RateGapevery home loan rate lenders publish, compared
Owner-occupier home loan rates, by lender
Every home loan rate Australian lenders advertise for a place you will live in, published under the Consumer Data Right and dated to the day it was read. Rate movements over time · Back to the data overview.
| Rate | Lender | Product | Type | For | Repay | LVR band | Comparison | |
|---|---|---|---|---|---|---|---|---|
| 2.79% | RACQ Bank | Green Home Loan | variable | owner-occupied | P&I | — | 2.79% | |
| 3.25% | Westpac | Flexi First Option Home Loan - Veterans | variable | owner-occupied | P&I | — | — | |
| 4.74% | Westpac | Sustainable Upgrades Home Loan | variable | owner-occupied | P&I | — | 4.74% | ↗ |
| 5.65% | Family First | Construction Home Loan | variable | owner-occupied | P&I | 0–95% | 5.74% | ↗ |
| 5.65% | Family First | Standard Variable Rate Home Loan - Owner Occupied | variable | owner-occupied | P&I | 0–95% | 5.73% | ↗ |
| 5.69% | AAA FINANCIAL CORPORATION | Portfolio Loan | variable | owner-occupied | interest only | 0–90% | — | |
| 5.69% | AAA FINANCIAL CORPORATION | Portfolio Loan | variable | owner-occupied | P&I | 0–90% | — | |
| 5.75% | Family First | Standard Variable Rate Home Loan - Owner Occupied | variable | owner-occupied | P&I | 0–95% | 5.83% | ↗ |
| 5.79% | Laboratories Credit Union | Simple Home Loan Owner Occupied Variable | variable | owner-occupied | P&I | — | 5.81% | |
| 5.79% | Easy Street | STREET SMART VARIABLE HOME LOAN SPECIAL - OWNER-OCCUPIED REFINANCE (Principal and Interest) | variable | owner-occupied | P&I | — | 5.80% | ↗ |
| 5.84% | Police Bank | Police Value Home Loan | fixed 3y | owner-occupied | P&I | 0–60% | 5.99% | ↗ |
| 5.84% | Police Bank | Police Value Home Loan | fixed 3y | owner-occupied | P&I | 60–90% | 6.02% | ↗ |
| 5.84% | Police Bank | First Home Loan | fixed 3y | owner-occupied | P&I | 80–98% | 5.91% | ↗ |
| 5.84% | Border Bank | First Home Loan | fixed 3y | owner-occupied | P&I | 80–98% | 5.91% | ↗ |
| 5.84% | Border Bank | Customs Value Home Loan | fixed 3y | owner-occupied | P&I | 0–60% | 5.99% | ↗ |
| 5.84% | Border Bank | Customs Value Home Loan | fixed 3y | owner-occupied | P&I | 60–90% | 6.02% | ↗ |
| 5.84% | Police Bank | First Home Loan | variable | owner-occupied | interest only | 80–98% | 5.91% | ↗ |
| 5.84% | Border Bank | First Home Loan | variable | owner-occupied | interest only | 80–98% | 5.91% | ↗ |
| 5.84% | Police Bank | First Home Loan | variable | owner-occupied | P&I | 80–98% | 5.91% | ↗ |
| 5.84% | Border Bank | First Home Loan | variable | owner-occupied | P&I | 80–98% | 5.91% | ↗ |
| 5.85% | CommFCU | GO BASIC 3 YEAR FIXED HOME LOAN - OWNER-OCCUPIED LVR 80% (Principal and Interest) | fixed 3y | owner-occupied | P&I | — | 5.98% | ↗ |
| 5.85% | Family First | Standard Variable Rate Home Loan - Owner Occupied | variable | owner-occupied | P&I | 0–95% | 5.93% | ↗ |
| 5.85% | CommFCU | Core Variable Home Loan - Owner-occupied LVR 80% Special (Principal and Interest) | variable | owner-occupied | P&I | — | 5.90% | ↗ |
| 5.85% | CommFCU | Go Basic Variable Home Loan - Owner-occupied LVR 80% Special (Principal and Interest) | variable | owner-occupied | P&I | — | 5.90% | ↗ |
| 5.89% | Family First | Fixed Rate Home Loan - Owner Occupied | fixed 1y | owner-occupied | P&I | 0–95% | 6.83% | ↗ |
| 5.89% | RACQ Bank | Fair Dinkum Home Loan | variable | owner-occupied | P&I | 0.01–60% | 5.89% | |
| 5.89% | Mortgage House | Chameleon - Executive Home Loan 60 | variable | owner-occupied | P&I | — | 5.93% | |
| 5.89% | Mortgage House | Chameleon - Executive Home Loan 60 (with offset) | variable | owner-occupied | P&I | — | 6.29% | |
| 5.93% | Southern Cross Credit Union | EMONEY HOME LOAN | variable | owner-occupied | P&I | 80.01–95% | 6.28% | |
| 5.93% | Southern Cross Credit Union | EMONEY HOME LOAN | variable | owner-occupied | P&I | 0–60% | 6.28% | |
| 5.93% | Southern Cross Credit Union | EMONEY HOME LOAN | variable | owner-occupied | P&I | 60.01–80% | 6.28% | |
| 5.93% | Southern Cross Credit Union | LJH 5STAR HOME LOAN | variable | owner-occupied | P&I | 80.01–95% | 6.28% | |
| 5.93% | Southern Cross Credit Union | LJH 5STAR HOME LOAN | variable | owner-occupied | P&I | 0–60% | 6.28% | |
| 5.93% | Southern Cross Credit Union | LJH 5STAR HOME LOAN | variable | owner-occupied | P&I | 60.01–80% | 6.28% | |
| 5.93% | Southern Cross Credit Union | BROKER HOME LOAN | variable | owner-occupied | P&I | 80.01–95% | 6.28% | |
| 5.93% | Southern Cross Credit Union | BROKER HOME LOAN | variable | owner-occupied | P&I | 0–60% | 6.28% | |
| 5.93% | Southern Cross Credit Union | BROKER HOME LOAN | variable | owner-occupied | P&I | 60.01–80% | 6.28% | |
| 5.93% | Southern Cross Credit Union | PREMIUM HOME LOAN | variable | owner-occupied | P&I | 80.01–95% | 6.28% | ↗ |
| 5.93% | Southern Cross Credit Union | PREMIUM HOME LOAN | variable | owner-occupied | P&I | 0–60% | 6.28% | ↗ |
| 5.93% | Southern Cross Credit Union | PREMIUM HOME LOAN | variable | owner-occupied | P&I | 60.01–80% | 6.28% | ↗ |
| 5.93% | Homestar Finance Pty Ltd | Star Nova | variable | owner-occupied | P&I | 0–70% | 5.93% | ↗ |
| 5.94% | Police Bank | Goldrate Home Loan | fixed 3y | owner-occupied | P&I | 0–60% | 6.05% | ↗ |
| 5.94% | Police Bank | Goldrate Home Loan | fixed 3y | owner-occupied | P&I | 60–80% | 6.09% | ↗ |
| 5.94% | Border Bank | Goldrate Home Loan | fixed 3y | owner-occupied | P&I | 0–60% | 6.05% | ↗ |
| 5.94% | Border Bank | Goldrate Home Loan | fixed 3y | owner-occupied | P&I | 60–80% | 6.09% | ↗ |
| 5.94% | Northern Inland Credit Union Limited | Value Home Loan - Owner Occupied | variable | owner-occupied | P&I | — | 5.98% | ↗ |
