RateGapevery home loan rate lenders publish, compared

Every advertised rate

The raw list of rates the comparison runs on. One row per advertised rate, as the lender published it. Rate movements over time · Back to the data overview.

"All, with discounts" adds discounts, bundle rates and introductory offers, which are not loan prices.

Opening on variable rates for a home you live in, paying principal and interest, leaving out loans only some groups can get. Show every priced rate.

Showing the lowest 400 of 1,304 matching rates. Narrow the filters to see the rest.

RateLenderProductTypeForRepayLVR bandComparison
5.65% Family First Standard Variable Rate Home Loan - Owner Occupied variable owner-occupied P&I 0–95% 5.73% ↗
5.69% AAA FINANCIAL CORPORATION Portfolio Loan variable owner-occupied P&I 0–90% —
5.75% Family First Standard Variable Rate Home Loan - Owner Occupied variable owner-occupied P&I 0–95% 5.83% ↗
5.79% Easy Street STREET SMART VARIABLE HOME LOAN SPECIAL - OWNER-OCCUPIED REFINANCE (Principal and Interest) variable owner-occupied P&I — 5.80% ↗
5.85% Family First Standard Variable Rate Home Loan - Owner Occupied variable owner-occupied P&I 0–95% 5.93% ↗
5.85% CommFCU Core Variable Home Loan - Owner-occupied LVR 80% Special (Principal and Interest) variable owner-occupied P&I — 5.90% ↗
5.85% CommFCU Go Basic Variable Home Loan - Owner-occupied LVR 80% Special (Principal and Interest) variable owner-occupied P&I — 5.90% ↗
5.89% RACQ Bank Fair Dinkum Home Loan variable owner-occupied P&I 0.01–60% 5.89%
5.89% Mortgage House Chameleon - Executive Home Loan 60 variable owner-occupied P&I — 5.93%
5.89% Mortgage House Chameleon - Executive Home Loan 60 (with offset) variable owner-occupied P&I — 6.29%
5.93% Homestar Finance Pty Ltd Star Nova variable owner-occupied P&I 0–70% 5.93% ↗
5.94% Broken Hill Bank Choice Home Loan variable owner-occupied P&I — 5.99% ↗
5.94% Gateway Bank Low Rate Essentials variable owner-occupied P&I 60–70% 5.96% ↗
5.94% Mortgage House Chameleon - Executive Home Loan 80 variable owner-occupied P&I — 5.98%
5.95% Bank Australia Offset Home Loan variable owner-occupied P&I — 6.14% ↗
5.95% Easy Street STREET SMART VARIABLE HOME LOAN SPECIAL - OWNER-OCCUPIED (Principal and Interest) variable owner-occupied P&I — 6.00% ↗
5.98% Homestar Finance Pty Ltd Star Nova variable owner-occupied P&I 70.01–80% 5.98% ↗
5.98% Homestar Finance Pty Ltd Star Essentials variable owner-occupied P&I 0–70% 5.98% ↗
5.99% First Option Bank SIMPLE HOME LOAN variable owner-occupied P&I 0–60% 5.99% ↗
5.99% MoveBank Everyday Home Loan variable owner-occupied P&I — —
5.99% RACQ Bank Mortgage Saver Home Loan variable owner-occupied P&I 0.01–60% 6.03%
5.99% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (With Offset) variable owner-occupied P&I 0–50% 6.25% ↗
5.99% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (Without Offset) variable owner-occupied P&I 0–50% 6.01% ↗
6.04% MyState Bank Basic Variable Loan variable owner-occupied P&I 61–70% 6.07% ↗
6.04% MyState Bank Basic Variable Loan variable owner-occupied P&I 0–60% 6.07% ↗
6.04% MyState Bank Special Residential Variable Loan variable owner-occupied P&I 0–60% 6.09% ↗
6.04% MyState Bank Special Residential Variable Loan variable owner-occupied P&I 61–70% 6.09% ↗
6.04% IMB Bank Budget Home Loan variable owner-occupied P&I 71–80% 6.07% ↗
6.04% Apollo Apollo Max Bundle (With Offset) variable owner-occupied P&I 0–50% 6.30% ↗
6.04% MyState Bank Basic Variable Loan variable owner-occupied P&I 61–70% 6.07% ↗
6.04% MyState Bank Special Residential Variable Loan variable owner-occupied P&I 61–70% 6.09% ↗
6.04% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (With Offset) variable owner-occupied P&I 50.01–60% 6.30% ↗
6.04% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (Without Offset) variable owner-occupied P&I 50.01–60% 6.06% ↗
6.04% Apollo Apollo Max Bundle (Without Offset) variable owner-occupied P&I 0–50% 6.06% ↗
6.08% Suncorp Bank Back to Basics Variable Rate Better Together Special Offer variable owner-occupied P&I 60.1–70% 6.09% ↗
6.08% Suncorp Bank Back to Basics Variable Rate Better Together Special Offer variable owner-occupied P&I 1–60% 6.09% ↗
6.08% Homestar Finance Pty Ltd Star Classic variable owner-occupied P&I 0–70% 6.08% ↗
6.08% Homestar Finance Pty Ltd Star Essentials variable owner-occupied P&I 70.01–80% 6.08% ↗
6.08% Zeus Zeus Bolt variable owner-occupied P&I 0–70% 6.33% ↗
6.08% Zeus Zeus Own variable owner-occupied P&I 0–70% 6.41% ↗
6.08% Zeus Zeus Own variable owner-occupied P&I 0–70% 6.41% ↗
6.08% Zeus Zeus Bolt variable owner-occupied P&I 0–70% 6.33% ↗
6.08% Homestar Finance Pty Ltd Star Classic variable owner-occupied P&I 0–70% 6.08% ↗
6.08% AAA FINANCIAL CORPORATION Standard Home Loan variable owner-occupied P&I 0–70% 6.08% ↗
6.09% MyState Bank Basic Variable Loan variable owner-occupied P&I 71–80% 6.12% ↗
6.09% MyState Bank Basic Variable Loan variable owner-occupied P&I — 6.12% ↗
