Variable home loan rates, every Australian lender
Every variable-rate home loan Australian lenders publish under the Consumer Data Right, with its comparison rate and LVR band, dated to the day it was read. Rate movements over time · Back to the data overview.
| Rate | Lender | Product | Type | For | Repay | LVR band | Comparison | |
|---|---|---|---|---|---|---|---|---|
| 2.79% | RACQ Bank | Green Home Loan Investment | variable | inv | P&I | — | 2.79% | |
| 2.79% | RACQ Bank | Green Home Loan | variable | own | P&I | — | 2.79% | |
| 3.25% | Westpac | Flexi First Option Home Loan - Veterans | variable | own | P&I | — | — | |
| 4.49% | Westpac | Sustainable Upgrades Investment Loan | variable | inv | P&I | — | 4.49% | ↗ |
| 4.49% | Westpac | Sustainable Upgrades Home Loan | variable | own | P&I | — | 4.49% | ↗ |
| 5.65% | Family First | Construction Home Loan | variable | own | P&I | 0–95% | 5.74% | ↗ |
| 5.65% | Family First | Standard Variable Rate Home Loan - Owner Occupied | variable | own | P&I | 0–95% | 5.73% | ↗ |
| 5.69% | Coastline Bank | Staff Housing Loan | variable | own | P&I | — | 5.49% | ↗ |
| 5.74% | Horizon Bank | First Home Buyer Loan | variable | own | P&I | 0.01–70% | 5.74% | ↗ |
| 5.75% | Family First | Standard Variable Rate Home Loan - Owner Occupied | variable | own | P&I | 0–95% | 5.83% | ↗ |
| 5.79% | Laboratories Credit Union | Simple Home Loan Owner Occupied Variable | variable | own | P&I | — | 5.81% | ↗ |
| 5.79% | Maitland Mutual Limited | Budget Home Loan | variable | own | P&I | 0–59.99% | 5.79% | ↗ |
| 5.79% | Maitland Mutual Limited | Budget Home Loan | variable | own | P&I | 60–79.99% | 5.79% | ↗ |
| 5.79% | Easy Street | STREET SMART VARIABLE HOME LOAN SPECIAL - OWNER-OCCUPIED REFINANCE (Principal and Interest) | variable | own | P&I | — | 5.80% | ↗ |
| 5.80% | Unity Bank | Essential Worker Home Loan - Owner Occupier | variable | own | P&I | — | 5.85% | ↗ |
| 5.84% | Police Bank | First Home Loan | variable | own | IO | 80–98% | 5.91% | ↗ |
| 5.84% | Border Bank | First Home Loan | variable | own | IO | 80–98% | 5.91% | ↗ |
| 5.84% | Greater Bank Limited | Discounted Great Rate Home Loan - Variable Owner Occupied | variable | own | P&I | — | 5.85% | ↗ |
| 5.84% | Police Bank | First Home Loan | variable | own | P&I | 80–98% | 5.91% | ↗ |
| 5.84% | Border Bank | First Home Loan | variable | own | P&I | 80–98% | 5.91% | ↗ |
| 5.84% | Virgin Money | Virgin Money Lite Home Loan | variable | own | P&I | 0–60% | 5.86% | ↗ |
| 5.84% | Virgin Money | Virgin Money Lite Home Loan | variable | own | P&I | 60.01–70% | 5.86% | ↗ |
| 5.84% | Virgin Money | Virgin Money Lite Home Loan | variable | own | P&I | 70.01–80% | 5.86% | ↗ |
| 5.84% | Summerland Bank | ECO Home Loan | variable | own | P&I | — | 5.90% | ↗ |
| 5.85% | Family First | Standard Variable Rate Home Loan - Owner Occupied | variable | own | P&I | 0–95% | 5.93% | ↗ |
| 5.85% | Gateway Bank | Green Plus Home Loan | variable | own | P&I | 0–80% | 6.14% | ↗ |
| 5.88% | Bank Australia | Clean Energy Home Loan | variable | own | P&I | — | 6.21% | ↗ |
| 5.89% | Regional Australia Bank | Regional Australia Bank Home Loan (Non Offset) | variable | own | P&I | 0–60% | 5.92% | ↗ |
| 5.89% | Bendigo Bank | Bendigo Express Home Loan | variable | own | P&I | — | 6.02% | ↗ |
| 5.89% | TMCU | REFI SPECIAL OWNER OCCUPIED | variable | own | P&I | — | 5.99% | ↗ |
| 5.89% | TMCU | 2 FIXED RATE HOME LOAN | variable | own | P&I | — | — | ↗ |
| 5.89% | TMCU | 1 YEAR FIXED RATE LOAN | variable | own | P&I | — | — | ↗ |
| 5.89% | Police Credit Union Ltd | Low Rate Home Loan Special Offer - Owner Occupied | variable | own | P&I | 0–80% | 5.93% | ↗ |
| 5.89% | Police Credit Union Ltd | Low Rate Home Loan - First Home Buyer | variable | own | P&I | 0–80% | 5.93% | ↗ |
| 5.89% | RACQ Bank | Fair Dinkum Home Loan | variable | own | P&I | 0.01–60% | 5.89% | |
| 5.89% | Unloan | Unloan Home Loan | variable | own | P&I | 0–80% | 5.80% | ↗ |
| 5.89% | Mortgage House | Chameleon - Executive Home Loan 60 | variable | own | P&I | — | 5.93% | |
| 5.89% | Mortgage House | Chameleon - Executive Home Loan 60 (with offset) | variable | own | P&I | — | 6.29% | |
| 5.89% | Horizon Bank | First Home Buyer Loan | variable | own | P&I | 70.01–90% | 5.89% | ↗ |
| 5.89% | Police Credit Union Ltd | Low Rate Home Loan - Owner Occupied | variable | own | P&I | 0–80% | 5.95% | ↗ |
| 5.89% | Summerland Bank | Basic Variable Home Loan | variable | own | P&I | — | 5.95% | ↗ |
| 5.89% | Gateway Bank | Low Rate Essentials | variable | own | P&I | 0–50% | 5.91% | ↗ |
| 5.89% | Gateway Bank | Low Rate Essentials | variable | own | P&I | 50–60% | 5.91% | ↗ |
| 5.89% | Fire Service Credit Union | L25 Firefighter Package | variable | own | P&I | 0–60% | 6.17% | ↗ |
| 5.89% | Coastline Bank | First Home Buyer Loan | variable | own | P&I | 0–60% | 5.89% | ↗ |
| 5.89% | Coastline Bank | First Home Buyer Loan | variable | own | P&I | 60.01–80% | 5.89% | ↗ |
| 5.89% | Coastline Bank | First Home Buyer Loan | variable | own | P&I | 80.01–∞% | 5.89% | ↗ |
| 5.89% | Mortgage House | Chameleon - Executive Home Loan 60 | variable | own | P&I | — | 5.93% | |
| 5.89% | Mortgage House | Chameleon - Executive Home Loan 60 (with offset) | variable | own | P&I | — | 6.29% | |