| 5.94% | Police Bank | Police Value Home Loan | variable | owner-occupied | P&I | 0–60% | 6.01% | ↗ |
| 5.94% | Border Bank | Customs Value Home Loan | variable | owner-occupied | P&I | 0–60% | 6.01% | ↗ |
| 5.94% | Broken Hill Bank | Choice Home Loan | variable | owner-occupied | P&I | — | 5.99% | ↗ |
| 5.94% | Gateway Bank | Low Rate Essentials | variable | owner-occupied | P&I | 60–70% | 5.96% | ↗ |
| 5.94% | Coastline Bank | Staff Housing Loan | variable | owner-occupied | P&I | — | 6.01% | ↗ |
| 5.94% | Mortgage House | Chameleon - Executive Home Loan 80 | variable | owner-occupied | P&I | — | 5.98% | |
| 5.95% | Bank Australia | Offset Home Loan | variable | owner-occupied | P&I | — | 6.14% | ↗ |
| 5.95% | Easy Street | STREET SMART VARIABLE HOME LOAN SPECIAL - OWNER-OCCUPIED (Principal and Interest) | variable | owner-occupied | P&I | — | 6.00% | ↗ |
| 5.98% | Homestar Finance Pty Ltd | Star Nova | variable | owner-occupied | P&I | 70.01–80% | 5.98% | ↗ |
| 5.98% | Homestar Finance Pty Ltd | Star Essentials | variable | owner-occupied | P&I | 0–70% | 5.98% | ↗ |
| 5.99% | Police Bank | Police Value Home Loan | fixed 3y | owner-occupied | interest only | 0–60% | 6.02% | ↗ |
| 5.99% | Police Bank | Police Value Home Loan | fixed 3y | owner-occupied | interest only | 60–90% | 6.06% | ↗ |
| 5.99% | Police Bank | First Home Loan | fixed 3y | owner-occupied | interest only | 80–98% | 5.95% | ↗ |
| 5.99% | Border Bank | First Home Loan | fixed 3y | owner-occupied | interest only | 80–98% | 5.95% | ↗ |
| 5.99% | Border Bank | Customs Value Home Loan | fixed 3y | owner-occupied | interest only | 0–60% | 6.02% | ↗ |
| 5.99% | Border Bank | Customs Value Home Loan | fixed 3y | owner-occupied | interest only | 60–90% | 6.06% | ↗ |
| 5.99% | Family First | Fixed Rate Home Loan - Owner Occupied | fixed 2y | owner-occupied | P&I | 0–95% | 6.76% | ↗ |
| 5.99% | Credit Union SA | 3-Year Fixed 40 Year Home Loan Package | fixed 3y | owner-occupied | P&I | — | 7.06% | ↗ |
| 5.99% | MoveBank | Everyday Home Loan | variable | owner-occupied | interest only | — | — | |
| 5.99% | Police Bank | Police Value Home Loan | variable | owner-occupied | P&I | 60–90% | 6.06% | ↗ |
| 5.99% | Police Bank | Goldrate Home Loan | variable | owner-occupied | P&I | 0–60% | 6.06% | ↗ |
| 5.99% | Border Bank | Goldrate Home Loan | variable | owner-occupied | P&I | 0–60% | 6.06% | ↗ |
| 5.99% | Border Bank | Customs Value Home Loan | variable | owner-occupied | P&I | 60–90% | 6.06% | ↗ |
| 5.99% | First Option Bank | SIMPLE HOME LOAN | variable | owner-occupied | P&I | 0–60% | 5.99% | ↗ |
| 5.99% | MoveBank | Everyday Home Loan | variable | owner-occupied | P&I | — | — | |
| 5.99% | RACQ Bank | Mortgage Saver Home Loan | variable | owner-occupied | P&I | 0.01–60% | 6.03% | |
| 5.99% | Horizon Bank | First Home Buyer Loan | variable | owner-occupied | P&I | 0.01–70% | 6.00% | ↗ |
| 5.99% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (With Offset) | variable | owner-occupied | P&I | 0–50% | 6.25% | ↗ |
| 5.99% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (Without Offset) | variable | owner-occupied | P&I | 0–50% | 6.01% | ↗ |
| 5.99% | CommFCU | BOOST PACKAGE HOME LOAN - OWNER-OCCUPIED LVR 80% Special (Principal and Interest) | variable | owner-occupied | P&I | — | 6.37% | ↗ |
| 6.04% | Credit Union SA | XL Interest Only Home Loan Package | variable | owner-occupied | interest only | — | 6.40% | ↗ |
| 6.04% | MyState Bank | Basic Variable Loan | variable | owner-occupied | P&I | 61–70% | 6.07% | ↗ |
| 6.04% | MyState Bank | Basic Variable Loan | variable | owner-occupied | P&I | 0–60% | 6.07% | ↗ |
| 6.04% | MyState Bank | Special Residential Variable Loan | variable | owner-occupied | P&I | 0–60% | 6.09% | ↗ |
| 6.04% | MyState Bank | Special Residential Variable Loan | variable | owner-occupied | P&I | 61–70% | 6.09% | ↗ |
| 6.04% | Police Bank | Goldrate Home Loan | variable | owner-occupied | P&I | 60–80% | 6.11% | ↗ |
| 6.04% | Police Bank | Essential Workers Home Loan | variable | owner-occupied | P&I | 0–60% | 6.11% | ↗ |
| 6.04% | Border Bank | Goldrate Home Loan | variable | owner-occupied | P&I | 60–80% | 6.11% | ↗ |
| 6.04% | IMB Bank | Budget Home Loan | variable | owner-occupied | P&I | 71–80% | 6.07% | ↗ |
| 6.04% | Credit Union SA | Variable Home Loan Package Specials | variable | owner-occupied | P&I | — | 6.41% | ↗ |
| 6.04% | Credit Union SA | 40 Year Home Loan Package | variable | owner-occupied | P&I | — | 6.41% | ↗ |
| 6.04% | Maitland Mutual Limited | Budget Home Loan | variable | owner-occupied | P&I | 0–59.99% | 6.04% | ↗ |
| 6.04% | Maitland Mutual Limited | Budget Home Loan | variable | owner-occupied | P&I | 60–79.99% | 6.04% | ↗ |
| 6.04% | Apollo | Apollo Max Bundle (With Offset) | variable | owner-occupied | P&I | 0–50% | 6.30% | ↗ |
| 6.04% | MyState Bank | Basic Variable Loan | variable | owner-occupied | P&I | 61–70% | 6.07% | ↗ |
| 6.04% | MyState Bank | Special Residential Variable Loan | variable | owner-occupied | P&I | 61–70% | 6.09% | ↗ |
| 6.04% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (With Offset) | variable | owner-occupied | P&I | 50.01–60% | 6.30% | ↗ |
| 6.04% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (Without Offset) | variable | owner-occupied | P&I | 50.01–60% | 6.06% | ↗ |
| 6.04% | Apollo | Apollo Max Bundle (Without Offset) | variable | owner-occupied | P&I | 0–50% | 6.06% | ↗ |
| 6.05% | Unity Bank | Essential Worker Home Loan - Owner Occupier | variable | owner-occupied | P&I | — | 6.10% | ↗ |
| 6.08% | Suncorp Bank | Back to Basics Variable Rate Better Together Special Offer | variable | owner-occupied | P&I | 60.1–70% | 6.09% | ↗ |
| 6.08% | Suncorp Bank | Back to Basics Variable Rate Better Together Special Offer | variable | owner-occupied | P&I | 1–60% | 6.09% | ↗ |