6.09% MyState Bank Special Residential Variable Loan variable owner-occupied P&I 71–80% 6.14% ↗
6.09% MyState Bank Special Residential Variable Loan variable owner-occupied P&I — 6.14% ↗
6.09% Greater Bank Discounted Great Rate Home Loan - Variable Owner Occupied variable owner-occupied P&I — 6.10% ↗
6.09% First Option Bank SIMPLE HOME LOAN variable owner-occupied P&I 60–70% 6.09% ↗
6.09% MoveBank Everyday Home Loan variable owner-occupied P&I — —
6.09% RACQ Bank Mortgage Breaker Owner Occupied variable owner-occupied P&I 0.01–60% 6.13%
6.09% Virgin Money Virgin Money Lite Home Loan variable owner-occupied P&I 0–60% 6.11% ↗
6.09% Virgin Money Virgin Money Lite Home Loan variable owner-occupied P&I 60.01–70% 6.11% ↗
6.09% Virgin Money Virgin Money Lite Home Loan variable owner-occupied P&I 70.01–80% 6.11% ↗
6.09% Apollo Apollo Max Bundle (With Offset) variable owner-occupied P&I 50.01–60% 6.35% ↗
6.09% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (With Offset) variable owner-occupied P&I 60.01–70% 6.35% ↗
6.09% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (Without Offset) variable owner-occupied P&I 60.01–70% 6.11% ↗
6.09% Apollo Apollo Max Bundle (Without Offset) variable owner-occupied P&I 50.01–60% 6.11% ↗
6.09% gmcu Standard Variable Plus variable owner-occupied P&I 0–60% 6.25% ↗
6.10% SWSbank Optimum 3 Year Fixed Rate Home Loan variable owner-occupied P&I — — ↗
6.10% SWSbank Optimum 2 Year Fixed Rate Home Loan variable owner-occupied P&I — — ↗
6.10% SWSbank Optimum 1 Year Fixed Rate Home Loan variable owner-occupied P&I — — ↗
6.10% SWSbank Intro Discounted Standard Variable Home Loan variable owner-occupied P&I — — ↗
6.10% SWSbank Standard Variable Rate Home Loan variable owner-occupied P&I — 6.10% ↗
6.10% SWSbank Intro Discounted Standard Variable Home Loan variable owner-occupied P&I — —
6.13% Suncorp Bank Back to Basics Variable Rate Better Together Special Offer variable owner-occupied P&I 70.1–80% 6.14% ↗
6.13% Zeus Zeus Bolt variable owner-occupied P&I 70.01–80% 6.37% ↗
6.13% Zeus Zeus Own variable owner-occupied P&I 70.01–80% 6.46% ↗
6.13% Zeus Zeus Own variable owner-occupied P&I 70.01–80% 6.46% ↗
6.13% Zeus Zeus Bolt variable owner-occupied P&I 70.01–80% 6.37% ↗
6.13% Homestar Finance Pty Ltd Star Essentials variable owner-occupied P&I 0–70% 6.13% ↗
6.14% Regional Australia Bank Regional Australia Bank Home Loan (Non Offset) variable owner-occupied P&I 0–60% 6.17% ↗
6.14% IMB Bank Essentials Home Loan variable owner-occupied P&I 71–80% 6.25% ↗
6.14% TMCU 2 FIXED RATE HOME LOAN variable owner-occupied P&I — — ↗
6.14% TMCU 1 YEAR FIXED RATE LOAN variable owner-occupied P&I — — ↗
6.14% Unloan Unloan Home Loan variable owner-occupied P&I 0–80% 6.05% ↗
6.14% Mortgage House Chameleon - Executive Home Loan 60 variable owner-occupied P&I — 6.18%
6.14% Mortgage House Chameleon - Executive Home Loan 60 (with offset) variable owner-occupied P&I — 6.54%
6.14% Apollo Apollo Max Bundle (With Offset) variable owner-occupied P&I 60.01–70% 6.40% ↗
6.14% Mortgage Choice Freedom Mortgage Choice Freedom Flex Bundle variable owner-occupied P&I 0–50% 6.14% ↗
6.14% Mortgage Choice Freedom Mortgage Choice Freedom Saver variable owner-occupied P&I 0–50% 6.14% ↗
6.14% Summerland Bank Basic Variable Home Loan variable owner-occupied P&I — 6.20% ↗
6.14% Gateway Bank Low Rate Essentials variable owner-occupied P&I 0–50% 6.16% ↗
6.14% Gateway Bank Low Rate Essentials variable owner-occupied P&I 50–60% 6.16% ↗
6.14% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (With Offset) variable owner-occupied P&I 70.01–80% 6.40% ↗
6.14% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (Without Offset) variable owner-occupied P&I 70.01–80% 6.16% ↗
6.14% Mortgage Choice Freedom Mortgage Choice Freedom Prime (With Offset) variable owner-occupied P&I 0–50% 6.40% ↗
6.14% Apollo Apollo Max Bundle (Without Offset) variable owner-occupied P&I 60.01–70% 6.16% ↗
6.14% Mortgage Choice Freedom Mortgage Choice Freedom Prime (Without Offset) variable owner-occupied P&I 0–50% 6.16% ↗
6.15% CommFCU Go Basic Variable Home Loan - Owner-occupied LVR 80% (Principal and Interest) variable owner-occupied P&I — 6.20% ↗
6.18% Bank of China Discount Plus Home Loan (with Principal and Interest Repayment) variable owner-occupied P&I 0–80% 6.56% ↗
6.18% Bank of China Discount Home Loan (With Principal and Interest Repayment) variable owner-occupied P&I 0–80% 6.38% ↗
6.18% Homestar Finance Pty Ltd Star Classic variable owner-occupied P&I 70.01–80% 6.18% ↗
6.18% Homestar Finance Pty Ltd Star Classic variable owner-occupied P&I 70.01–80% 6.18% ↗
6.18% AAA FINANCIAL CORPORATION Standard Home Loan variable owner-occupied P&I 70.01–80% 6.18% ↗
6.19% Regional Australia Bank Regional Australia Bank Home Loan (Non Offset) variable owner-occupied P&I 60–70% 6.22% ↗
6.19% First Option Bank SIMPLE HOME LOAN variable owner-occupied P&I 70–95% 6.19% ↗
6.19% IMB Bank Budget Home Loan variable owner-occupied P&I 1–70% 6.22% ↗