| 5.90% | Family First | Standard Variable Rate Home Loan - Investment | variable | inv | P&I | 0–95% | 5.98% | ↗ |
| 5.90% | Unity Bank | Vic Homebuyer Fund | variable | own | P&I | — | 5.93% | |
| 5.90% | Unity Bank | First Home Buyer Loan - Owner Occupied - SO | variable | own | P&I | — | 5.95% | ↗ |
| 5.90% | Unity Bank | Australian Government 5% Deposit Scheme | variable | own | P&I | — | 5.95% | ↗ |
| 5.92% | The Mac | GOVT LOW DEP VARIABLE OOC PI | variable | inv | IO | — | 5.98% | ↗ |
| 5.92% | The Mac | FIRST HOME BUYERS OWNER OCCUPIED P&I | variable | own | P&I | — | 5.98% | ↗ |
| 5.93% | Southern Cross Credit Union | EMONEY HOME LOAN | variable | own | P&I | 80.01–95% | 6.28% | |
| 5.93% | Southern Cross Credit Union | EMONEY HOME LOAN | variable | own | P&I | 0–60% | 6.28% | |
| 5.93% | Southern Cross Credit Union | EMONEY HOME LOAN | variable | own | P&I | 60.01–80% | 6.28% | |
| 5.93% | Southern Cross Credit Union | LJH 5STAR HOME LOAN | variable | own | P&I | 80.01–95% | 6.28% | |
| 5.93% | Southern Cross Credit Union | LJH 5STAR HOME LOAN | variable | own | P&I | 0–60% | 6.28% | |
| 5.93% | Southern Cross Credit Union | LJH 5STAR HOME LOAN | variable | own | P&I | 60.01–80% | 6.28% | |
| 5.93% | Southern Cross Credit Union | BROKER HOME LOAN | variable | own | P&I | 80.01–95% | 6.28% | |
| 5.93% | Southern Cross Credit Union | BROKER HOME LOAN | variable | own | P&I | 0–60% | 6.28% | |
| 5.93% | Southern Cross Credit Union | BROKER HOME LOAN | variable | own | P&I | 60.01–80% | 6.28% | |
| 5.93% | Southern Cross Credit Union | PREMIUM HOME LOAN | variable | own | P&I | 80.01–95% | 6.28% | ↗ |
| 5.93% | Southern Cross Credit Union | PREMIUM HOME LOAN | variable | own | P&I | 0–60% | 6.28% | ↗ |
| 5.93% | Southern Cross Credit Union | PREMIUM HOME LOAN | variable | own | P&I | 60.01–80% | 6.28% | ↗ |
| 5.93% | BankVic | Special Police Variable Home Loan Rate | variable | own | P&I | 0–90% | 5.93% | ↗ |
| 5.93% | Bank of China | Discount Plus Home Loan (with Principal and Interest Repayment) | variable | own | P&I | 0–80% | 6.31% | ↗ |
| 5.93% | Bank of China | Discount Home Loan (With Principal and Interest Repayment) | variable | own | P&I | 0–80% | 6.13% | ↗ |
| 5.93% | Homestar Finance Pty Ltd | Star Nova | variable | own | P&I | 0–70% | 5.93% | ↗ |
| 5.94% | Northern Inland Credit Union Limited | Value Home Loan - Investment | variable | inv | P&I | — | 5.98% | ↗ |
| 5.94% | Greater Bank Limited | Discounted Great Rate Home Loan - Variable Interest Only Owner Occupied | variable | own | IO | — | 5.89% | ↗ |
| 5.94% | Horizon Bank | First Home Buyer Loan - Interest Only | variable | own | IO | 0.01–70% | 5.94% | ↗ |
| 5.94% | Northern Inland Credit Union Limited | Value Home Loan - Owner Occupied | variable | own | P&I | — | 5.98% | ↗ |
| 5.94% | Police Bank | Police Value Home Loan | variable | own | P&I | 0–60% | 6.01% | ↗ |
| 5.94% | Border Bank | Customs Value Home Loan | variable | own | P&I | 0–60% | 6.01% | ↗ |
| 5.94% | Regional Australia Bank | Regional Australia Bank Home Loan (Non Offset) | variable | own | P&I | 60–70% | 5.97% | ↗ |
| 5.94% | Teachers Mutual Bank | Your Way Plus Home Loan | variable | own | P&I | 0.1–60% | 6.24% | ↗ |
| 5.94% | Teachers Mutual Bank | Your Way Home Loan | variable | own | P&I | 0.1–60% | 6.00% | ↗ |
| 5.94% | Teachers Mutual Bank | Your Way Home Loan | variable | own | P&I | — | 6.00% | ↗ |
| 5.94% | Health Professionals Bank | Your Way Plus Home Loan | variable | own | P&I | 0.1–60% | 6.24% | ↗ |
| 5.94% | Health Professionals Bank | Your Way Home Loan | variable | own | P&I | 0.1–60% | 6.00% | ↗ |
| 5.94% | Health Professionals Bank | Your Way Home Loan | variable | own | P&I | — | 6.00% | ↗ |
| 5.94% | UniBank | Your Way Plus Home Loan | variable | own | P&I | 0.1–60% | 6.24% | ↗ |
| 5.94% | UniBank | Your Way Home Loan | variable | own | P&I | 0.1–60% | 6.00% | ↗ |
| 5.94% | UniBank | Your Way Home Loan | variable | own | P&I | — | 6.00% | ↗ |
| 5.94% | Firefighters Mutual Bank | Your Way Plus Home Loan | variable | own | P&I | 0.1–60% | 6.24% | ↗ |
| 5.94% | Firefighters Mutual Bank | Your Way Home Loan | variable | own | P&I | 0.1–60% | 6.00% | ↗ |
| 5.94% | Firefighters Mutual Bank | Your Way Home Loan | variable | own | P&I | — | 6.00% | ↗ |
| 5.94% | Woolworths Team Bank | Team Member Home Loan - No Offset | variable | own | P&I | 50–80% | 6.03% | ↗ |
| 5.94% | Australian Mutual Bank LTD | Your Way Plus Home Loan | variable | own | P&I | 0.1–60% | 6.24% | ↗ |
| 5.94% | Australian Mutual Bank LTD | Your Way Home Loan | variable | own | P&I | 0.1–60% | 6.00% | ↗ |
| 5.94% | Australian Mutual Bank LTD | Your Way Home Loan | variable | own | P&I | — | 6.00% | ↗ |
| 5.94% | NRMA Home Loans | NRMA Offset Home Loan | variable | own | P&I | 0–50% | 6.14% | ↗ |
| 5.94% | NRMA Home Loans | NRMA Offset Home Loan | variable | own | P&I | 50.01–60% | 6.14% | ↗ |
| 5.94% | NRMA Home Loans | NRMA Basic Home Loan | variable | own | P&I | 0–50% | 5.98% | ↗ |
| 5.94% | NRMA Home Loans | NRMA Basic Home Loan | variable | own | P&I | 50.01–60% | 5.98% | ↗ |
| 5.94% | Mortgage House | Chameleon - Executive Home Loan 80 | variable | own | P&I | — | 5.98% | |
| 5.94% | loans.com.au | Bare Home Loan | variable | own | P&I | 0–90% | 5.98% | ↗ |