| 6.08% | Homestar Finance Pty Ltd | Star Classic | variable | owner-occupied | P&I | 0–70% | 6.08% | ↗ |
| 6.08% | Homestar Finance Pty Ltd | Star Essentials | variable | owner-occupied | P&I | 70.01–80% | 6.08% | ↗ |
| 6.08% | Zeus | Zeus Bolt | variable | owner-occupied | P&I | 0–70% | 6.33% | ↗ |
| 6.08% | Zeus | Zeus Own | variable | owner-occupied | P&I | 0–70% | 6.41% | ↗ |
| 6.08% | Zeus | Zeus Own | variable | owner-occupied | P&I | 0–70% | 6.41% | ↗ |
| 6.08% | Zeus | Zeus Bolt | variable | owner-occupied | P&I | 0–70% | 6.33% | ↗ |
| 6.08% | Homestar Finance Pty Ltd | Star Classic | variable | owner-occupied | P&I | 0–70% | 6.08% | ↗ |
| 6.08% | AAA FINANCIAL CORPORATION | Standard Home Loan | variable | owner-occupied | P&I | 0–70% | 6.08% | ↗ |
| 6.09% | Police Bank | Goldrate Home Loan | fixed 3y | owner-occupied | interest only | 0–60% | 6.09% | ↗ |
| 6.09% | Police Bank | Goldrate Home Loan | fixed 3y | owner-occupied | interest only | 60–80% | 6.12% | ↗ |
| 6.09% | Border Bank | Goldrate Home Loan | fixed 3y | owner-occupied | interest only | 0–60% | 6.09% | ↗ |
| 6.09% | Border Bank | Goldrate Home Loan | fixed 3y | owner-occupied | interest only | 60–80% | 6.12% | ↗ |
| 6.09% | Family First | Fixed Rate Home Loan - Owner Occupied | fixed 3y | owner-occupied | P&I | 0–95% | 6.71% | ↗ |
| 6.09% | Police Credit Union Ltd | 1 Year Fixed Rate Home Loan 95% LVR - First Home Buyer | fixed 1y | owner-occupied | P&I | 0–95% | 7.19% | ↗ |
| 6.09% | BankVic | Fixed Rate Home Loan - 2 years | fixed 2y | owner-occupied | P&I | — | 6.35% | ↗ |
| 6.09% | Credit Union SA | 2-Year Fixed 40 Year Home Loan Package | fixed 2y | owner-occupied | P&I | — | 7.17% | ↗ |
| 6.09% | Border Bank | First Home Loan | fixed 3y | owner-occupied | P&I | 80–98% | 6.16% | ↗ |
| 6.09% | Police Bank | First Home Loan | fixed 3y | owner-occupied | P&I | 80–98% | 6.16% | ↗ |
| 6.09% | Police Bank | Police Value Home Loan | fixed 3y | owner-occupied | P&I | 0–60% | 6.24% | ↗ |
| 6.09% | Police Bank | Police Value Home Loan | fixed 3y | owner-occupied | P&I | 60–90% | 6.27% | ↗ |
| 6.09% | Border Bank | Customs Value Home Loan | fixed 3y | owner-occupied | P&I | 0–60% | 6.24% | ↗ |
| 6.09% | Border Bank | Customs Value Home Loan | fixed 3y | owner-occupied | P&I | 60–90% | 6.27% | ↗ |
| 6.09% | MoveBank | Everyday Home Loan | variable | owner-occupied | interest only | — | — | |
| 6.09% | Border Bank | First Home Loan | variable | owner-occupied | interest only | 80–98% | 6.16% | ↗ |
| 6.09% | Police Bank | First Home Loan | variable | owner-occupied | interest only | 80–98% | 6.16% | ↗ |
| 6.09% | MyState Bank | Basic Variable Loan | variable | owner-occupied | P&I | 71–80% | 6.12% | ↗ |
| 6.09% | MyState Bank | Basic Variable Loan | variable | owner-occupied | P&I | — | 6.12% | ↗ |
| 6.09% | MyState Bank | Special Residential Variable Loan | variable | owner-occupied | P&I | 71–80% | 6.14% | ↗ |
| 6.09% | MyState Bank | Special Residential Variable Loan | variable | owner-occupied | P&I | — | 6.14% | ↗ |
| 6.09% | Greater Bank | Discounted Great Rate Home Loan - Variable Owner Occupied | variable | owner-occupied | P&I | — | 6.10% | ↗ |
| 6.09% | Police Bank | Essential Workers Home Loan | variable | owner-occupied | P&I | 60–90% | 6.16% | ↗ |
| 6.09% | First Option Bank | SIMPLE HOME LOAN | variable | owner-occupied | P&I | 60–70% | 6.09% | ↗ |
| 6.09% | MoveBank | Everyday Home Loan | variable | owner-occupied | P&I | — | — | |
| 6.09% | RACQ Bank | Mortgage Breaker Owner Occupied | variable | owner-occupied | P&I | 0.01–60% | 6.13% | |
| 6.09% | Virgin Money | Virgin Money Lite Home Loan | variable | owner-occupied | P&I | 0–60% | 6.11% | ↗ |
| 6.09% | Virgin Money | Virgin Money Lite Home Loan | variable | owner-occupied | P&I | 60.01–70% | 6.11% | ↗ |
| 6.09% | Virgin Money | Virgin Money Lite Home Loan | variable | owner-occupied | P&I | 70.01–80% | 6.11% | ↗ |
| 6.09% | Apollo | Apollo Max Bundle (With Offset) | variable | owner-occupied | P&I | 50.01–60% | 6.35% | ↗ |
| 6.09% | Summerland Bank | ECO Home Loan | variable | owner-occupied | P&I | — | 6.15% | ↗ |
| 6.09% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (With Offset) | variable | owner-occupied | P&I | 60.01–70% | 6.35% | ↗ |
| 6.09% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (Without Offset) | variable | owner-occupied | P&I | 60.01–70% | 6.11% | ↗ |
| 6.09% | Apollo | Apollo Max Bundle (Without Offset) | variable | owner-occupied | P&I | 50.01–60% | 6.11% | ↗ |
| 6.09% | Border Bank | First Home Loan | variable | owner-occupied | P&I | 80–98% | 6.16% | ↗ |
| 6.09% | Police Bank | First Home Loan | variable | owner-occupied | P&I | 80–98% | 6.16% | ↗ |
| 6.09% | gmcu | Standard Variable Plus | variable | owner-occupied | P&I | 0–60% | 6.25% | ↗ |
| 6.10% | SWSbank | Optimum 3 Year Fixed Rate Home Loan | variable | owner-occupied | P&I | — | — | ↗ |
| 6.10% | SWSbank | Optimum 2 Year Fixed Rate Home Loan | variable | owner-occupied | P&I | — | — | ↗ |
| 6.10% | SWSbank | Optimum 1 Year Fixed Rate Home Loan | variable | owner-occupied | P&I | — | — | ↗ |
| 6.10% | SWSbank | Intro Discounted Standard Variable Home Loan | variable | owner-occupied | P&I | — | — | ↗ |
| 6.10% | SWSbank | Standard Variable Rate Home Loan | variable | owner-occupied | P&I | — | 6.10% | ↗ |
| 6.10% | Gateway Bank | Green Plus Home Loan | variable | owner-occupied | P&I | 0–80% | 6.38% | ↗ |
| 6.10% | SWSbank | Intro Discounted Standard Variable Home Loan | variable | owner-occupied | P&I | — | — | |
| 6.13% | Southern Cross Credit Union | EMONEY HOME LOAN | variable | owner-occupied | interest only | 80.01–95% | 6.37% | |