6.19% MoveBank Offset Home Loan variable owner-occupied P&I — —
6.19% MoveBank Everyday Home Loan variable owner-occupied P&I — —
6.19% gmcu Standard Variable Plus variable owner-occupied P&I 0–80% 6.35% ↗
6.19% Newcastle Permanent Real Deal Home Loan Principal and Interest variable owner-occupied P&I 0–80% 6.23% ↗
6.19% NRMA Home Loans NRMA Offset Home Loan variable owner-occupied P&I 0–50% 6.39% ↗
6.19% NRMA Home Loans NRMA Offset Home Loan variable owner-occupied P&I 50.01–60% 6.39% ↗
6.19% NRMA Home Loans NRMA Basic Home Loan variable owner-occupied P&I 0–50% 6.23% ↗
6.19% NRMA Home Loans NRMA Basic Home Loan variable owner-occupied P&I 50.01–60% 6.23% ↗
6.19% Mortgage House Chameleon - Executive Home Loan 80 variable owner-occupied P&I — 6.23%
6.19% Apollo Apollo Max (With Offset) variable owner-occupied P&I 0–50% 6.45% ↗
6.19% Apollo Apollo Max Bundle (With Offset) variable owner-occupied P&I 70.01–80% 6.45% ↗
6.19% Mortgage Choice Freedom Mortgage Choice Freedom Flex Bundle variable owner-occupied P&I 50.01–60% 6.17% ↗
6.19% Mortgage Choice Freedom Mortgage Choice Freedom Saver variable owner-occupied P&I 50.01–60% 6.17% ↗
6.19% loans.com.au Bare Home Loan variable owner-occupied P&I 0–90% 6.23% ↗
6.19% Gateway Bank Allium Money Essentials variable owner-occupied P&I 0–80% 6.19% ↗
6.19% MyState Bank Basic Variable Loan variable owner-occupied P&I 71–80% 6.22% ↗
6.19% MyState Bank Special Residential Variable Loan variable owner-occupied P&I 71–80% 6.24% ↗
6.19% Apollo Apollo Max Bundle (Without Offset) variable owner-occupied P&I 70.01–80% 6.21% ↗
6.19% Mortgage Choice Freedom Mortgage Choice Freedom Prime (With Offset) variable owner-occupied P&I 50.01–60% 6.45% ↗
6.19% Mortgage Choice Freedom Mortgage Choice Freedom Prime (Without Offset) variable owner-occupied P&I 50.01–60% 6.21% ↗
6.19% Apollo Apollo Max (Without Offset) variable owner-occupied P&I 0–50% 6.21% ↗
6.19% Mortgage House Chameleon - Freedom Home Loan 80 variable owner-occupied P&I — 6.23%
6.19% Gateway Bank Low Rate Essentials variable owner-occupied P&I 60–70% 6.21% ↗
6.19% gmcu Standard Variable Plus variable owner-occupied P&I 60–80% 6.35% ↗
6.20% Up Up Home Loan variable owner-occupied P&I — 6.20% ↗
6.20% Tiimely Home Tiimely Basic Home Loan variable owner-occupied P&I 0–50% 6.21% ↗
6.20% Tiimely Home Tiimely Basic Home Loan variable owner-occupied P&I 50.01–60% 6.21% ↗
6.20% Tiimely Home Tiimely Offset Home Loan variable owner-occupied P&I 0–50% 6.37% ↗
6.20% Tiimely Home Tiimely Offset Home Loan variable owner-occupied P&I 50.01–60% 6.37% ↗
6.23% Homestar Finance Pty Ltd Star Essentials variable owner-occupied P&I 70.01–80% 6.23% ↗
6.23% Homestar Finance Pty Ltd Star Nova variable owner-occupied P&I 0–70% 6.23% ↗
6.23% Homestar Finance Pty Ltd Star Classic variable owner-occupied P&I 0–70% 6.23% ↗
6.24% ME Bank - ME Go ME Bank EconoME Home Loan variable owner-occupied P&I 0–60% 6.26% ↗
6.24% ME Bank - ME Go ME Bank EconoME Home Loan variable owner-occupied P&I 60.01–70% 6.26% ↗
6.24% Westpac Flexi First: Our lowest online variable home loan rate (Owner Occupied) variable owner-occupied P&I 0–70% 6.25% ↗
6.24% AMP - My AMP AMP Essential Home Loan variable owner-occupied P&I 0–50% 6.27% ↗
6.24% AMP - My AMP AMP Essential Home Loan variable owner-occupied P&I 0–50% 6.27% ↗
6.24% Central Murray Bank HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Principal and Interest - Local Choice Loan - LVR < 60% variable owner-occupied P&I — 6.30% ↗
6.24% Bank of Sydney BOS Basic Home Loan Owner Occupied variable owner-occupied P&I 0–60% 6.28% ↗
6.24% bankWAW Back to Basics Owner Occupied variable owner-occupied P&I 1–80% 6.29% ↗
6.24% People First and Heritage Bank Discount Variable - Owner Occupied variable owner-occupied P&I 0–70% 6.25% ↗
6.24% People First and Heritage Bank Discount Variable - Owner Occupied variable owner-occupied P&I 0–70% 6.25% ↗
6.24% Bank of us TOPLINE HOME LOAN variable owner-occupied P&I 0.01–80% 6.24% ↗
6.24% Bank of us TOPLINE HOME LOAN variable owner-occupied P&I 80.01–90% 6.24% ↗
6.24% QBANK Classic Home Loan variable owner-occupied P&I 0–60% 6.26% ↗
6.24% Hume Bank liteBlue O/Occ P+I (up to 60%LVR) variable owner-occupied P&I — 6.25% ↗
6.24% Athena Home Loans Athena Straight Up variable owner-occupied P&I 0–50% 6.24% ↗
6.24% Apollo Apollo Max (With Offset) variable owner-occupied P&I 50.01–60% 6.50% ↗
6.24% Mortgage Choice Freedom Mortgage Choice Freedom Flex Bundle variable owner-occupied P&I 60.01–70% 6.21% ↗
6.24% Mortgage Choice Freedom Mortgage Choice Freedom Saver variable owner-occupied P&I 60.01–70% 6.21% ↗
6.24% Summerland Bank Premium Variable Home Loan variable owner-occupied P&I — 6.60% ↗
6.24% BCU Bank OMG Home Loan (P&I) LVR<60 variable owner-occupied P&I — 6.27% ↗
6.24% Gateway Bank Allium Money Premium variable owner-occupied P&I 0–80% 6.24% ↗
6.24% Mortgage Choice Freedom Mortgage Choice Freedom Prime (With Offset) variable owner-occupied P&I 60.01–70% 6.50% ↗