| 5.94% | Broken Hill Bank | Choice Home Loan | variable | own | P&I | — | 5.99% | ↗ |
| 5.94% | Gateway Bank | Low Rate Essentials | variable | own | P&I | 60–70% | 5.96% | ↗ |
| 5.94% | Gateway Bank | Allium Money Essentials | variable | own | P&I | 0–80% | 5.94% | ↗ |
| 5.94% | Mortgage House | Chameleon - Executive Home Loan 80 | variable | own | P&I | — | 5.98% | |
| 5.95% | Laboratories Credit Union | Simple Home Loan Investment Variable | variable | inv | P&I | — | 5.97% | ↗ |
| 5.95% | Easy Street | STREET SMART VARIABLE HOME LOAN SPECIAL - INVESTMENT (Principal and Interest) | variable | inv | P&I | — | 6.00% | ↗ |
| 5.95% | CommFCU | Go Basic Variable Home Loan - Owner-occupied LVR 80% (Principal and Interest) | variable | own | P&I | — | 5.99% | ↗ |
| 5.95% | Up | Up Home Loan | variable | own | P&I | — | 5.95% | ↗ |
| 5.95% | Bank Australia | Offset Home Loan | variable | own | P&I | — | 6.14% | ↗ |
| 5.95% | Tiimely Home | Tiimely Basic Home Loan | variable | own | P&I | 0–50% | 5.96% | ↗ |
| 5.95% | Tiimely Home | Tiimely Basic Home Loan | variable | own | P&I | 50.01–60% | 5.96% | ↗ |
| 5.95% | Tiimely Home | Tiimely Offset Home Loan | variable | own | P&I | 0–50% | 6.12% | ↗ |
| 5.95% | Tiimely Home | Tiimely Offset Home Loan | variable | own | P&I | 50.01–60% | 6.12% | ↗ |
| 5.95% | Easy Street | STREET SMART VARIABLE HOME LOAN SPECIAL - OWNER-OCCUPIED (Principal and Interest) | variable | own | P&I | — | 6.00% | ↗ |
| 5.98% | Bank Australia | Clean Energy Home Loan | variable | own | P&I | — | 6.25% | ↗ |
| 5.98% | Homestar Finance Pty Ltd | Star Nova | variable | own | P&I | 70.01–80% | 5.98% | ↗ |
| 5.98% | Homestar Finance Pty Ltd | Star Essentials | variable | own | P&I | 0–70% | 5.98% | ↗ |
| 5.99% | Northern Inland Credit Union Limited | Dream Home Loan New Borrowing INV | variable | inv | P&I | — | 6.33% | ↗ |
| 5.99% | Virgin Money | Virgin Money Lite Home Loan | variable | inv | P&I | 60.01–70% | 6.01% | ↗ |
| 5.99% | Virgin Money | Virgin Money Lite Home Loan | variable | inv | P&I | 0–60% | 6.01% | ↗ |
| 5.99% | Virgin Money | Virgin Money Lite Home Loan | variable | inv | P&I | 70.01–80% | 6.01% | ↗ |
| 5.99% | Horizon Bank | First Home Buyer Loan - Investment | variable | inv | P&I | 0.01–70% | 5.99% | ↗ |
| 5.99% | MoveBank | Everyday Home Loan | variable | own | IO | — | — | |
| 5.99% | Queensland Country Bank | Home Loan-Package | variable | own | IO | 0–80% | 6.33% | ↗ |
| 5.99% | Northern Inland Credit Union Limited | Dream Home Loan New Borrowing | variable | own | P&I | — | 6.33% | ↗ |
| 5.99% | ME Bank - ME Go | ME Bank EconoME Home Loan | variable | own | P&I | 0–60% | 6.01% | ↗ |
| 5.99% | ME Bank - ME Go | ME Bank EconoME Home Loan | variable | own | P&I | 60.01–70% | 6.01% | ↗ |
| 5.99% | Police Bank | Police Value Home Loan | variable | own | P&I | 60–90% | 6.06% | ↗ |
| 5.99% | Police Bank | Goldrate Home Loan | variable | own | P&I | 0–60% | 6.06% | ↗ |
| 5.99% | Border Bank | Goldrate Home Loan | variable | own | P&I | 0–60% | 6.06% | ↗ |
| 5.99% | Border Bank | Customs Value Home Loan | variable | own | P&I | 60–90% | 6.06% | ↗ |
| 5.99% | ING BANK (Australia) Ltd | Mortgage Simplifier | variable | own | P&I | 1–50% | 6.02% | ↗ |
| 5.99% | ING BANK (Australia) Ltd | Mortgage Simplifier | variable | own | P&I | 51–60% | 6.02% | ↗ |
| 5.99% | ING BANK (Australia) Ltd | Mortgage Simplifier | variable | own | P&I | 61–70% | 6.02% | ↗ |
| 5.99% | First Option Bank | SIMPLE HOME LOAN | variable | own | P&I | 0–60% | 5.99% | ↗ |
| 5.99% | Westpac | Flexi First : Our lowest online variable home loan rate (Owner Occupied) | variable | own | P&I | 0–70% | 6.00% | ↗ |
| 5.99% | IMB Bank | Budget Home Loan | variable | own | P&I | 1–70% | 6.02% | ↗ |
| 5.99% | Australian Military Bank | DHOAS Rate Saver Home Loan | variable | own | P&I | 0–70% | 6.02% | ↗ |
| 5.99% | AMP - My AMP | AMP Essential Home Loan | variable | own | P&I | 0–50% | 6.02% | ↗ |
| 5.99% | AMP - My AMP | AMP Essential Home Loan | variable | own | P&I | 0–50% | 6.02% | ↗ |
| 5.99% | Central Murray Bank | HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Principal and Interest - Local Choice Loan - LVR < 60% | variable | own | P&I | — | 6.05% | ↗ |
| 5.99% | MoveBank | Everyday Home Loan | variable | own | P&I | — | — | |
| 5.99% | The Capricornian | No Frills Owner Occupied Home Loan | variable | own | P&I | 0–80% | 6.04% | ↗ |
| 5.99% | bankWAW | Back to Basics Owner Occupied | variable | own | P&I | 1–80% | 6.05% | ↗ |
| 5.99% | People First and Heritage Bank | Discount Variable - Owner Occupied | variable | own | P&I | 0–70% | 6.00% | ↗ |
| 5.99% | People First and Heritage Bank | Discount Variable - Owner Occupied | variable | own | P&I | 0–70% | 6.00% | ↗ |
| 5.99% | BankVic | Home Loan Special Variable Rate | variable | own | P&I | — | 5.99% | ↗ |
| 5.99% | Hume Bank | liteBlue Deposit Scheme O/Occ P+I (up to 98%LVR) | variable | own | P&I | — | 6.00% | ↗ |
| 5.99% | Hume Bank | liteBlue FHB Non Scheme O/Occ P+I (up to 95%LVR) | variable | own | P&I | — | 6.00% | ↗ |
| 5.99% | Hume Bank | liteBlue O/Occ P+I (up to 60%LVR) | variable | own | P&I | — | 6.00% | ↗ |
| 5.99% | RACQ Bank | Mortgage Saver Home Loan | variable | own | P&I | 0.01–60% | 6.03% | |