| 6.13% | Southern Cross Credit Union | EMONEY HOME LOAN | variable | owner-occupied | interest only | 0–60% | 6.37% | |
| 6.13% | Southern Cross Credit Union | EMONEY HOME LOAN | variable | owner-occupied | interest only | 60.01–80% | 6.37% | |
| 6.13% | Southern Cross Credit Union | LJH 5STAR HOME LOAN | variable | owner-occupied | interest only | 80.01–95% | 6.37% | |
| 6.13% | Southern Cross Credit Union | LJH 5STAR HOME LOAN | variable | owner-occupied | interest only | 0–60% | 6.37% | |
| 6.13% | Southern Cross Credit Union | LJH 5STAR HOME LOAN | variable | owner-occupied | interest only | 60.01–80% | 6.37% | |
| 6.13% | Southern Cross Credit Union | BROKER HOME LOAN | variable | owner-occupied | interest only | 80.01–95% | 6.37% | |
| 6.13% | Southern Cross Credit Union | BROKER HOME LOAN | variable | owner-occupied | interest only | 0–60% | 6.37% | |
| 6.13% | Southern Cross Credit Union | BROKER HOME LOAN | variable | owner-occupied | interest only | 60.01–80% | 6.37% | |
| 6.13% | Southern Cross Credit Union | PREMIUM HOME LOAN | variable | owner-occupied | interest only | 80.01–95% | 6.37% | ↗ |
| 6.13% | Southern Cross Credit Union | PREMIUM HOME LOAN | variable | owner-occupied | interest only | 0–60% | 6.37% | ↗ |
| 6.13% | Southern Cross Credit Union | PREMIUM HOME LOAN | variable | owner-occupied | interest only | 60.01–80% | 6.37% | ↗ |
| 6.13% | Suncorp Bank | Back to Basics Variable Rate Better Together Special Offer | variable | owner-occupied | P&I | 70.1–80% | 6.14% | ↗ |
| 6.13% | Suncorp Bank | Standard Variable Rate - Home Package Plus Special Offers | variable | owner-occupied | P&I | 60.1–70% | 6.48% | ↗ |
| 6.13% | Suncorp Bank | Standard Variable Rate - Home Package Plus Special Offers | variable | owner-occupied | P&I | 1–60% | 6.48% | ↗ |
| 6.13% | Southern Cross Credit Union | LJH 5STAR HOME LOAN | variable | owner-occupied | P&I | 80.01–98% | 6.48% | |
| 6.13% | Southern Cross Credit Union | PREMIUM HOME LOAN | variable | owner-occupied | P&I | 80.01–98% | 6.48% | ↗ |
| 6.13% | Bank Australia | Clean Energy Home Loan | variable | owner-occupied | P&I | — | 6.46% | ↗ |
| 6.13% | Zeus | Zeus Bolt | variable | owner-occupied | P&I | 70.01–80% | 6.37% | ↗ |
| 6.13% | Zeus | Zeus Own | variable | owner-occupied | P&I | 70.01–80% | 6.46% | ↗ |
| 6.13% | Zeus | Zeus Own | variable | owner-occupied | P&I | 70.01–80% | 6.46% | ↗ |
| 6.13% | Zeus | Zeus Bolt | variable | owner-occupied | P&I | 70.01–80% | 6.37% | ↗ |
| 6.13% | Homestar Finance Pty Ltd | Star Essentials | variable | owner-occupied | P&I | 0–70% | 6.13% | ↗ |
| 6.14% | Police Bank | Essential Workers Home Loan | fixed 3y | owner-occupied | P&I | 0–60% | 6.14% | ↗ |
| 6.14% | Police Bank | Essential Workers Home Loan | fixed 3y | owner-occupied | P&I | 60–90% | 6.18% | ↗ |
| 6.14% | Southern Cross Credit Union | EMONEY HOME LOAN | fixed 1y | owner-occupied | P&I | 80.01–95% | 6.30% | |
| 6.14% | Southern Cross Credit Union | EMONEY HOME LOAN | fixed 1y | owner-occupied | P&I | 0–60% | 6.30% | |
| 6.14% | Southern Cross Credit Union | EMONEY HOME LOAN | fixed 1y | owner-occupied | P&I | 60.01–80% | 6.30% | |
| 6.14% | Southern Cross Credit Union | LJH 5STAR HOME LOAN | fixed 1y | owner-occupied | P&I | 80.01–95% | 6.30% | |
| 6.14% | Southern Cross Credit Union | LJH 5STAR HOME LOAN | fixed 1y | owner-occupied | P&I | 0–60% | 6.30% | |
| 6.14% | Southern Cross Credit Union | LJH 5STAR HOME LOAN | fixed 1y | owner-occupied | P&I | 60.01–80% | 6.30% | |
| 6.14% | Southern Cross Credit Union | BROKER HOME LOAN | fixed 1y | owner-occupied | P&I | 80.01–95% | 6.30% | |
| 6.14% | Southern Cross Credit Union | BROKER HOME LOAN | fixed 1y | owner-occupied | P&I | 0–60% | 6.30% | |
| 6.14% | Southern Cross Credit Union | BROKER HOME LOAN | fixed 1y | owner-occupied | P&I | 60.01–80% | 6.30% | |
| 6.14% | Southern Cross Credit Union | PREMIUM HOME LOAN | fixed 1y | owner-occupied | P&I | 80.01–95% | 6.30% | ↗ |
| 6.14% | Southern Cross Credit Union | PREMIUM HOME LOAN | fixed 1y | owner-occupied | P&I | 0–60% | 6.30% | ↗ |
| 6.14% | Southern Cross Credit Union | PREMIUM HOME LOAN | fixed 1y | owner-occupied | P&I | 60.01–80% | 6.30% | ↗ |
| 6.14% | Horizon Bank | 1 Year Fixed Home Loan | fixed 1y | owner-occupied | P&I | 0.01–70% | 6.78% | ↗ |
| 6.14% | Police Bank | Essential Workers Home Loan | fixed 3y | owner-occupied | P&I | 0–60% | 6.32% | ↗ |
| 6.14% | Police Bank | Essential Workers Home Loan | fixed 3y | owner-occupied | P&I | 60–90% | 6.36% | ↗ |
| 6.14% | Regional Australia Bank | Regional Australia Bank Home Loan (Non Offset) | variable | owner-occupied | P&I | 0–60% | 6.17% | ↗ |
| 6.14% | First Option Bank | COMPLETE PACKAGE HOME LOAN | variable | owner-occupied | P&I | 0–60% | 6.49% | ↗ |
| 6.14% | IMB Bank | Essentials Home Loan | variable | owner-occupied | P&I | 71–80% | 6.25% | ↗ |
| 6.14% | Bendigo Bank | Bendigo Express Home Loan | variable | owner-occupied | P&I | — | 6.27% | ↗ |
| 6.14% | Credit Union SA | Variable Home Loan Package Specials | variable | owner-occupied | P&I | — | 6.51% | ↗ |
| 6.14% | Credit Union SA | 40 Year Home Loan Package | variable | owner-occupied | P&I | — | 6.51% | ↗ |
| 6.14% | TMCU | REFI SPECIAL OWNER OCCUPIED | variable | owner-occupied | P&I | — | 6.24% | ↗ |
| 6.14% | TMCU | 2 FIXED RATE HOME LOAN | variable | owner-occupied | P&I | — | — | ↗ |
| 6.14% | TMCU | 1 YEAR FIXED RATE LOAN | variable | owner-occupied | P&I | — | — | ↗ |
| 6.14% | Police Credit Union Ltd | Low Rate Home Loan Special Offer - Owner Occupied | variable | owner-occupied | P&I | 0–80% | 6.18% | ↗ |
| 6.14% | Police Credit Union Ltd | Low Rate Home Loan - First Home Buyer | variable | owner-occupied | P&I | 0–80% | 6.18% | ↗ |