6.24% Mortgage Choice Freedom Mortgage Choice Freedom Prime (Without Offset) variable owner-occupied P&I 60.01–70% 6.26% ↗
6.24% Apollo Apollo Max (Without Offset) variable owner-occupied P&I 50.01–60% 6.26% ↗
6.24% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (With Offset) variable owner-occupied P&I 0–50% 6.50% ↗
6.24% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (Without Offset) variable owner-occupied P&I 0–50% 6.27% ↗
6.24% AMP - My AMP AMP Essential Home Loan variable owner-occupied P&I 0–50% 6.27% ↗
6.24% AMP - My AMP AMP Essential Home Loan variable owner-occupied P&I 0–50% 6.27% ↗
6.27% Qantas Money Atlas Home Loans Qantas Money Atlas Home Loans variable owner-occupied P&I 0–60% 6.63%
6.28% Bank of Queensland Limited BOQ Essential Home Loan variable owner-occupied P&I 0–60% 6.30% ↗
6.28% Bank of Queensland Limited BOQ Essential Home Loan variable owner-occupied P&I 60.01–70% 6.30% ↗
6.28% Bank of Queensland Limited Economy Variable Home Loan variable owner-occupied P&I 0–70% 6.42% ↗
6.28% NRMA Home Loans NRMA Offset Home Loan variable owner-occupied P&I 60.01–70% 6.48% ↗
6.28% NRMA Home Loans NRMA Basic Home Loan variable owner-occupied P&I 60.01–70% 6.32% ↗
6.28% Qantas Money Basic/Offset Home Loans QANTAS Money Offset Home Loan variable owner-occupied P&I 0–50% 6.51% ↗
6.28% Qantas Money Basic/Offset Home Loans QANTAS Money Basic Home Loan variable owner-occupied P&I 0–50% 6.35% ↗
6.28% Qantas Money Atlas Home Loans Qantas Money Atlas Home Loans variable owner-occupied P&I 0–60% 6.64%
6.29% ME Bank - ME Go ME Bank EconoME Home Loan variable owner-occupied P&I 70.01–80% 6.31% ↗
6.29% ME Bank - ME Go ME Bank CompleteME Home Loan variable owner-occupied P&I 0–60% 6.67% ↗
6.29% ME Bank - ME Go ME Bank CompleteME Home Loan variable owner-occupied P&I 60.01–70% 6.67% ↗
6.29% ME Bank - ME Go ME Bank CompleteME Home Loan variable owner-occupied P&I 0–60% 6.67% ↗
6.29% ME Bank - ME Go ME Bank CompleteME Home Loan variable owner-occupied P&I 60.01–70% 6.67% ↗
6.29% ME Bank - ME Go ME Bank CompleteME Home Loan variable owner-occupied P&I 0–60% 6.67% ↗
6.29% ME Bank - ME Go ME Bank CompleteME Home Loan variable owner-occupied P&I 60.01–70% 6.67% ↗
6.29% NATIONAL AUSTRALIA BANK NAB Tailored Home Loan variable owner-occupied P&I 0–60% 6.42% ↗
6.29% NATIONAL AUSTRALIA BANK NAB Tailored Home Loan variable owner-occupied P&I 60.01–70% 6.42% ↗
6.29% Regional Australia Bank Regional Australia Bank Home Loan (Non Offset) variable owner-occupied P&I 70–80% 6.32% ↗
6.29% ING BANK (Australia) Ltd Mortgage Simplifier variable owner-occupied P&I 1–50% 6.32% ↗
6.29% ING BANK (Australia) Ltd Mortgage Simplifier variable owner-occupied P&I 51–60% 6.32% ↗
6.29% ING BANK (Australia) Ltd Mortgage Simplifier variable owner-occupied P&I 61–70% 6.32% ↗
6.29% IMB Bank Budget Home Loan variable owner-occupied P&I 81–90% 6.35% ↗
6.29% IMB Bank Essentials Home Loan variable owner-occupied P&I 81–90% 6.40% ↗
6.29% IMB Bank Essentials Home Loan variable owner-occupied P&I 1–70% 6.40% ↗
6.29% MoveBank Everyday Home Loan variable owner-occupied P&I — —
6.29% MoveBank Everyday Home Loan variable owner-occupied P&I — —
6.29% Auswide Bank Ltd BASIC HOME LOAN variable owner-occupied P&I 1–60% 6.32% ↗
6.29% Auswide Bank Ltd BASIC HOME LOAN variable owner-occupied P&I 60.01–70% 6.32% ↗
6.29% Macquarie Bank Limited Macquarie Basic Home Loan variable owner-occupied P&I 0–60% 6.31% ↗
6.29% Macquarie Bank Limited Macquarie Basic Home Loan variable owner-occupied P&I 60–70% 6.31% ↗
6.29% Macquarie Bank Limited Macquarie Offset Home Loan variable owner-occupied P&I 0–60% 6.54% ↗
6.29% Macquarie Bank Limited Macquarie Offset Home Loan variable owner-occupied P&I 60–70% 6.54% ↗
6.29% Easy Street STREET SMART VARIABLE HOME LOAN - OWNER-OCCUPIED (Principal and Interest) variable owner-occupied P&I — 6.34% ↗
6.29% QBANK Classic Home Loan variable owner-occupied P&I 60–70% 6.31% ↗
6.29% Tiimely Home Tiimely Basic Home Loan variable owner-occupied P&I 60.01–70% 6.30% ↗
6.29% Tiimely Home Tiimely Basic Home Loan variable owner-occupied P&I 70.01–80% 6.30% ↗
6.29% Tiimely Home Tiimely Offset Home Loan variable owner-occupied P&I 60.01–70% 6.46% ↗
6.29% Tiimely Home Tiimely Offset Home Loan variable owner-occupied P&I 70.01–80% 6.46% ↗
6.29% Athena Home Loans Athena Straight Up variable owner-occupied P&I 50.01–60% 6.27% ↗
6.29% Apollo Apollo Max (With Offset) variable owner-occupied P&I 60.01–70% 6.55% ↗
6.29% Mortgage Choice Freedom Mortgage Choice Freedom Flex variable owner-occupied P&I 0–50% 6.29% ↗
6.29% Mortgage Choice Freedom Mortgage Choice Freedom Flex Bundle variable owner-occupied P&I 70.01–80% 6.25% ↗
6.29% Mortgage Choice Freedom Mortgage Choice Freedom Saver variable owner-occupied P&I 70.01–80% 6.25% ↗
6.29% loans.com.au Variable Bold Home Loan variable owner-occupied P&I 0–90% 6.33% ↗
6.29% Summerland Bank Basic Variable Home Loan variable owner-occupied P&I — 6.35% ↗