| 5.99% | Newcastle Permanent Building Society | Real Deal Home Loan Principal and Interest | variable | own | P&I | 0–80% | 6.03% | ↗ |
| 5.99% | Unity Bank | Momentum Home Loan 60LVR - Owner Occupier - Variable - P&I SO | variable | own | P&I | — | 6.04% | ↗ |
| 5.99% | Bank First | Basic Home Loan Variable LVR<60% | variable | own | P&I | 0–60% | 6.04% | ↗ |
| 5.99% | Summerland Bank | Premium Variable Home Loan | variable | own | P&I | — | 6.36% | ↗ |
| 5.99% | Summerland Bank | ECO Home Loan | variable | own | P&I | — | 6.05% | ↗ |
| 5.99% | Queensland Country Bank | Home Loan-Package | variable | own | P&I | 0–80% | 6.35% | ↗ |
| 5.99% | BCU Bank | OMG Home Loan (P&I) LVR<60 | variable | own | P&I | — | 6.02% | ↗ |
| 5.99% | Gateway Bank | Allium Money Premium | variable | own | P&I | 0–80% | 5.99% | ↗ |
| 5.99% | Gateway Bank | Premium Package | variable | own | P&I | 0–50% | 6.27% | ↗ |
| 5.99% | Gateway Bank | Premium Package | variable | own | P&I | 50–60% | 6.27% | ↗ |
| 5.99% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (With Offset) | variable | own | P&I | 0–50% | 6.25% | ↗ |
| 5.99% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (Without Offset) | variable | own | P&I | 0–50% | 6.01% | ↗ |
| 5.99% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (With Offset) | variable | own | P&I | 0–50% | 6.25% | ↗ |
| 5.99% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (Without Offset) | variable | own | P&I | 0–50% | 6.01% | ↗ |
| 6.00% | Family First | Standard Variable Rate Home Loan - Investment | variable | inv | P&I | 0–95% | 6.08% | ↗ |
| 6.03% | Bank of Queensland Limited | BOQ Essential Home Loan | variable | own | P&I | 0–60% | 6.05% | ↗ |
| 6.03% | Bank of Queensland Limited | BOQ Essential Home Loan | variable | own | P&I | 60.01–70% | 6.05% | ↗ |
| 6.03% | Bank of Queensland Limited | Economy Variable Home Loan | variable | own | P&I | 0–70% | 6.18% | ↗ |
| 6.03% | NRMA Home Loans | NRMA Offset Home Loan | variable | own | P&I | 60.01–70% | 6.23% | ↗ |
| 6.03% | NRMA Home Loans | NRMA Basic Home Loan | variable | own | P&I | 60.01–70% | 6.07% | ↗ |
| 6.03% | Qantas Money Home Loans | QANTAS Money Offset Home Loan | variable | own | P&I | 0–50% | 6.26% | ↗ |
| 6.03% | Qantas Money Home Loans | QANTAS Money Basic Home Loan | variable | own | P&I | 0–50% | 6.09% | ↗ |
| 6.04% | Bank Australia | Clean Energy Investment Loan | variable | inv | P&I | — | 6.34% | ↗ |
| 6.04% | Unloan | Unloan Home Loan | variable | inv | P&I | 0–80% | 5.95% | ↗ |
| 6.04% | Police Credit Union Ltd | Low Rate Home Loan Special Offer - Investment | variable | inv | P&I | 0–80% | 6.08% | ↗ |
| 6.04% | Credit Union SA | XL Interest Only Home Loan Package | variable | own | IO | — | 6.40% | ↗ |
| 6.04% | Bank of us | Flexidiscount Home Loan | variable | own | IO | 0.01–60% | 6.06% | ↗ |
| 6.04% | Bank of us | Flexidiscount Home Loan | variable | own | IO | 60.01–70% | 6.06% | ↗ |
| 6.04% | Credit Union SA | XL Interest Only Home Loan Package | variable | own | IO | 1–60% | 6.40% | ↗ |
| 6.04% | MyState Bank | Basic Variable Loan | variable | own | P&I | 61–70% | 6.07% | ↗ |
| 6.04% | MyState Bank | Basic Variable Loan | variable | own | P&I | 0–60% | 6.07% | ↗ |
| 6.04% | MyState Bank | Special Residential Variable Loan | variable | own | P&I | 0–60% | 6.09% | ↗ |
| 6.04% | MyState Bank | Special Residential Variable Loan | variable | own | P&I | 61–70% | 6.09% | ↗ |
| 6.04% | ME Bank - ME Go | ME Bank EconoME Home Loan | variable | own | P&I | 70.01–80% | 6.06% | ↗ |
| 6.04% | ME Bank - ME Go | ME Bank CompleteME Home Loan | variable | own | P&I | 0–60% | 6.42% | ↗ |
| 6.04% | ME Bank - ME Go | ME Bank CompleteME Home Loan | variable | own | P&I | 60.01–70% | 6.42% | ↗ |
| 6.04% | ME Bank - ME Go | ME Bank CompleteME Home Loan | variable | own | P&I | 0–60% | 6.42% | ↗ |
| 6.04% | ME Bank - ME Go | ME Bank CompleteME Home Loan | variable | own | P&I | 60.01–70% | 6.42% | ↗ |
| 6.04% | ME Bank - ME Go | ME Bank CompleteME Home Loan | variable | own | P&I | 0–60% | 6.42% | ↗ |
| 6.04% | ME Bank - ME Go | ME Bank CompleteME Home Loan | variable | own | P&I | 60.01–70% | 6.42% | ↗ |
| 6.04% | Police Bank | Goldrate Home Loan | variable | own | P&I | 60–80% | 6.11% | ↗ |
| 6.04% | Police Bank | Essential Workers Home Loan | variable | own | P&I | 0–60% | 6.11% | ↗ |
| 6.04% | Border Bank | Goldrate Home Loan | variable | own | P&I | 60–80% | 6.11% | ↗ |
| 6.04% | Regional Australia Bank | Regional Australia Bank Home Loan (Non Offset) | variable | own | P&I | 70–80% | 6.07% | ↗ |
| 6.04% | ING BANK (Australia) Ltd | Mortgage Simplifier | variable | own | P&I | 71–80% | 6.07% | ↗ |
| 6.04% | IMB Bank | Budget Home Loan | variable | own | P&I | 71–80% | 6.07% | ↗ |
| 6.04% | Credit Union SA | Variable Home Loan Package Specials | variable | own | P&I | — | 6.41% | ↗ |
| 6.04% | Credit Union SA | XL Home Loan Package | variable | own | P&I | — | 6.41% | ↗ |
| 6.04% | Auswide Bank Ltd | BASIC HOME LOAN | variable | own | P&I | 1–60% | 6.07% | ↗ |
| 6.04% | Auswide Bank Ltd | BASIC HOME LOAN | variable | own | P&I | 60.01–70% | 6.07% | ↗ |
| 6.04% | Macquarie Bank Limited | Macquarie Basic Home Loan | variable | own | P&I | 0–60% | 6.06% | ↗ |
| 6.04% | Macquarie Bank Limited | Macquarie Basic Home Loan | variable | own | P&I | 60–70% | 6.06% | ↗ |