| 6.14% | Unloan | Unloan Home Loan | variable | owner-occupied | P&I | 0–80% | 6.05% | ↗ |
| 6.14% | Mortgage House | Chameleon - Executive Home Loan 60 | variable | owner-occupied | P&I | — | 6.18% | |
| 6.14% | Mortgage House | Chameleon - Executive Home Loan 60 (with offset) | variable | owner-occupied | P&I | — | 6.54% | |
| 6.14% | Apollo | Apollo Max Bundle (With Offset) | variable | owner-occupied | P&I | 60.01–70% | 6.40% | ↗ |
| 6.14% | Mortgage Choice Freedom | Mortgage Choice Freedom Flex Bundle | variable | owner-occupied | P&I | 0–50% | 6.14% | ↗ |
| 6.14% | Mortgage Choice Freedom | Mortgage Choice Freedom Saver | variable | owner-occupied | P&I | 0–50% | 6.14% | ↗ |
| 6.14% | Horizon Bank | First Home Buyer Loan | variable | owner-occupied | P&I | 70.01–90% | 6.15% | ↗ |
| 6.14% | Summerland Bank | Basic Variable Home Loan | variable | owner-occupied | P&I | — | 6.20% | ↗ |
| 6.14% | Gateway Bank | Low Rate Essentials | variable | owner-occupied | P&I | 0–50% | 6.16% | ↗ |
| 6.14% | Gateway Bank | Low Rate Essentials | variable | owner-occupied | P&I | 50–60% | 6.16% | ↗ |
| 6.14% | Fire Service Credit Union | L25 Firefighter Package | variable | owner-occupied | P&I | 0–60% | 6.41% | ↗ |
| 6.14% | Coastline Bank | First Home Buyer Loan | variable | owner-occupied | P&I | 0–60% | 6.14% | ↗ |
| 6.14% | Coastline Bank | First Home Buyer Loan | variable | owner-occupied | P&I | 60.01–80% | 6.14% | ↗ |
| 6.14% | Coastline Bank | First Home Buyer Loan | variable | owner-occupied | P&I | 80.01–∞% | 6.14% | ↗ |
| 6.14% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (With Offset) | variable | owner-occupied | P&I | 70.01–80% | 6.40% | ↗ |
| 6.14% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (Without Offset) | variable | owner-occupied | P&I | 70.01–80% | 6.16% | ↗ |
| 6.14% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime (With Offset) | variable | owner-occupied | P&I | 0–50% | 6.40% | ↗ |
| 6.14% | Apollo | Apollo Max Bundle (Without Offset) | variable | owner-occupied | P&I | 60.01–70% | 6.16% | ↗ |
| 6.14% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime (Without Offset) | variable | owner-occupied | P&I | 0–50% | 6.16% | ↗ |
| 6.15% | CommFCU | Go Basic Variable Home Loan - Owner-occupied LVR 80% (Principal and Interest) | variable | owner-occupied | P&I | — | 6.20% | ↗ |
| 6.15% | Unity Bank | Vic Homebuyer Fund | variable | owner-occupied | P&I | — | 6.18% | |
| 6.15% | Unity Bank | First Home Buyer Loan - Owner Occupied - SO | variable | owner-occupied | P&I | — | 6.20% | ↗ |
| 6.15% | Unity Bank | Australian Government 5% Deposit Scheme | variable | owner-occupied | P&I | — | 6.20% | ↗ |
| 6.17% | The Mac | FIRST HOME BUYERS OWNER OCCUPIED P&I | variable | owner-occupied | P&I | — | 5.98% | ↗ |
| 6.18% | Suncorp Bank | Standard Variable Rate - Home Package Plus Special Offers | variable | owner-occupied | P&I | 70.1–80% | 6.53% | ↗ |
| 6.18% | BankVic | Special Police Variable Home Loan Rate | variable | owner-occupied | P&I | 0–90% | 6.18% | ↗ |
| 6.18% | Bank of China | Discount Plus Home Loan (with Principal and Interest Repayment) | variable | owner-occupied | P&I | 0–80% | 6.56% | ↗ |
| 6.18% | Bank of China | Discount Home Loan (With Principal and Interest Repayment) | variable | owner-occupied | P&I | 0–80% | 6.38% | ↗ |
| 6.18% | Homestar Finance Pty Ltd | Star Classic | variable | owner-occupied | P&I | 70.01–80% | 6.18% | ↗ |
| 6.18% | Homestar Finance Pty Ltd | Star Classic | variable | owner-occupied | P&I | 70.01–80% | 6.18% | ↗ |
| 6.18% | AAA FINANCIAL CORPORATION | Standard Home Loan | variable | owner-occupied | P&I | 70.01–80% | 6.18% | ↗ |
| 6.19% | Police Credit Union Ltd | 1 Year Fixed Rate Home Loan 80% LVR - Owner Occupied | fixed 1y | owner-occupied | P&I | 0–80% | 7.20% | ↗ |
| 6.19% | Police Credit Union Ltd | 3 Year Fixed Rate Home Loan 95% LVR - First Home Buyer | fixed 3y | owner-occupied | P&I | 0–95% | 7.00% | ↗ |
| 6.19% | Police Credit Union Ltd | 2 Year Fixed Rate Home Loan 95% LVR - First Home Buyer | fixed 2y | owner-occupied | P&I | 0–95% | 7.07% | ↗ |
| 6.19% | gmcu | Fixed Rate Home Loan | fixed 2y | owner-occupied | P&I | 0–60% | 6.27% | ↗ |
| 6.19% | gmcu | Fixed Rate Home Loan | fixed 2y | owner-occupied | P&I | 60–80% | 6.35% | ↗ |
| 6.19% | gmcu | Fixed Rate Home Loan | fixed 2y | owner-occupied | P&I | 80–95% | 6.67% | ↗ |
| 6.19% | Border Bank | Goldrate Home Loan | fixed 3y | owner-occupied | P&I | 0–60% | 6.30% | ↗ |
| 6.19% | Border Bank | Goldrate Home Loan | fixed 3y | owner-occupied | P&I | 60–80% | 6.34% | ↗ |
| 6.19% | Police Bank | Goldrate Home Loan | fixed 3y | owner-occupied | P&I | 0–60% | 6.30% | ↗ |
| 6.19% | Police Bank | Goldrate Home Loan | fixed 3y | owner-occupied | P&I | 60–80% | 6.34% | ↗ |
| 6.19% | Greater Bank | Discounted Great Rate Home Loan - Variable Interest Only Owner Occupied | variable | owner-occupied | interest only | — | 6.14% | ↗ |
| 6.19% | First Option Bank | SIMPLE HOME LOAN | variable | owner-occupied | interest only | 0–60% | 6.19% | ↗ |
| 6.19% | MoveBank | Offset Home Loan | variable | owner-occupied | interest only | — | — | |
| 6.19% | MoveBank | Everyday Home Loan | variable | owner-occupied | interest only | — | — | |
| 6.19% | Bank of us | Flexidiscount Home Guarantee Scheme Home Loan | variable | owner-occupied | interest only | 80.01–90% | 6.19% | ↗ |
| 6.19% | Bank of us | Flexidiscount Home Guarantee Scheme Home Loan | variable | owner-occupied | interest only | 90.01–∞% | 6.19% | ↗ |
| 6.19% | Bank of us | Flexidiscount Home Loan | variable | owner-occupied | interest only | 0.01–60% | 6.19% | ↗ |
| 6.19% | Bank of us | Flexidiscount Home Loan | variable | owner-occupied | interest only | 60.01–70% | 6.19% | ↗ |