6.29% BCU Bank OMG Home Loan (P&I) LVR>60-80 variable owner-occupied P&I — 6.32% ↗
6.29% MyState Bank Basic Variable Loan variable owner-occupied P&I 0–60% 6.32% ↗
6.29% MyState Bank Special Residential Variable Loan variable owner-occupied P&I 0–60% 6.34% ↗
6.29% Mortgage Choice Freedom Mortgage Choice Freedom Prime (With Offset) variable owner-occupied P&I 70.01–80% 6.55% ↗
6.29% Mortgage Choice Freedom Mortgage Choice Freedom Prime (Without Offset) variable owner-occupied P&I 70.01–80% 6.31% ↗
6.29% Apollo Apollo Max (Without Offset) variable owner-occupied P&I 60.01–70% 6.31% ↗
6.29% Apollo Apollo Max Bundle (With Offset) variable owner-occupied P&I 0–50% 6.55% ↗
6.29% Apollo Apollo Max Bundle (Without Offset) variable owner-occupied P&I 0–50% 6.32% ↗
6.29% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (With Offset) variable owner-occupied P&I 50.01–60% 6.55% ↗
6.29% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (Without Offset) variable owner-occupied P&I 50.01–60% 6.32% ↗
6.29% Connective Athena Connective Athena Prime Max Bundle (With Offset) variable owner-occupied P&I 0–50% 6.55% ↗
6.29% Connective Athena Connective Athena Prime Max Bundle (Without Offset) variable owner-occupied P&I 0–50% 6.32% ↗
6.29% IMB Bank Budget Home Loan variable owner-occupied P&I 70.01–80% 6.32% ↗
6.29% MyState Bank Special Residential Variable Loan variable owner-occupied P&I 60.01–70% 6.34% ↗
6.29% MyState Bank Basic Variable Loan variable owner-occupied P&I 60.01–70% 6.32% ↗
6.29% MoveBank Offset Home Loan variable owner-occupied P&I — —
6.30% BNK Bank (Goldfields Money/BCHL) Gold Prime Residential Basic Home Loans variable owner-occupied P&I 0–70% 6.33% ↗
6.32% Qantas Money Atlas Home Loans Qantas Money Atlas Home Loans variable owner-occupied P&I 60.01–70% 6.68%
6.32% Qantas Money Atlas Home Loans Qantas Money Atlas Home Loans variable owner-occupied P&I 60.01–70% 6.68%
6.33% AMP - My AMP AMP Essential Home Loan variable owner-occupied P&I 60–80% 6.36% ↗
6.33% Bank of Queensland Limited BOQ Essential Home Loan variable owner-occupied P&I 70.01–80% 6.35% ↗
6.33% Bank of Queensland Limited Economy Variable Home Loan variable owner-occupied P&I 70.01–80% 6.47% ↗
6.33% NRMA Home Loans NRMA Offset Home Loan variable owner-occupied P&I 70.01–80% 6.53% ↗
6.33% NRMA Home Loans NRMA Basic Home Loan variable owner-occupied P&I 70.01–80% 6.37% ↗
6.33% Qantas Money Basic/Offset Home Loans QANTAS Money Offset Home Loan variable owner-occupied P&I 50.01–60% 6.56% ↗
6.33% Qantas Money Basic/Offset Home Loans QANTAS Money Offset Home Loan variable owner-occupied P&I 60.01–70% 6.56% ↗
6.33% Qantas Money Basic/Offset Home Loans QANTAS Money Basic Home Loan variable owner-occupied P&I 50.01–60% 6.40% ↗
6.33% Qantas Money Basic/Offset Home Loans QANTAS Money Basic Home Loan variable owner-occupied P&I 60.01–70% 6.40% ↗
6.33% Homestar Finance Pty Ltd Star Nova variable owner-occupied P&I 70.01–80% 6.33% ↗
6.33% Zeus Zeus Own variable owner-occupied P&I 80.01–85% 6.69% ↗
6.33% Zeus Zeus Own variable owner-occupied P&I 0–70% 6.69% ↗
6.33% Zeus Zeus Bolt variable owner-occupied P&I 0–70% 6.69% ↗
6.33% Homestar Finance Pty Ltd Star Classic variable owner-occupied P&I 70.01–80% 6.33% ↗
6.33% AMP - My AMP AMP Essential Home Loan variable owner-occupied P&I 60–80% 6.36% ↗
6.34% ME Bank - ME Go ME Bank CompleteME Home Loan variable owner-occupied P&I 70.01–80% 6.72% ↗
6.34% ME Bank - ME Go ME Bank CompleteME Home Loan variable owner-occupied P&I 70.01–80% 6.72% ↗
6.34% ME Bank - ME Go ME Bank CompleteME Home Loan variable owner-occupied P&I 70.01–80% 6.72% ↗
6.34% CommBank Digi Home Loan (Owner Occupied) variable owner-occupied P&I 0–60% 6.36% ↗
6.34% ING BANK (Australia) Ltd Mortgage Simplifier variable owner-occupied P&I 71–80% 6.37% ↗
6.34% Westpac Flexi First: Our lowest online variable home loan rate (Owner Occupied) variable owner-occupied P&I 70–80% 6.35% ↗
6.34% Bendigo Bank Bendigo Easy Home Loan variable owner-occupied P&I 0–60% 6.36% ↗
6.34% Central Murray Bank HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Principal and Interest - Local Choice Loan - LVR 60-70% variable owner-occupied P&I — 6.40% ↗
6.34% Macquarie Bank Limited Macquarie Basic Home Loan variable owner-occupied P&I 70–80% 6.36% ↗
6.34% Macquarie Bank Limited Macquarie Offset Home Loan variable owner-occupied P&I 70–80% 6.59% ↗
6.34% People First and Heritage Bank Discount Variable - Owner Occupied variable owner-occupied P&I 70.1–80% 6.35% ↗
6.34% People First and Heritage Bank Discount Variable - Owner Occupied variable owner-occupied P&I 70.1–80% 6.35% ↗
6.34% bankWAW Home Equity Loan Owner Occupied variable owner-occupied P&I 1–80% 6.37% ↗
6.34% Hume Bank liteBlue O/Occ P+I (60%-80% LVR) variable owner-occupied P&I — 6.35% ↗
6.34% QBANK Classic Home Loan variable owner-occupied P&I 70–80% 6.36% ↗
6.34% QBANK Classic Plus Home Loan variable owner-occupied P&I 0–60% 6.61% ↗