| 6.04% | Macquarie Bank Limited | Macquarie Offset Home Loan | variable | own | P&I | 0–60% | 6.29% | ↗ |
| 6.04% | Macquarie Bank Limited | Macquarie Offset Home Loan | variable | own | P&I | 60–70% | 6.29% | ↗ |
| 6.04% | ORANGE CREDIT UNION LTD | Basic Variable Rate Home Loan | variable | own | P&I | 0–60% | 6.09% | ↗ |
| 6.04% | QBANK | Classic Home Loan | variable | own | P&I | 0–60% | 6.06% | ↗ |
| 6.04% | BankVic | Police Variable Home Loan Rate | variable | own | P&I | — | 6.04% | ↗ |
| 6.04% | Tiimely Home | Tiimely Basic Home Loan | variable | own | P&I | 60.01–70% | 6.05% | ↗ |
| 6.04% | Tiimely Home | Tiimely Basic Home Loan | variable | own | P&I | 70.01–80% | 6.05% | ↗ |
| 6.04% | Tiimely Home | Tiimely Offset Home Loan | variable | own | P&I | 60.01–70% | 6.21% | ↗ |
| 6.04% | Tiimely Home | Tiimely Offset Home Loan | variable | own | P&I | 70.01–80% | 6.21% | ↗ |
| 6.04% | Apollo | Apollo Max Bundle (With Offset) | variable | own | P&I | 0–50% | 6.30% | ↗ |
| 6.04% | loans.com.au | Variable Bold Home Loan | variable | own | P&I | 0–90% | 6.08% | ↗ |
| 6.04% | Woolworths Team Bank | Team Member Home Loan | variable | own | P&I | 100–80% | 6.13% | ↗ |
| 6.04% | Bank First | Basic Home Loan Variable LVR 60-70% | variable | own | P&I | 60.01–70% | 6.09% | ↗ |
| 6.04% | Summerland Bank | Basic Variable Home Loan | variable | own | P&I | — | 6.10% | ↗ |
| 6.04% | Summerland Bank | ECO Home Loan | variable | own | P&I | — | 6.10% | ↗ |
| 6.04% | BCU Bank | OMG Home Loan (P&I) LVR>60-80 | variable | own | P&I | — | 6.07% | ↗ |
| 6.04% | Gateway Bank | Premium Package | variable | own | P&I | 60–70% | 6.32% | ↗ |
| 6.04% | Gateway Bank | Premium Package | variable | own | P&I | 70–75% | 6.32% | ↗ |
| 6.04% | MyState Bank | Basic Variable Loan | variable | own | P&I | 61–70% | 6.07% | ↗ |
| 6.04% | MyState Bank | Basic Variable Loan | variable | own | P&I | 0–60% | 6.07% | ↗ |
| 6.04% | MyState Bank | Special Residential Variable Loan | variable | own | P&I | 0–60% | 6.09% | ↗ |
| 6.04% | MyState Bank | Special Residential Variable Loan | variable | own | P&I | 61–70% | 6.09% | ↗ |
| 6.04% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (With Offset) | variable | own | P&I | 50.01–60% | 6.30% | ↗ |
| 6.04% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (Without Offset) | variable | own | P&I | 50.01–60% | 6.06% | ↗ |
| 6.04% | Apollo | Apollo Max Bundle (Without Offset) | variable | own | P&I | 0–50% | 6.06% | ↗ |
| 6.04% | Apollo | Apollo Max Bundle (With Offset) | variable | own | P&I | 0–50% | 6.30% | ↗ |
| 6.04% | Apollo | Apollo Max Bundle (Without Offset) | variable | own | P&I | 0–50% | 6.06% | ↗ |
| 6.04% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (With Offset) | variable | own | P&I | 50.01–60% | 6.30% | ↗ |
| 6.04% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (Without Offset) | variable | own | P&I | 50.01–60% | 6.06% | ↗ |
| 6.04% | Credit Union SA | Variable Home Loan Package Specials | variable | own | P&I | — | 6.41% | ↗ |
| 6.04% | Credit Union SA | XL Home Loan Package | variable | own | P&I | 1–60% | 6.41% | ↗ |
| 6.05% | BNK Bank (Goldfields Money/BCHL) | Gold Prime Residential Basic Home Loans | variable | own | P&I | 0–70% | 6.08% | ↗ |
| 6.08% | Suncorp Bank | Back to Basics Variable Rate Better Together Special Offer | variable | own | P&I | 60.1–70% | 6.09% | ↗ |
| 6.08% | Suncorp Bank | Back to Basics Variable Rate Better Together Special Offer | variable | own | P&I | 1–60% | 6.09% | ↗ |
| 6.08% | AMP - My AMP | AMP Essential Home Loan | variable | own | P&I | 60–80% | 6.11% | ↗ |
| 6.08% | BankVic | Offset Police Variable Rate Home Loan | variable | own | P&I | — | 6.08% | ↗ |
| 6.08% | Bank of Queensland Limited | BOQ Essential Home Loan | variable | own | P&I | 70.01–80% | 6.10% | ↗ |
| 6.08% | Bank of Queensland Limited | Economy Variable Home Loan | variable | own | P&I | 70.01–80% | 6.23% | ↗ |
| 6.08% | NRMA Home Loans | NRMA Offset Home Loan | variable | own | P&I | 70.01–80% | 6.28% | ↗ |
| 6.08% | NRMA Home Loans | NRMA Basic Home Loan | variable | own | P&I | 70.01–80% | 6.12% | ↗ |
| 6.08% | Qantas Money Home Loans | QANTAS Money Offset Home Loan | variable | own | P&I | 50.01–60% | 6.31% | ↗ |
| 6.08% | Qantas Money Home Loans | QANTAS Money Offset Home Loan | variable | own | P&I | 60.01–70% | 6.31% | ↗ |
| 6.08% | Qantas Money Home Loans | QANTAS Money Basic Home Loan | variable | own | P&I | 50.01–60% | 6.14% | ↗ |
| 6.08% | Qantas Money Home Loans | QANTAS Money Basic Home Loan | variable | own | P&I | 60.01–70% | 6.14% | ↗ |
| 6.08% | Homestar Finance Pty Ltd | Star Classic | variable | own | P&I | 0–70% | 6.08% | ↗ |
| 6.08% | Homestar Finance Pty Ltd | Star Essentials | variable | own | P&I | 70.01–80% | 6.08% | ↗ |
| 6.08% | Zeus - Credit provided by Origin Mortgage Management Services, a trading name of Columbus Capital Pty Limited | Zeus Bolt | variable | own | P&I | 0–70% | 6.33% | ↗ |
| 6.08% | Zeus - Credit provided by Origin Mortgage Management Services, a trading name of Columbus Capital Pty Limited | Zeus Own | variable | own | P&I | 0–70% | 6.41% | ↗ |
| 6.09% | Regional Australia Bank | Regional Australia Bank Home Loan (Non Offset) | variable | inv | IO | 0–60% | 6.12% | ↗ |