| 6.19% | Bank of us | Flexidiscount Home Loan | variable | owner-occupied | interest only | 70.01–80% | 6.19% | ↗ |
| 6.19% | Bank of us | Flexidiscount Home Loan | variable | owner-occupied | interest only | 80.01–90% | 6.19% | ↗ |
| 6.19% | Horizon Bank | First Home Buyer Loan - Interest Only | variable | owner-occupied | interest only | 0.01–70% | 6.20% | ↗ |
| 6.19% | Regional Australia Bank | Regional Australia Bank Home Loan (Non Offset) | variable | owner-occupied | P&I | 60–70% | 6.22% | ↗ |
| 6.19% | First Option Bank | COMPLETE PACKAGE HOME LOAN | variable | owner-occupied | P&I | 60–70% | 6.54% | ↗ |
| 6.19% | First Option Bank | SIMPLE HOME LOAN | variable | owner-occupied | P&I | 70–95% | 6.19% | ↗ |
| 6.19% | Teachers Mutual Bank | Your Way Plus Home Loan | variable | owner-occupied | P&I | 0.1–60% | 6.49% | ↗ |
| 6.19% | Teachers Mutual Bank | Your Way Home Loan | variable | owner-occupied | P&I | 0.1–60% | 6.25% | ↗ |
| 6.19% | Teachers Mutual Bank | Your Way Home Loan | variable | owner-occupied | P&I | — | 6.25% | ↗ |
| 6.19% | IMB Bank | Budget Home Loan | variable | owner-occupied | P&I | 1–70% | 6.22% | ↗ |
| 6.19% | Australian Military Bank | DHOAS Rate Saver Home Loan | variable | owner-occupied | P&I | 71–80% | 6.22% | ↗ |
| 6.19% | MoveBank | Offset Home Loan | variable | owner-occupied | P&I | — | — | |
| 6.19% | MoveBank | Everyday Home Loan | variable | owner-occupied | P&I | — | — | |
| 6.19% | Health Professionals Bank | Your Way Plus Home Loan | variable | owner-occupied | P&I | 0.1–60% | 6.49% | ↗ |
| 6.19% | Health Professionals Bank | Your Way Home Loan | variable | owner-occupied | P&I | 0.1–60% | 6.25% | ↗ |
| 6.19% | Health Professionals Bank | Your Way Home Loan | variable | owner-occupied | P&I | — | 6.25% | ↗ |
| 6.19% | UniBank | Your Way Plus Home Loan | variable | owner-occupied | P&I | 0.1–60% | 6.49% | ↗ |
| 6.19% | UniBank | Your Way Home Loan | variable | owner-occupied | P&I | 0.1–60% | 6.25% | ↗ |
| 6.19% | UniBank | Your Way Home Loan | variable | owner-occupied | P&I | — | 6.25% | ↗ |
| 6.19% | gmcu | Standard Variable Plus | variable | owner-occupied | P&I | 0–80% | 6.35% | ↗ |
| 6.19% | Firefighters Mutual Bank | Your Way Plus Home Loan | variable | owner-occupied | P&I | 0.1–60% | 6.49% | ↗ |
| 6.19% | Firefighters Mutual Bank | Your Way Home Loan | variable | owner-occupied | P&I | 0.1–60% | 6.25% | ↗ |
| 6.19% | Firefighters Mutual Bank | Your Way Home Loan | variable | owner-occupied | P&I | — | 6.25% | ↗ |
| 6.19% | Woolworths Team Bank | Team Member Home Loan - No Offset | variable | owner-occupied | P&I | 50–80% | 6.28% | ↗ |
| 6.19% | Australian Mutual Bank LTD | Your Way Plus Home Loan | variable | owner-occupied | P&I | 0.1–60% | 6.49% | ↗ |
| 6.19% | Australian Mutual Bank LTD | Your Way Home Loan | variable | owner-occupied | P&I | 0.1–60% | 6.25% | ↗ |
| 6.19% | Australian Mutual Bank LTD | Your Way Home Loan | variable | owner-occupied | P&I | — | 6.25% | ↗ |
| 6.19% | Newcastle Permanent | Real Deal Home Loan Principal and Interest | variable | owner-occupied | P&I | 0–80% | 6.23% | ↗ |
| 6.19% | NRMA Home Loans | NRMA Offset Home Loan | variable | owner-occupied | P&I | 0–50% | 6.39% | ↗ |
| 6.19% | NRMA Home Loans | NRMA Offset Home Loan | variable | owner-occupied | P&I | 50.01–60% | 6.39% | ↗ |
| 6.19% | NRMA Home Loans | NRMA Basic Home Loan | variable | owner-occupied | P&I | 0–50% | 6.23% | ↗ |
| 6.19% | NRMA Home Loans | NRMA Basic Home Loan | variable | owner-occupied | P&I | 50.01–60% | 6.23% | ↗ |
| 6.19% | Mortgage House | Chameleon - Executive Home Loan 80 | variable | owner-occupied | P&I | — | 6.23% | |
| 6.19% | Apollo | Apollo Max (With Offset) | variable | owner-occupied | P&I | 0–50% | 6.45% | ↗ |
| 6.19% | Apollo | Apollo Max Bundle (With Offset) | variable | owner-occupied | P&I | 70.01–80% | 6.45% | ↗ |
| 6.19% | Mortgage Choice Freedom | Mortgage Choice Freedom Flex Bundle | variable | owner-occupied | P&I | 50.01–60% | 6.17% | ↗ |
| 6.19% | Mortgage Choice Freedom | Mortgage Choice Freedom Saver | variable | owner-occupied | P&I | 50.01–60% | 6.17% | ↗ |
| 6.19% | loans.com.au | Bare Home Loan | variable | owner-occupied | P&I | 0–90% | 6.23% | ↗ |
| 6.19% | Gateway Bank | Allium Money Essentials | variable | owner-occupied | P&I | 0–80% | 6.19% | ↗ |
| 6.19% | MyState Bank | Basic Variable Loan | variable | owner-occupied | P&I | 71–80% | 6.22% | ↗ |
| 6.19% | MyState Bank | Special Residential Variable Loan | variable | owner-occupied | P&I | 71–80% | 6.24% | ↗ |
| 6.19% | Apollo | Apollo Max Bundle (Without Offset) | variable | owner-occupied | P&I | 70.01–80% | 6.21% | ↗ |
| 6.19% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime (With Offset) | variable | owner-occupied | P&I | 50.01–60% | 6.45% | ↗ |
| 6.19% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime (Without Offset) | variable | owner-occupied | P&I | 50.01–60% | 6.21% | ↗ |
| 6.19% | Apollo | Apollo Max (Without Offset) | variable | owner-occupied | P&I | 0–50% | 6.21% | ↗ |
| 6.19% | Mortgage House | Chameleon - Freedom Home Loan 80 | variable | owner-occupied | P&I | — | 6.23% | |
| 6.19% | Gateway Bank | Low Rate Essentials | variable | owner-occupied | P&I | 60–70% | 6.21% | ↗ |
| 6.19% | Police Bank | Police Value Home Loan | variable | owner-occupied | P&I | 0–60% | 6.26% | ↗ |
| 6.19% | Border Bank | Customs Value Home Loan | variable | owner-occupied | P&I | 0–60% | 6.26% | ↗ |
| 6.19% | gmcu | Standard Variable Plus | variable | owner-occupied | P&I | 60–80% | 6.35% | ↗ |
| 6.20% | Up | Up Home Loan | variable | owner-occupied | P&I | — | 6.20% | ↗ |
| 6.20% | Tiimely Home | Tiimely Basic Home Loan | variable | owner-occupied | P&I | 0–50% | 6.21% | ↗ |