6.34% Central West CUL Premium Smart Home Loan variable owner-occupied P&I — 6.40% ↗
6.34% Connective Select Connective Select Basic Home Loan variable owner-occupied P&I 0–50% 6.36% ↗
6.34% Connective Select Connective Select Basic Home Loan variable owner-occupied P&I 50.01–60% 6.36% ↗
6.34% Virgin Money Virgin Money Loaded Home Loan variable owner-occupied P&I 0–60% 6.63% ↗
6.34% Virgin Money Virgin Money Loaded Home Loan variable owner-occupied P&I 0–60% 6.63% ↗
6.34% Virgin Money Virgin Money Loaded Home Loan variable owner-occupied P&I 0–60% 6.63% ↗
6.34% Aussie Elevate Aussie Elevate Basic Home Loan variable owner-occupied P&I 0–50% 6.36% ↗
6.34% Aussie Elevate Aussie Elevate Basic Home Loan variable owner-occupied P&I 50.01–60% 6.36% ↗
6.34% AFG Home Loans Alpha AFG Alpha Basic Home Loan variable owner-occupied P&I 0–50% 6.36% ↗
6.34% AFG Home Loans Alpha AFG Alpha Basic Home Loan variable owner-occupied P&I 50.01–60% 6.36% ↗
6.34% Athena Home Loans Athena Straight Up variable owner-occupied P&I 60.01–70% 6.31% ↗
6.34% Apollo Apollo Max (With Offset) variable owner-occupied P&I 70.01–80% 6.60% ↗
6.34% Mortgage Choice Freedom Mortgage Choice Freedom Flex variable owner-occupied P&I 50.01–60% 6.32% ↗
6.34% Hume Bank myBlue Variable O/Occ P+I (up to 60% LVR) variable owner-occupied P&I — 6.34% ↗
6.34% Beyond Bank Australia Purple Basic Vbl Home Loan variable owner-occupied P&I 0–60% 6.37% ↗
6.34% Summerland Bank Premium Variable Home Loan variable owner-occupied P&I — 6.70% ↗
6.34% Summerland Bank Basic Variable Home Loan variable owner-occupied P&I — 6.40% ↗
6.34% UBank Neat - OO Variable P&I variable owner-occupied P&I 0–60% 6.36% ↗
6.34% UBank Neat - OO Variable P&I variable owner-occupied P&I 60.01–70% 6.36% ↗
6.34% UBank Flex - Variable OO P&I variable owner-occupied P&I 0–60% 6.58% ↗
6.34% UBank Flex - Variable OO P&I variable owner-occupied P&I 60.01–70% 6.58% ↗
6.34% Apollo Apollo Max (Without Offset) variable owner-occupied P&I 70.01–80% 6.36% ↗
6.34% Apollo Apollo Max Bundle (With Offset) variable owner-occupied P&I 50.01–60% 6.60% ↗
6.34% Apollo Apollo Max Bundle (Without Offset) variable owner-occupied P&I 50.01–60% 6.37% ↗
6.34% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (With Offset) variable owner-occupied P&I 60.01–70% 6.60% ↗
6.34% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (Without Offset) variable owner-occupied P&I 60.01–70% 6.37% ↗
6.34% Connective Athena Connective Athena Prime Max Bundle (With Offset) variable owner-occupied P&I 50.01–60% 6.60% ↗
6.34% Connective Athena Connective Athena Prime Max Bundle (Without Offset) variable owner-occupied P&I 50.01–60% 6.37% ↗
6.34% QBANK Classic Home Loan variable owner-occupied P&I — 6.36% ↗
6.34% QBANK Classic Home Loan variable owner-occupied P&I — 6.36% ↗
6.35% Regional Australia Bank Regional Australia Bank Home Loan (Offset) variable owner-occupied P&I 0–60% 6.38% ↗
6.35% BNK Bank (Goldfields Money/BCHL) Gold Prime Residential Basic Home Loans variable owner-occupied P&I 70.01–80% 6.38% ↗
6.37% CommBank Digi Home Loan (Owner Occupied) variable owner-occupied P&I 60.01–70% 6.39% ↗
6.37% Qantas Money Atlas Home Loans Qantas Money Atlas Home Loans variable owner-occupied P&I 70.01–80% 6.73%
6.37% Qantas Money Atlas Home Loans Qantas Money Atlas Home Loans variable owner-occupied P&I 70.01–80% 6.73%
6.38% Bendigo Bank Bendigo Easy Home Loan variable owner-occupied P&I 60.01–80% 6.40% ↗
6.38% Qudos Bank No Frills Home Loan variable owner-occupied P&I 0–70% 6.38% ↗
6.38% Bank Australia Offset Home Loan variable owner-occupied P&I 0–60% 6.57% ↗
6.38% Bank Australia Offset Home Loan variable owner-occupied P&I 60.1–70% 6.57% ↗
6.38% Bank Australia Basic Home Loan variable owner-occupied P&I 0–60% 6.38% ↗
6.38% Bank Australia Basic Home Loan variable owner-occupied P&I 60.1–70% 6.38% ↗
6.38% Qantas Money Basic/Offset Home Loans QANTAS Money Offset Home Loan variable owner-occupied P&I 70.01–80% 6.61% ↗
6.38% Qantas Money Basic/Offset Home Loans QANTAS Money Basic Home Loan variable owner-occupied P&I 70.01–80% 6.45% ↗
6.38% P&N Bank Basic Variable HL LVR <60 variable owner-occupied P&I — 6.41% ↗
6.38% Zeus Zeus Own variable owner-occupied P&I 70.01–80% 6.74% ↗
6.38% Zeus Zeus Bolt variable owner-occupied P&I 70.01–80% 6.74% ↗
6.39% MyState Bank Basic Variable Loan variable owner-occupied P&I 81–90% 6.42% ↗
6.39% MyState Bank Special Residential Variable Loan variable owner-occupied P&I 81–90% 6.44% ↗
6.39% CommBank Digi Home Loan (Owner Occupied) variable owner-occupied P&I 70.01–80% 6.41% ↗
6.39% Suncorp Bank Back to Basics Variable Rate Better Together Special Offer variable owner-occupied P&I 80.1–90% 6.40% ↗
6.39% Bendigo Bank Bendigo Flex Home Loan variable owner-occupied P&I 0–60% 6.57% ↗
6.39% Bendigo Bank Bendigo Flex Home Loan (Retail) variable owner-occupied P&I 0–60% 6.59% ↗
6.39% Bendigo Bank Bendigo Complete Home Loan variable owner-occupied P&I 0–60% 6.61% ↗