| 6.09% | Regional Australia Bank | Regional Australia Bank Home Loan (Non Offset) | variable | inv | P&I | 0–60% | 6.12% | ↗ |
| 6.09% | Bank Australia | Offset Investment Loan | variable | inv | P&I | — | 6.28% | ↗ |
| 6.09% | bankWAW | Home Equity Loan Investment | variable | inv | P&I | 1–80% | 6.12% | ↗ |
| 6.09% | Easy Street | STREET SMART VARIABLE HOME LOAN - INVESTMENT (Principal and Interest) | variable | inv | P&I | — | 6.14% | ↗ |
| 6.09% | RACQ Bank | Fair Dinkum Investment Home Loan | variable | inv | P&I | 0.01–60% | 6.09% | |
| 6.09% | Summerland Bank | Basic Variable Investment Loan | variable | inv | P&I | — | 6.15% | ↗ |
| 6.09% | Summerland Bank | ECO Investment Home Loan | variable | inv | P&I | — | 6.15% | ↗ |
| 6.09% | MoveBank | Everyday Home Loan | variable | own | IO | — | — | |
| 6.09% | Bank of us | Flexidiscount Home Guarantee Scheme Home Loan | variable | own | IO | 80.01–90% | 6.13% | ↗ |
| 6.09% | Bank of us | Flexidiscount Home Guarantee Scheme Home Loan | variable | own | IO | 90.01–∞% | 6.16% | ↗ |
| 6.09% | Bank of us | Flexidiscount Home Loan | variable | own | IO | 70.01–80% | 6.11% | ↗ |
| 6.09% | Horizon Bank | First Home Buyer Loan - Interest Only | variable | own | IO | 70.01–90% | 6.09% | ↗ |
| 6.09% | Gateway Bank | Allium Money Essentials IO | variable | own | IO | 0–80% | 6.09% | ↗ |
| 6.09% | MyState Bank | Basic Variable Loan | variable | own | P&I | 71–80% | 6.12% | ↗ |
| 6.09% | MyState Bank | Basic Variable Loan | variable | own | P&I | — | 6.12% | ↗ |
| 6.09% | MyState Bank | Special Residential Variable Loan | variable | own | P&I | 71–80% | 6.14% | ↗ |
| 6.09% | MyState Bank | Special Residential Variable Loan | variable | own | P&I | — | 6.14% | ↗ |
| 6.09% | ME Bank - ME Go | ME Bank CompleteME Home Loan | variable | own | P&I | 70.01–80% | 6.47% | ↗ |
| 6.09% | ME Bank - ME Go | ME Bank CompleteME Home Loan | variable | own | P&I | 70.01–80% | 6.47% | ↗ |
| 6.09% | ME Bank - ME Go | ME Bank CompleteME Home Loan | variable | own | P&I | 70.01–80% | 6.47% | ↗ |
| 6.09% | NATIONAL AUSTRALIA BANK | NAB Defence Force Home Loan | variable | own | P&I | — | 6.22% | ↗ |
| 6.09% | NATIONAL AUSTRALIA BANK | NAB Tailored Home Loan | variable | own | P&I | 0–60% | 6.22% | ↗ |
| 6.09% | NATIONAL AUSTRALIA BANK | NAB Tailored Home Loan | variable | own | P&I | 60.01–70% | 6.22% | ↗ |
| 6.09% | Police Bank | Essential Workers Home Loan | variable | own | P&I | 60–90% | 6.16% | ↗ |
| 6.09% | CommBank | Digi Home Loan (Owner Occupied) | variable | own | P&I | 0–60% | 6.22% | ↗ |
| 6.09% | CommFCU | BOOST PACKAGE HOME LOAN - OWNER-OCCUPIED LVR 80% (Principal and Interest) | variable | own | P&I | — | 6.47% | ↗ |
| 6.09% | First Option Bank | SIMPLE HOME LOAN | variable | own | P&I | 60–70% | 6.09% | ↗ |
| 6.09% | Westpac | Flexi First : Our lowest online variable home loan rate (Owner Occupied) | variable | own | P&I | 70–80% | 6.10% | ↗ |
| 6.09% | IMB Bank | Essentials Home Loan | variable | own | P&I | 1–70% | 6.20% | ↗ |
| 6.09% | Australian Military Bank | RateSaver Home Loan | variable | own | P&I | 0–70% | 6.12% | ↗ |
| 6.09% | Bendigo Bank | Bendigo Easy Home Loan | variable | own | P&I | 0–60% | 6.11% | ↗ |
| 6.09% | Central Murray Bank | HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Principal and Interest - Local Choice Loan - LVR 60-70% | variable | own | P&I | — | 6.15% | ↗ |
| 6.09% | Bank First | Premier Package Home Loan Owner Occupied Variable LVR <60% | variable | own | P&I | 0–60% | 6.48% | ↗ |
| 6.09% | Bank of Sydney | BOS Basic Home Loan Owner Occupied | variable | own | P&I | 0–60% | 6.13% | ↗ |
| 6.09% | MoveBank | Everyday Home Loan | variable | own | P&I | — | — | |
| 6.09% | Macquarie Bank Limited | Macquarie Basic Home Loan | variable | own | P&I | 70–80% | 6.11% | ↗ |
| 6.09% | Macquarie Bank Limited | Macquarie Offset Home Loan | variable | own | P&I | 70–80% | 6.34% | ↗ |
| 6.09% | Unity Bank | Advantage Home Loan - Owner Occupied - Variable P&I - Without Offset | variable | own | P&I | — | 6.14% | ↗ |
| 6.09% | People First and Heritage Bank | Discount Variable - Owner Occupied | variable | own | P&I | 70.1–80% | 6.10% | ↗ |
| 6.09% | People First and Heritage Bank | Discount Variable - Owner Occupied | variable | own | P&I | 70.1–80% | 6.10% | ↗ |
| 6.09% | bankWAW | Home Equity Loan Owner Occupied | variable | own | P&I | 1–80% | 6.12% | ↗ |
| 6.09% | Easy Street | STREET SMART VARIABLE HOME LOAN - OWNER-OCCUPIED (Principal and Interest) | variable | own | P&I | — | 6.14% | ↗ |
| 6.09% | Hume Bank | myBlue Deposit Scheme Variable O/Occ P+I (up to 98% LVR) | variable | own | P&I | — | 6.09% | ↗ |
| 6.09% | Hume Bank | liteBlue O/Occ P+I (60%-80% LVR) | variable | own | P&I | — | 6.10% | ↗ |
| 6.09% | QBANK | Classic Home Loan | variable | own | P&I | 60–70% | 6.11% | ↗ |
| 6.09% | RACQ Bank | Mortgage Breaker Owner Occupied | variable | own | P&I | 0.01–60% | 6.13% | |
| 6.09% | Connective Select | Connective Select Basic Home Loan | variable | own | P&I | 0–50% | 6.11% | ↗ |
| 6.09% | Connective Select | Connective Select Basic Home Loan | variable | own | P&I | 50.01–60% | 6.11% | ↗ |
| 6.09% | Virgin Money | Virgin Money Loaded Home Loan | variable | own | P&I | 0–60% | 6.38% | ↗ |
| 6.09% | Virgin Money | Virgin Money Loaded Home Loan | variable | own | P&I | 0–60% | 6.38% | ↗ |