| 6.20% | Tiimely Home | Tiimely Basic Home Loan | variable | owner-occupied | P&I | 50.01–60% | 6.21% | ↗ |
| 6.20% | Tiimely Home | Tiimely Offset Home Loan | variable | owner-occupied | P&I | 0–50% | 6.37% | ↗ |
| 6.20% | Tiimely Home | Tiimely Offset Home Loan | variable | owner-occupied | P&I | 50.01–60% | 6.37% | ↗ |
| 6.23% | Bank Australia | Clean Energy Home Loan | variable | owner-occupied | P&I | — | 6.50% | ↗ |
| 6.23% | Homestar Finance Pty Ltd | Star Essentials | variable | owner-occupied | P&I | 70.01–80% | 6.23% | ↗ |
| 6.23% | Homestar Finance Pty Ltd | Star Nova | variable | owner-occupied | P&I | 0–70% | 6.23% | ↗ |
| 6.23% | Homestar Finance Pty Ltd | Star Classic | variable | owner-occupied | P&I | 0–70% | 6.23% | ↗ |
| 6.24% | Border Bank | First Home Loan | fixed 3y | owner-occupied | interest only | 80–98% | 6.20% | ↗ |
| 6.24% | Police Bank | First Home Loan | fixed 3y | owner-occupied | interest only | 80–98% | 6.20% | ↗ |
| 6.24% | Police Bank | Police Value Home Loan | fixed 3y | owner-occupied | interest only | 0–60% | 6.27% | ↗ |
| 6.24% | Police Bank | Police Value Home Loan | fixed 3y | owner-occupied | interest only | 60–90% | 6.31% | ↗ |
| 6.24% | Border Bank | Customs Value Home Loan | fixed 3y | owner-occupied | interest only | 0–60% | 6.27% | ↗ |
| 6.24% | Border Bank | Customs Value Home Loan | fixed 3y | owner-occupied | interest only | 60–90% | 6.31% | ↗ |
| 6.24% | Police Bank | Police Value Home Loan | fixed 1y | owner-occupied | P&I | 0–60% | 6.04% | ↗ |
| 6.24% | Police Bank | Police Value Home Loan | fixed 2y | owner-occupied | P&I | 0–60% | 6.07% | ↗ |
| 6.24% | Police Bank | Police Value Home Loan | fixed 1y | owner-occupied | P&I | 60–90% | 6.09% | ↗ |
| 6.24% | Police Bank | Police Value Home Loan | fixed 2y | owner-occupied | P&I | 60–90% | 6.11% | ↗ |
| 6.24% | Police Bank | Police Value Home Loan | fixed 3y | owner-occupied | P&I | 90–95% | 6.39% | ↗ |
| 6.24% | Police Bank | Police Value Home Loan | fixed 3y | owner-occupied | P&I | 0–90% | 6.39% | ↗ |
| 6.24% | Police Bank | First Home Loan | fixed 1y | owner-occupied | P&I | 80–98% | 5.95% | ↗ |
| 6.24% | Police Bank | First Home Loan | fixed 2y | owner-occupied | P&I | 80–98% | 5.99% | ↗ |
| 6.24% | Police Bank | Essential Workers Home Loan | fixed 1y | owner-occupied | P&I | 0–60% | 6.13% | ↗ |
| 6.24% | Police Bank | Essential Workers Home Loan | fixed 2y | owner-occupied | P&I | 0–60% | 6.15% | ↗ |
| 6.24% | Police Bank | Essential Workers Home Loan | fixed 1y | owner-occupied | P&I | 60–90% | 6.18% | ↗ |
| 6.24% | Police Bank | Essential Workers Home Loan | fixed 2y | owner-occupied | P&I | 60–90% | 6.19% | ↗ |
| 6.24% | Police Bank | Essential Workers Home Loan | fixed 3y | owner-occupied | P&I | 90–95% | 6.39% | ↗ |
| 6.24% | Border Bank | First Home Loan | fixed 1y | owner-occupied | P&I | 80–98% | 5.95% | ↗ |
| 6.24% | Border Bank | First Home Loan | fixed 2y | owner-occupied | P&I | 80–98% | 5.99% | ↗ |
| 6.24% | Border Bank | Customs Value Home Loan | fixed 1y | owner-occupied | P&I | 0–60% | 6.04% | ↗ |
| 6.24% | Border Bank | Customs Value Home Loan | fixed 2y | owner-occupied | P&I | 0–60% | 6.07% | ↗ |
| 6.24% | Border Bank | Customs Value Home Loan | fixed 1y | owner-occupied | P&I | 60–90% | 6.09% | ↗ |
| 6.24% | Border Bank | Customs Value Home Loan | fixed 2y | owner-occupied | P&I | 60–90% | 6.11% | ↗ |
| 6.24% | Border Bank | Customs Value Home Loan | fixed 3y | owner-occupied | P&I | 90–95% | 6.39% | ↗ |
| 6.24% | Border Bank | Customs Value Home Loan | fixed 3y | owner-occupied | P&I | 0–90% | 6.39% | ↗ |
| 6.24% | Suncorp Bank | 1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers | fixed 2y | owner-occupied | P&I | 1–80% | 6.54% | ↗ |
| 6.24% | Southern Cross Credit Union | EMONEY HOME LOAN | fixed 2y | owner-occupied | P&I | 80.01–95% | 6.34% | |
| 6.24% | Southern Cross Credit Union | EMONEY HOME LOAN | fixed 2y | owner-occupied | P&I | 0–60% | 6.34% | |
| 6.24% | Southern Cross Credit Union | EMONEY HOME LOAN | fixed 2y | owner-occupied | P&I | 60.01–80% | 6.34% | |
| 6.24% | Southern Cross Credit Union | LJH 5STAR HOME LOAN | fixed 2y | owner-occupied | P&I | 80.01–95% | 6.34% | |
| 6.24% | Southern Cross Credit Union | LJH 5STAR HOME LOAN | fixed 2y | owner-occupied | P&I | 0–60% | 6.34% | |
| 6.24% | Southern Cross Credit Union | LJH 5STAR HOME LOAN | fixed 2y | owner-occupied | P&I | 60.01–80% | 6.34% | |
| 6.24% | Southern Cross Credit Union | BROKER HOME LOAN | fixed 2y | owner-occupied | P&I | 80.01–95% | 6.34% | |
| 6.24% | Southern Cross Credit Union | BROKER HOME LOAN | fixed 2y | owner-occupied | P&I | 0–60% | 6.34% | |
| 6.24% | Southern Cross Credit Union | BROKER HOME LOAN | fixed 2y | owner-occupied | P&I | 60.01–80% | 6.34% | |
| 6.24% | Southern Cross Credit Union | PREMIUM HOME LOAN | fixed 2y | owner-occupied | P&I | 80.01–95% | 6.34% | ↗ |
| 6.24% | Southern Cross Credit Union | PREMIUM HOME LOAN | fixed 2y | owner-occupied | P&I | 0–60% | 6.34% | ↗ |
| 6.24% | Southern Cross Credit Union | PREMIUM HOME LOAN | fixed 2y | owner-occupied | P&I | 60.01–80% | 6.34% | ↗ |
| 6.24% | Credit Union SA | 3-Year Fixed Home Loan Package Principal and Interest | fixed 3y | owner-occupied | P&I | — | 6.82% | ↗ |
| 6.24% | MoveBank | Everyday Home Loan | fixed 3y | owner-occupied | P&I | — | — | |
| 6.24% | The Capricornian | Premium Choice Home Loan | fixed 1y | owner-occupied | P&I | 0–80% | 7.00% | ↗ |
| 6.24% | TMCU | 1 YEAR FIXED RATE LOAN | fixed 1y | owner-occupied | P&I | — | 6.56% | ↗ |
| 6.24% | Horizon Bank | 2 Year Fixed Home Loan | fixed 2y | owner-occupied | P&I | 0.01–70% | 6.74% | ↗ |
| 6.24% | gmcu | Fixed Rate Home Loan | fixed 1y | owner-occupied | P&I | 0–60% | 6.26% | ↗ |