6.39% Qudos Bank No Frills Home Loan variable owner-occupied P&I 70.01–80% 6.39% ↗
6.39% MoveBank Offset Home Loan variable owner-occupied P&I — —
6.39% MoveBank Everyday Home Loan variable owner-occupied P&I — —
6.39% Bank Australia Basic Home Loan variable owner-occupied P&I 70.1–80% 6.39% ↗
6.39% QBANK Classic Home Loan variable owner-occupied P&I — 6.41% ↗
6.39% QBANK Classic Plus Home Loan variable owner-occupied P&I 60–70% 6.66% ↗
6.39% Bank of Queensland Limited BOQ Plus Home Loan variable owner-occupied P&I 60.01–70% 6.68% ↗
6.39% Bank of Queensland Limited BOQ Plus Home Loan variable owner-occupied P&I 0–60% 6.68% ↗
6.39% Bank of Queensland Limited BOQ Plus Home Loan variable owner-occupied P&I 60.01–70% 6.68% ↗
6.39% Bank of Queensland Limited BOQ Plus Home Loan variable owner-occupied P&I 60.01–70% 6.68% ↗
6.39% Bank of Queensland Limited BOQ Plus Home Loan variable owner-occupied P&I 70.01–80% 6.68% ↗
6.39% Bank of Queensland Limited BOQ Plus Home Loan variable owner-occupied P&I 70.01–80% 6.68% ↗
6.39% Bank of Queensland Limited BOQ Plus Home Loan variable owner-occupied P&I 0–60% 6.68% ↗
6.39% Bank of Queensland Limited BOQ Plus Home Loan variable owner-occupied P&I 70.01–80% 6.68% ↗
6.39% Bank of Queensland Limited BOQ Plus Home Loan variable owner-occupied P&I 0–60% 6.68% ↗
6.39% Bank of Queensland Limited Clear Path Variable Home Loan variable owner-occupied P&I 0–80% 6.51% ↗
6.39% Connective Select Connective Select Offset Home Loan variable owner-occupied P&I 0–50% 6.57% ↗
6.39% Connective Select Connective Select Offset Home Loan variable owner-occupied P&I 50.01–60% 6.57% ↗
6.39% Connective Select Connective Select Basic Home Loan variable owner-occupied P&I 60.01–70% 6.41% ↗
6.39% Virgin Money Virgin Money Loaded Home Loan variable owner-occupied P&I 70.01–80% 6.68% ↗
6.39% Virgin Money Virgin Money Loaded Home Loan variable owner-occupied P&I 70.01–80% 6.68% ↗
6.39% Virgin Money Virgin Money Loaded Home Loan variable owner-occupied P&I 60.01–70% 6.68% ↗
6.39% Virgin Money Virgin Money Loaded Home Loan variable owner-occupied P&I 70.01–80% 6.68% ↗
6.39% Aussie Elevate Aussie Elevate Offset Home Loan variable owner-occupied P&I 0–50% 6.57% ↗
6.39% Aussie Elevate Aussie Elevate Offset Home Loan variable owner-occupied P&I 50.01–60% 6.57% ↗
6.39% Virgin Money Virgin Money Loaded Home Loan variable owner-occupied P&I 60.01–70% 6.68% ↗
6.39% Virgin Money Virgin Money Loaded Home Loan variable owner-occupied P&I 60.01–70% 6.68% ↗
6.39% Aussie Elevate Aussie Elevate Basic Home Loan variable owner-occupied P&I 60.01–70% 6.41% ↗
6.39% AFG Home Loans Alpha AFG Alpha Offset Home Loan variable owner-occupied P&I 0–50% 6.57% ↗
6.39% AFG Home Loans Alpha AFG Alpha Offset Home Loan variable owner-occupied P&I 50.01–60% 6.57% ↗
6.39% AFG Home Loans Alpha AFG Alpha Basic Home Loan variable owner-occupied P&I 60.01–70% 6.41% ↗
6.39% Athena Home Loans Athena Power Up variable owner-occupied P&I 0–50% 6.39% ↗
6.39% Athena Home Loans Athena Straight Up variable owner-occupied P&I 70.01–80% 6.35% ↗
6.39% Mortgage Choice Freedom Mortgage Choice Freedom Flex variable owner-occupied P&I 60.01–70% 6.36% ↗
6.39% Resimac Prime Flex - Wholesale variable owner-occupied P&I 1–70% 6.69%
6.39% Beyond Bank Australia Purple Basic Vbl Home Loan variable owner-occupied P&I 60–80% 6.42% ↗
6.39% BCU Bank Offset Home Loan LVR <60 variable owner-occupied P&I — 6.42% ↗
6.39% UBank Neat - OO Variable P&I variable owner-occupied P&I 70.01–80% 6.41% ↗
6.39% UBank Flex - Variable OO P&I variable owner-occupied P&I 70.01–80% 6.63% ↗
6.39% Coastline Bank Classic Home Loan variable owner-occupied P&I 0–60% 6.55% ↗
6.39% MyState Bank Basic Variable Loan variable owner-occupied P&I 81–90% 6.42% ↗
6.39% MyState Bank Special Residential Variable Loan variable owner-occupied P&I 81–90% 6.44% ↗
6.39% Apollo Apollo Max Bundle (With Offset) variable owner-occupied P&I 60.01–70% 6.65% ↗
6.39% Apollo Apollo Max Bundle (Without Offset) variable owner-occupied P&I 60.01–70% 6.42% ↗
6.39% Mortgage Choice Freedom Mortgage Choice Freedom Flex Bundle variable owner-occupied P&I 0–50% 6.39% ↗
6.39% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (With Offset) variable owner-occupied P&I 70.01–80% 6.65% ↗
6.39% Mortgage Choice Freedom Mortgage Choice Freedom Prime Bundle (Without Offset) variable owner-occupied P&I 70.01–80% 6.42% ↗
6.39% Mortgage Choice Freedom Mortgage Choice Freedom Prime (With Offset) variable owner-occupied P&I 0–50% 6.65% ↗
6.39% Mortgage Choice Freedom Mortgage Choice Freedom Prime (Without Offset) variable owner-occupied P&I 0–50% 6.42% ↗
6.39% Mortgage Choice Freedom Mortgage Choice Freedom Saver variable owner-occupied P&I 0–50% 6.39% ↗
6.39% RACQ Bank Fair Dinkum Home Loan variable owner-occupied P&I 0.01–60% 6.39%
6.39% Mortgage House Chameleon - Freedom Home Loan 60 variable owner-occupied P&I — 6.43%
6.39% Connective Athena Connective Athena Prime Max Bundle (With Offset) variable owner-occupied P&I 60.01–70% 6.65% ↗