| 6.09% | Virgin Money | Virgin Money Loaded Home Loan | variable | own | P&I | 0–60% | 6.38% | ↗ |
| 6.09% | Aussie Elevate | Aussie Elevate Basic Home Loan | variable | own | P&I | 0–50% | 6.11% | ↗ |
| 6.09% | Aussie Elevate | Aussie Elevate Basic Home Loan | variable | own | P&I | 50.01–60% | 6.11% | ↗ |
| 6.09% | AFG Home Loans Alpha | AFG Alpha Basic Home Loan | variable | own | P&I | 0–50% | 6.11% | ↗ |
| 6.09% | AFG Home Loans Alpha | AFG Alpha Basic Home Loan | variable | own | P&I | 50.01–60% | 6.11% | ↗ |
| 6.09% | Apollo | Apollo Max Bundle (With Offset) | variable | own | P&I | 50.01–60% | 6.35% | ↗ |
| 6.09% | MCCA | Amlak Select Package (No Offset) | variable | own | P&I | 0–80% | 6.19% | |
| 6.09% | Unity Bank | Momentum Home Loan 60-80LVR - Owner Occupier - Variable - P&I SO | variable | own | P&I | — | 6.14% | ↗ |
| 6.09% | Bank First | Complete Home Loan Owner Occupied Variable LVR <60% | variable | own | P&I | 0–60% | 6.14% | ↗ |
| 6.09% | Bank First | Basic Home Loan Variable LVR 70-80% | variable | own | P&I | 70.01–80% | 6.14% | ↗ |
| 6.09% | Hume Bank | myBlue Variable O/Occ P+I (up to 60% LVR) | variable | own | P&I | — | 6.09% | ↗ |
| 6.09% | Hume Bank | myBlue FHB Non Scheme Variable O/Occ P+I (up to 95% LVR) | variable | own | P&I | — | 6.09% | ↗ |
| 6.09% | Beyond Bank Australia | Total Home Loan Package | variable | own | P&I | 0–60% | 6.44% | ↗ |
| 6.09% | Beyond Bank Australia | Purple Basic Vbl Home Loan | variable | own | P&I | 0–60% | 6.12% | ↗ |
| 6.09% | Summerland Bank | Premium Variable Home Loan | variable | own | P&I | — | 6.46% | ↗ |
| 6.09% | Summerland Bank | Basic Variable Home Loan | variable | own | P&I | — | 6.15% | ↗ |
| 6.09% | Fire Service Credit Union | L5 Mortgage Insured Home Loan | variable | own | P&I | — | 6.10% | ↗ |
| 6.09% | UBank | Neat - OO Variable P&I | variable | own | P&I | 0–60% | 6.11% | ↗ |
| 6.09% | UBank | Neat - OO Variable P&I | variable | own | P&I | 60.01–70% | 6.11% | ↗ |
| 6.09% | UBank | Flex - Variable OO P&I | variable | own | P&I | 0–60% | 6.33% | ↗ |
| 6.09% | UBank | Flex - Variable OO P&I | variable | own | P&I | 60.01–70% | 6.33% | ↗ |
| 6.09% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (With Offset) | variable | own | P&I | 60.01–70% | 6.35% | ↗ |
| 6.09% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (Without Offset) | variable | own | P&I | 60.01–70% | 6.11% | ↗ |
| 6.09% | Apollo | Apollo Max Bundle (Without Offset) | variable | own | P&I | 50.01–60% | 6.11% | ↗ |
| 6.09% | Apollo | Apollo Max Bundle (With Offset) | variable | own | P&I | 50.01–60% | 6.35% | ↗ |
| 6.09% | Apollo | Apollo Max Bundle (Without Offset) | variable | own | P&I | 50.01–60% | 6.11% | ↗ |
| 6.09% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (With Offset) | variable | own | P&I | 60.01–70% | 6.35% | ↗ |
| 6.09% | Mortgage Choice Freedom | Mortgage Choice Freedom Prime Bundle (Without Offset) | variable | own | P&I | 60.01–70% | 6.11% | ↗ |
| 6.10% | Family First | Standard Variable Rate Home Loan - Investment | variable | inv | P&I | 0–95% | 6.18% | ↗ |
| 6.10% | Regional Australia Bank | Regional Australia Bank Home Loan (Offset) | variable | own | P&I | 0–60% | 6.13% | ↗ |
| 6.10% | BankVic | Fixed Rate Home Loan - 1 year | variable | own | P&I | — | — | ↗ |
| 6.10% | BankVic | Fixed Rate Home Loan - 2 years | variable | own | P&I | — | — | ↗ |
| 6.10% | BankVic | Fixed Rate Home Loan - 3 years | variable | own | P&I | — | — | ↗ |
| 6.10% | BankVic | Fixed Rate Home Loan - 4 years | variable | own | P&I | — | — | ↗ |
| 6.10% | BankVic | Fixed Rate Home Loan - 5 years | variable | own | P&I | — | — | ↗ |
| 6.10% | BankVic | Home Loan Variable Rate | variable | own | P&I | — | 6.10% | ↗ |
| 6.10% | SWSbank | Optimum 3 Year Fixed Rate Home Loan | variable | own | P&I | — | — | ↗ |
| 6.10% | SWSbank | Optimum 2 Year Fixed Rate Home Loan | variable | own | P&I | — | — | ↗ |
| 6.10% | SWSbank | Optimum 1 Year Fixed Rate Home Loan | variable | own | P&I | — | — | ↗ |
| 6.10% | SWSbank | Intro Discounted Standard Variable Home Loan | variable | own | P&I | — | — | ↗ |
| 6.10% | BNK Bank (Goldfields Money/BCHL) | Gold Prime Residential Basic Home Loans | variable | own | P&I | 70.01–80% | 6.13% | ↗ |
| 6.10% | SWSbank | Standard Variable Rate Home Loan | variable | own | P&I | — | 6.10% | ↗ |
| 6.10% | Gateway Bank | Green Home Loan | variable | own | P&I | 0–80% | 6.38% | ↗ |
| 6.12% | CommBank | Digi Home Loan (Owner Occupied) | variable | own | P&I | 60.01–70% | 6.25% | ↗ |
| 6.13% | Bank of China | Discount Plus Investment Home Loan (with Interest Only Repayment) | variable | inv | IO | 0–80% | 6.51% | ↗ |
| 6.13% | Bank of China | Discount Investment Home Loan (with Interest Only Repayment) | variable | inv | IO | 0–80% | 6.33% | ↗ |
| 6.13% | Southern Cross Credit Union | EMONEY HOME LOAN | variable | inv | P&I | 80.01–95% | 6.48% | |
| 6.13% | Southern Cross Credit Union | EMONEY HOME LOAN | variable | inv | P&I | 0–60% | 6.48% | |
| 6.13% | Southern Cross Credit Union | EMONEY HOME LOAN | variable | inv | P&I | 60.01–80% | 6.48% | |
| 6.13% | Southern Cross Credit Union | LJH 5STAR HOME LOAN | variable | inv | P&I | 80.01–95% | 6.48% | |
| 6.13% | Southern Cross Credit Union | LJH 5STAR HOME LOAN | variable | inv | P&I | 0–60% | 6.48% | |
