage Choice Freedom Saver variable investment interest only 70.01–80% 6.37% ↗
6.49% Coastline Bank Interest Only (Investment) variable investment interest only 0–60% 6.56% ↗
6.49% Mortgage Choice Freedom Mortgage Choice Freedom Prime (With Offset) variable investment interest only 70.01–80% 6.64% ↗
6.49% Apollo Apollo Max (Without Offset) variable investment interest only 60.01–70% 6.43% ↗
6.49% Mortgage Choice Freedom Mortgage Choice Freedom Prime (Without Offset) variable investment interest only 70.01–80% 6.43% ↗
6.49% Maitland Mutual Limited Package Home Loan variable investment interest only 60–79.99% 6.83% ↗
6.49% MyState Bank Basic Variable Loan variable owner-occupied interest only 0–80% 6.52% ↗

How to read these rows

"Comparison" is the regulated comparison rate the lender publishes beside the advertised rate, with fees folded in. On a phone it is the figure "with fees". P&I is principal and interest. An LVR band of — means the lender stated none. A rate marked ? is below anything a home loan is actually priced at. Some lenders publish fees or rate loadings inside the rate fields. This page shows the rates as published rather than silently tidying them. The comparison never uses those rows.

Looking for one lender rather than the whole list? Every lender that publishes rates has a page of its own.

Or one kind of loan: fixed · variable · owner-occupier · investment · principal and interest · interest only.

Free, and not advice. It knows only what you typed and what lenders advertise, which may differ from what you are offered. A licensed broker does this for a living. Who made this. What this site collects.

More from the data

Building something with this? There is an API, and the data is free.

This morning: the market, variable rates, fixed rates and what moved this week.

Found in the data: what lenders charge above 80%, the rate a fixed loan rolls onto and what a comparison rate adds. Also what an offset costs, and what investors pay on top.