6.39% Connective Athena Connective Athena Prime Max Bundle (Without Offset) variable owner-occupied P&I 60.01–70% 6.42% ↗
6.39% IMB Bank Essentials Home Loan variable owner-occupied P&I 70.01–80% 6.50% ↗
6.39% MoveBank Everyday Home Loan variable owner-occupied P&I — —
6.40% Regional Australia Bank Regional Australia Bank Home Loan (Offset) variable owner-occupied P&I 60–70% 6.43% ↗
6.40% BNK Bank (Goldfields Money/BCHL) Gold Prime Residential Special Home Loans variable owner-occupied P&I 0–70% 6.43% ↗
6.42% P&N Bank Basic Variable HL LVR >60-70 variable owner-occupied P&I — 6.45% ↗
6.42% P&N Bank Offset Variable HL LVR<60 variable owner-occupied P&I — 6.45% ↗
6.43% Bendigo Bank Bendigo Flex Home Loan variable owner-occupied P&I 60.01–80% 6.61% ↗
6.43% Bendigo Bank Bendigo Flex Home Loan (Retail) variable owner-occupied P&I 60.01–80% 6.63% ↗
6.43% Bendigo Bank Bendigo Complete Home Loan variable owner-occupied P&I 60.01–80% 6.65% ↗
6.43% Bendigo Bank Single Parents (Bendigo Complete Home Loan) variable owner-occupied P&I — 6.65% ↗
6.43% Bank Australia Offset Home Loan variable owner-occupied P&I 70.1–80% 6.62% ↗
6.43% MCCA Amlak Select Basic variable owner-occupied P&I 0–80% 6.50%
6.43% Homestar Finance Pty Ltd Star Classic variable owner-occupied P&I 80.01–85% 6.43% ↗
6.43% Homestar Finance Pty Ltd Star Classic variable owner-occupied P&I 80.01–85% 6.43% ↗
6.43% AAA FINANCIAL CORPORATION Standard Home Loan variable owner-occupied P&I 80.01–85% 6.43% ↗
6.44% Greater Bank Discounted Ultimate Packaged Home Loan - Variable Owner Occupied variable owner-occupied P&I — 6.80% ↗
6.44% NATIONAL AUSTRALIA BANK NAB Tailored Home Loan variable owner-occupied P&I 70.01–80% 6.57% ↗
6.44% ING BANK (Australia) Ltd Orange Advantage variable owner-occupied P&I 1–50% 6.73% ↗
6.44% ING BANK (Australia) Ltd Orange Advantage variable owner-occupied P&I 51–60% 6.73% ↗
6.44% ING BANK (Australia) Ltd Orange Advantage variable owner-occupied P&I 61–70% 6.73% ↗
6.44% ING BANK (Australia) Ltd Orange Advantage variable owner-occupied P&I 71–80% 6.73% ↗
6.44% AMP - My AMP AMP Essential Home Loan variable owner-occupied P&I 0–50% 6.47% ↗
6.44% AMP - My AMP AMP Essential Home Loan variable owner-occupied P&I 50–60% 6.47% ↗
6.44% Bank of Sydney BOS Basic Home Loan Owner Occupied variable owner-occupied P&I 60.01–80% 6.48% ↗
6.44% Auswide Bank Ltd BASIC HOME LOAN variable owner-occupied P&I 70.01–80% 6.48% ↗
6.44% QBANK Classic Plus Home Loan variable owner-occupied P&I 70–80% 6.71% ↗
6.44% Bank of Queensland Limited BOQ Essential Home Loan variable owner-occupied P&I 80.01–90% 6.46% ↗
6.44% Unloan Unloan Home Loan variable owner-occupied P&I 80.01–90% 6.35% ↗
6.44% Bank of Queensland Limited Economy Variable Home Loan variable owner-occupied P&I 80.01–90% 6.58% ↗
6.44% Connective Select Connective Select Offset Home Loan variable owner-occupied P&I 60.01–70% 6.62% ↗
6.44% Aussie Elevate Aussie Elevate Offset Home Loan variable owner-occupied P&I 60.01–70% 6.62% ↗
6.44% AFG Home Loans Alpha AFG Alpha Offset Home Loan variable owner-occupied P&I 60.01–70% 6.62% ↗
6.44% Mortgage House Chameleon - Executive Investment Home Loan 80 variable owner-occupied P&I — 6.48%
6.44% Mortgage House Chameleon - Freedom Home Loan 80 variable owner-occupied P&I — 6.48%
6.44% Athena Home Loans Athena Power Up variable owner-occupied P&I 50.01–60% 6.42% ↗
6.44% Mortgage Choice Freedom Mortgage Choice Freedom Flex variable owner-occupied P&I 70.01–80% 6.40% ↗
6.44% Bankwest Bankwest Simple Home Loan variable owner-occupied P&I 0–60% 6.47% ↗
6.44% Hume Bank myBlue Variable O/Occ P+I (60.01 - 80.00% LVR) variable owner-occupied P&I — 6.44% ↗

How to read these rows

"Comparison" is the regulated comparison rate the lender publishes beside the advertised rate, with fees folded in. On a phone it is the figure "with fees". P&I is principal and interest. An LVR band of — means the lender stated none. A rate marked ? is below anything a home loan is actually priced at. Some lenders publish fees or rate loadings inside the rate fields. This page shows the rates as published rather than silently tidying them. The comparison never uses those rows.

Looking for one lender rather than the whole list? Every lender that publishes rates has a page of its own.

Or one kind of loan: fixed · variable · owner-occupier · investment · principal and interest · interest only.

Free, and not advice. It knows only what you typed and what lenders advertise, which may differ from what you are offered. A licensed broker does this for a living. Who made this. What this site collects.

More from the data

Building something with this? There is an API, and the data is free.

This morning: the market, variable rates, fixed rates and what moved this week.

Found in the data: what lenders charge above 80%, the rate a fixed loan rolls onto and what a comparison rate adds. Also what an offset costs, and what investors pay on top.