| 6.13% | Southern Cross Credit Union | LJH 5STAR HOME LOAN | variable | inv | P&I | 60.01–80% | 6.48% | |
| 6.13% | Southern Cross Credit Union | BROKER HOME LOAN | variable | inv | P&I | 80.01–95% | 6.48% | |
| 6.13% | Southern Cross Credit Union | BROKER HOME LOAN | variable | inv | P&I | 0–60% | 6.48% | |
| 6.13% | Southern Cross Credit Union | BROKER HOME LOAN | variable | inv | P&I | 60.01–80% | 6.48% | |
| 6.13% | Southern Cross Credit Union | PREMIUM HOME LOAN | variable | inv | P&I | 80.01–95% | 6.48% | ↗ |
| 6.13% | Southern Cross Credit Union | PREMIUM HOME LOAN | variable | inv | P&I | 0–60% | 6.48% | ↗ |
| 6.13% | Southern Cross Credit Union | PREMIUM HOME LOAN | variable | inv | P&I | 60.01–80% | 6.48% | ↗ |
| 6.13% | BankVic | Special Police Investor Variable Rate Home Loan | variable | inv | P&I | — | 6.13% | ↗ |
| 6.13% | Bank of China | Discount Plus Investment Home Loan (with Principal and Interest Repayment) | variable | inv | P&I | 0–80% | 6.51% | ↗ |
| 6.13% | Bank of China | Discount Investment Home Loan (With Principal and Interest Repayment) | variable | inv | P&I | 0–80% | 6.33% | ↗ |
| 6.13% | Bank of Queensland Limited | BOQ Essential Home Loan | variable | inv | P&I | 0–60% | 6.15% | ↗ |
| 6.13% | Bank of Queensland Limited | BOQ Essential Home Loan | variable | inv | P&I | 60.01–70% | 6.15% | ↗ |
| 6.13% | Bank of Queensland Limited | Economy Variable Home Loan | variable | inv | P&I | 0–70% | 6.28% | ↗ |
| 6.13% | Suncorp Bank | Back to Basics Variable Rate Better Together Special Offer | variable | own | P&I | 70.1–80% | 6.14% | ↗ |
| 6.13% | Suncorp Bank | Standard Variable Rate - Home Package Plus Special Offers | variable | own | P&I | 60.1–70% | 6.48% | ↗ |
| 6.13% | Suncorp Bank | Standard Variable Rate - Home Package Plus Special Offers | variable | own | P&I | 1–60% | 6.48% | ↗ |
| 6.13% | AMP - My AMP | AMP First Home Loan | variable | own | P&I | 0–90% | 6.13% | ↗ |
| 6.13% | Bendigo Bank | Bendigo Easy Home Loan | variable | own | P&I | 60.01–80% | 6.15% | ↗ |
| 6.13% | Qudos Bank | No Frills Home Loan | variable | own | P&I | 0–70% | 6.13% | ↗ |
| 6.13% | Qudos Bank | Low Cost Value Package | variable | own | P&I | 0–70% | 6.32% | ↗ |
| 6.13% | Bank Australia | Offset Home Loan | variable | own | P&I | 0–60% | 6.32% | ↗ |
| 6.13% | Bank Australia | Offset Home Loan | variable | own | P&I | 60.1–70% | 6.32% | ↗ |
| 6.13% | Bank Australia | Basic Home Loan | variable | own | P&I | 0–60% | 6.13% | ↗ |
| 6.13% | Bank Australia | Basic Home Loan | variable | own | P&I | 60.1–70% | 6.13% | ↗ |
| 6.13% | Qantas Money Home Loans | QANTAS Money Offset Home Loan | variable | own | P&I | 70.01–80% | 6.36% | ↗ |
| 6.13% | Qantas Money Home Loans | QANTAS Money Basic Home Loan | variable | own | P&I | 70.01–80% | 6.20% | ↗ |
| 6.13% | Zeus - Credit provided by Origin Mortgage Management Services, a trading name of Columbus Capital Pty Limited | Zeus Bolt | variable | own | P&I | 70.01–80% | 6.37% | ↗ |
| 6.13% | Zeus - Credit provided by Origin Mortgage Management Services, a trading name of Columbus Capital Pty Limited | Zeus Own | variable | own | P&I | 70.01–80% | 6.46% | ↗ |
| 6.13% | P&N Bank | Basic Variable HL LVR <60 | variable | own | P&I | — | 6.16% | ↗ |
| 6.14% | Regional Australia Bank | Regional Australia Bank Home Loan (Non Offset) | variable | inv | IO | 60–70% | 6.17% | ↗ |
| 6.14% | Police Bank | Police Value Home Loan | variable | inv | P&I | 0–60% | 6.21% | ↗ |
| 6.14% | Border Bank | Customs Value Home Loan | variable | inv | P&I | 0–60% | 6.21% | ↗ |
| 6.14% | Regional Australia Bank | Regional Australia Bank Home Loan (Non Offset) | variable | inv | P&I | 60–70% | 6.17% | ↗ |
| 6.14% | ING BANK (Australia) Ltd | Mortgage Simplifier | variable | inv | P&I | 1–50% | 6.17% | ↗ |
| 6.14% | ING BANK (Australia) Ltd | Mortgage Simplifier | variable | inv | P&I | 51–60% | 6.17% | ↗ |
| 6.14% | ING BANK (Australia) Ltd | Mortgage Simplifier | variable | inv | P&I | 61–70% | 6.17% | ↗ |
| 6.14% | Westpac | Flexi First : Our lowest online variable home loan rate (Investor) | variable | inv | P&I | 0–70% | 6.15% | ↗ |
| 6.14% | AMP - My AMP | AMP Essential Home Loan | variable | inv | P&I | 50–60% | 6.17% | ↗ |
| 6.14% | AMP - My AMP | AMP Essential Home Loan | variable | inv | P&I | 0–50% | 6.17% | ↗ |
| 6.14% | Bendigo Bank | Bendigo Easy Home Loan | variable | inv | P&I | 0–60% | 6.16% | ↗ |
| 6.14% | MoveBank | Everyday Home Loan | variable | inv | P&I | — | — | |
| 6.14% | Macquarie Bank Limited | Macquarie Basic Home Loan | variable | inv | P&I | 0–60% | 6.16% | ↗ |
| 6.14% | Macquarie Bank Limited | Macquarie Offset Home Loan | variable | inv | P&I | 0–60% | 6.39% | ↗ |
| 6.14% | Bank Australia | Clean Energy Investment Loan | variable | inv | P&I | — | 6.38% | ↗ |
| 6.14% | People First and Heritage Bank | Discount Variable - Investment | variable | inv | P&I | 0–70% | 6.15% | ↗ |
| 6.14% | People First and Heritage Bank | Discount Variable - Investment | variable | inv | P&I | 0–70% | 6.15% | ↗ |
| 6.14% | Hume Bank | liteBlue Investor P+I (up to 60% LVR) | variable | inv | P&I | — | 6.15% | ↗ |
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Found in the data: what lenders charge above 80% and the rate a fixed loan rolls onto.