| 6.24% | gmcu | Fixed Rate Home Loan | fixed 1y | owner-occupied | P&I | 60–80% | 6.35% | ↗ |
| 6.24% | gmcu | Fixed Rate Home Loan | fixed 1y | owner-occupied | P&I | 80–95% | 6.71% | ↗ |
| 6.24% | Credit Union SA | 3-Year Fixed 40 Year Home Loan Package | fixed 3y | owner-occupied | P&I | 1–80% | 7.30% | ↗ |
| 6.24% | Border Bank | First Home Loan | fixed 1y | owner-occupied | P&I | 80–98% | 6.18% | ↗ |
| 6.24% | Border Bank | First Home Loan | fixed 2y | owner-occupied | P&I | 80–98% | 6.19% | ↗ |
| 6.24% | Police Bank | First Home Loan | fixed 1y | owner-occupied | P&I | 80–98% | 6.18% | ↗ |
| 6.24% | Police Bank | First Home Loan | fixed 2y | owner-occupied | P&I | 80–98% | 6.19% | ↗ |
| 6.24% | Police Bank | Police Value Home Loan | fixed 1y | owner-occupied | P&I | 0–60% | 6.27% | ↗ |
| 6.24% | Police Bank | Police Value Home Loan | fixed 2y | owner-occupied | P&I | 0–60% | 6.27% | ↗ |
| 6.24% | Police Bank | Police Value Home Loan | fixed 1y | owner-occupied | P&I | 60–90% | 6.31% | ↗ |
| 6.24% | Police Bank | Police Value Home Loan | fixed 2y | owner-occupied | P&I | 60–90% | 6.31% | ↗ |
| 6.24% | Police Bank | Police Value Home Loan | fixed 3y | owner-occupied | P&I | 90–95% | 6.56% | ↗ |
| 6.24% | Border Bank | Customs Value Home Loan | fixed 1y | owner-occupied | P&I | 0–60% | 6.27% | ↗ |
| 6.24% | Border Bank | Customs Value Home Loan | fixed 2y | owner-occupied | P&I | 0–60% | 6.27% | ↗ |
| 6.24% | Border Bank | Customs Value Home Loan | fixed 1y | owner-occupied | P&I | 60–90% | 6.31% | ↗ |
| 6.24% | Border Bank | Customs Value Home Loan | fixed 2y | owner-occupied | P&I | 60–90% | 6.31% | ↗ |
| 6.24% | Police Bank | Police Value Home Loan | fixed 3y | owner-occupied | P&I | 0–90% | 6.56% | ↗ |
| 6.24% | Border Bank | Customs Value Home Loan | fixed 3y | owner-occupied | P&I | 90–95% | 6.56% | ↗ |
| 6.24% | Border Bank | Customs Value Home Loan | fixed 3y | owner-occupied | P&I | 0–90% | 6.56% | ↗ |
| 6.24% | Police Bank | Essential Workers Home Loan | fixed 1y | owner-occupied | P&I | 0–60% | 6.36% | ↗ |
| 6.24% | Police Bank | Essential Workers Home Loan | fixed 2y | owner-occupied | P&I | 0–60% | 6.35% | ↗ |
| 6.24% | Police Bank | Essential Workers Home Loan | fixed 1y | owner-occupied | P&I | 60–90% | 6.40% | ↗ |
| 6.24% | Police Bank | Essential Workers Home Loan | fixed 2y | owner-occupied | P&I | 60–90% | 6.39% | ↗ |
| 6.24% | Police Bank | Essential Workers Home Loan | fixed 3y | owner-occupied | P&I | 90–95% | 6.56% | ↗ |
| 6.24% | Credit Union SA | 3-Year Fixed 40 Year Home Loan Package | fixed 3y | owner-occupied | P&I | 1–80% | 7.30% | ↗ |
| 6.24% | Police Bank | Police Value Home Loan | variable | owner-occupied | interest only | 0–60% | 6.13% | ↗ |
| 6.24% | Border Bank | Customs Value Home Loan | variable | owner-occupied | interest only | 0–60% | 6.13% | ↗ |
| 6.24% | Credit Union SA | XL Interest Only Home Loan Package | variable | owner-occupied | interest only | — | 6.51% | ↗ |
| 6.24% | Queensland Country Bank | Home Loan-Package | variable | owner-occupied | interest only | 0–80% | 6.25% | ↗ |
| 6.24% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (With Offset) | variable | owner-occupied | interest only | 0–50% | 6.34% | ↗ |
| 6.24% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (With Offset) | variable | owner-occupied | interest only | 50.01–60% | 6.36% | ↗ |
| 6.24% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (Without Offset) | variable | owner-occupied | interest only | 0–50% | 6.12% | ↗ |
| 6.24% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (Without Offset) | variable | owner-occupied | interest only | 50.01–60% | 6.15% | ↗ |
| 6.24% | Northern Inland Credit Union Limited | Dream Home Loan New Borrowing | variable | owner-occupied | P&I | — | 6.58% | ↗ |
| 6.24% | ME Bank - ME Go | ME Bank EconoME Home Loan | variable | owner-occupied | P&I | 0–60% | 6.26% | ↗ |
| 6.24% | ME Bank - ME Go | ME Bank EconoME Home Loan | variable | owner-occupied | P&I | 60.01–70% | 6.26% | ↗ |
| 6.24% | First Option Bank | COMPLETE PACKAGE HOME LOAN | variable | owner-occupied | P&I | 70–95% | 6.59% | ↗ |
| 6.24% | Westpac | Flexi First: Our lowest online variable home loan rate (Owner Occupied) | variable | owner-occupied | P&I | 0–70% | 6.25% | ↗ |
| 6.24% | Australian Military Bank | DHOAS Rate Saver Home Loan | variable | owner-occupied | P&I | 0–70% | 6.27% | ↗ |
| 6.24% | AMP - My AMP | AMP Essential Home Loan | variable | owner-occupied | P&I | 0–50% | 6.27% | ↗ |
| 6.24% | AMP - My AMP | AMP Essential Home Loan | variable | owner-occupied | P&I | 0–50% | 6.27% | ↗ |
| 6.24% | Central Murray Bank | HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Principal and Interest - Local Choice Loan - LVR < 60% | variable | owner-occupied | P&I | — | 6.30% | ↗ |
| 6.24% | Bank of Sydney | BOS Basic Home Loan Owner Occupied | variable | owner-occupied | P&I | 0–60% | 6.28% | ↗ |
| 6.24% | The Capricornian | No Frills Owner Occupied Home Loan | variable | owner-occupied | P&I | 0–80% | 6.29% | ↗ |
| 6.24% | bankWAW | Back to Basics Owner Occupied | variable | owner-occupied | P&I | 1–80% | 6.29% | ↗ |
How to read these rows
Free, and not advice. It knows only what you typed and what lenders advertise, which may differ from what you are offered. A licensed broker does this for a living. Who made this. What this site collects.
More from the data
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This morning: the market, variable rates, fixed rates and what moved this week.
Found in the data: what lenders charge above 80%, the rate a fixed loan rolls onto and what a comparison rate adds. Also what an offset costs, and what investors pay on top.